Root, Inc. (ROOT) income statement

ROOTNasdaqFire, Marine & Casualty InsuranceFiscal year ends December 31

Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 4, 2026Score 9/308% below fair value

$43.87+0.24 (+0.55%)

Close on Nov 13, 2026Market cap $679.69MP/E 9.3Yield –

Root, Inc. income statement

Millions of USD, except per-share data. Shares in millions.

Line item	FY 2025 2025-12-31	FY 2024 2024-12-31	FY 2023 2023-12-31	FY 2022 2022-12-31	FY 2021 2021-12-31	FY 2020 2020-12-31	FY 2019 2019-12-31	FY 2018 2018-12-31
Revenue	1,517	1,177	455	311	345	347	290	43
Selling, General & Admin	272	205	133	175	368	218	153	50
Selling & Marketing	175	136	49	48	270	140	110	40
General & Administrative	97	70	83	127	98	79	43	9.30
Operating Expenses	1,455	1,098	556	574	831	632	550	112
Operating Income	62	79	-101	-263	-485	-285	-260	–
Interest Expense	21	42	46	35	20	78	22	0.90
Merger & Restructuring Charges	–	0.10	11	11	–	–	–	–
Gain (Loss) on Investments	–	0	0	0.50	2.40	0.30	0	0
Pretax Income	41	31	-147	-298	-521	-363	-282	-69
Income Tax Expense	0.50	0	0	0	0	0	0	0
Net Income	40	31	-147	-298	-521	-363	-282	-69
Net Income to Common	38	29	-147	-298	–	–	–	–
EPS (Basic)(per share)	2.49	1.96	-10.24	-21.11	-37.76	-86.43	-149.94	-49.14
EPS (Diluted)(per share)	2.36	1.83	-10.24	-21.11	-37.76	-86.43	-149.94	-49.14
Shares Outstanding (Basic, Weighted)(shares)	15	15	14	14	14	4.20	1.88	1.41
Shares Outstanding (Diluted, Weighted)(shares)	17	17	14	14	14	4.20	1.88	1.41
EBITDA	74	93	-89	-249	-469	-270	-255	–
Premiums Earned	1,402	1,071	400	286	310	323	275	40
Net Investment Income	34	36	30	6.20	5.00	5.40	5.20	1.20

Italic numbers are calculated by StockData (for example Q4 = full year − nine months). Per-share data and share counts are adjusted for stock splits. Hover a number for its source; click it to open the filing on SEC.gov. Click a row to chart it.

Ratios

Latest available, balances at Sep 30, 2026

Profitability, TTM

Gross margin: –
Operating margin: 6.7%
Net margin: 5.2%
Return on equity, FY2025: 16.5%

Financial strength

Current ratio: –
Debt to equity: –
Debt to assets: –
Cash to current liabilities: –

Valuation

P/E ratio: 9.3
Price to sales: 0.44
Price to book: 2.08
Dividend yield: –

See a number that looks wrong?