Hippo vs Root
HIPO and ROOT side by side, both in fire, marine, and casualty insurance. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How HIPO and ROOT compare
Hippo is the larger company, worth 1.4 times as much as Root ($975M against $681M).
On earnings, Root is cheaper: it trades at 9.3× trailing earnings, against 30.0× for Hippo.
Hippo grew revenue faster over the last twelve months (20.6% versus 7.9% for Root).
Hippo keeps more of each dollar of sales as profit, with a net margin of 5.9% compared with 5.2% at Root.
Root scores higher on the StockData Score (9 against 5 for Hippo), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | HIPO | ROOT |
|---|---|---|
| Size and price | ||
| Market cap | $975M | $681M |
| Share price | $36.61 | $43.97 |
| Change, 1 year | 9.0% | −51.6% |
| Change, 5 years | −62.3% | −45.6% |
| Beta (5Y) | 1.42 | 1.85 |
| Employees | 540 | 1,256 |
| StockData Score | ||
| Total score | 5 | 9 (better) |
| Valuation score | 0 | 3 (better) |
| Growth score | 3 (better) | 2 |
| Performance score | 2 | 3 (better) |
| Health score | 0 | 1 (better) |
| Dividend score | 0 | 0 |
| Valuation | ||
| P/E | 30.0× | 9.3× (better) |
| P/S | 1.8× | 0.4× (better) |
| P/B | – | 2.1× |
| EV/EBITDA | – | 0.7× |
| P/FCF | 7.7× | – |
| FCF yield | 13.0% | – |
| Fair value | – | $47.16 |
| Margin of safety | – | 6.8% |
| Growth | ||
| Revenue growth (TTM) | 20.6% (better) | 7.9% |
| Revenue growth, 5Y average | 55.5% (better) | 34.3% |
| Net income growth (TTM) | −66.6% | 41.9% (better) |
| EPS growth (TTM) | −66.9% | 46.7% (better) |
| Profitability | ||
| Operating margin | – | 6.7% |
| Net margin | 5.9% (better) | 5.2% |
| FCF margin | 23.4% | – |
| Return on equity | 7.6% | 27.4% (better) |
| Financial health | ||
| Interest coverage | – | 5.9× |
| Altman Z-score | −0.15 | 0.16 (better) |
| Piotroski F-score | 5 | 6 (better) |
| Dividends and buybacks | ||
| Buyback yield | −0.36% | – |
| Shareholder yield | −0.36% | 0.00% (better) |
| Ownership | ||
| Held by institutions | 43.7% | 60.9% |
| Held by insiders | 9.3% | 40.6% |
| Insider net buying, 12 months | −$2.1M (better) | −$3.1M |
| Short interest, % of float | 3.3% | 22.0% |
Go deeper
- HIPO stock overview
- HIPO income statement
- HIPO valuation and score
- ROOT stock overview
- ROOT income statement
- ROOT valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.