Oportun Financial Corp (OPRT) stock
Close on Nov 13, 2026Market cap $539.43MP/E 15.9Yield –
Oportun Financial statistics
75 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.
Important dates
- Next earnings
- Jan 20, 2027 (estimated, during market hours)
- Last ex-dividend date
- No dividends
- Fundamentals through
- Sep 30, 2026
- Share price as of
- Nov 13, 2026
Valuation ratiosIndustry
- P/TBV Ratio
- 1.46
- 1.13
- P/OCF Ratio
- 1.22
- 5.84
Enterprise valuationIndustry
- EV / Sales
- 0.37
- 2.54
Share statisticsIndustry
- Shares Change (YoY)
- 5.96%
- 13.6%
- Shares Change (QoQ)
- 0.28%
- 0.11%
- Float
- 33M
- 40M
- Shares Held by Insiders
- 27.2%
- 18.2%
- Shares Held by Institutions
- 82.4%
- 27.7%
Short sellingIndustry
- Short Interest
- 1M
- –
- Short Interest Change
- -13.3%
- -0.08%
- Short % of Float
- 4.16%
- 6.48%
- Short % of Shares Outstanding
- 3.03%
- 5.35%
- Days to Cover
- 2.34
- 3.79
Stock price statisticsIndustry
- 52-Week High
- $13.34
- –
- 52-Week Low
- $4.03
- –
- 20-Day Moving Average
- $10.44
- –
- 50-Day Moving Average
- $9.18
- –
- 200-Day Moving Average
- $6.52
- –
- Average True Range (14)
- $0.57
- –
- Price Change (1 Week)
- 3.71%
- -4.00%
- Price Change (1 Month)
- 27.4%
- -17.2%
- Price Change (3 Months)
- 56.0%
- -15.4%
- Price Change (6 Months)
- 123.4%
- -32.2%
- Price Change (YTD)
- 121.7%
- -37.2%
- Price Change (1 Year)
- 142.4%
- -50.6%
- Price Change (3 Years)
- 351.2%
- -32.7%
- Price Change (5 Years)
- -57.7%
- -81.6%
- Average Volume (10 Days)
- 905,785
- –
- Average Volume (20 Days)
- 750,225
- –
- Average Volume (90 Days)
- 607,463
- –
- Relative Volume
- 0.63
- 0.72
- Relative Strength Index (14)
- 66.6
- 39.6
- Volatility (1 Year)
- 70.4%
- 94.5%
- Beta (5 Years)
- 1.88
- 1.24
MarginsIndustry
- Pretax Margin
- 6.31%
- -6.66%
- EBITDA Margin
- 10.1%
- -66.0%
Returns on capitalIndustry
- Return on Equity (ROE)
- 9.11%
- -20.8%
- Return on Assets (ROA)
- 1.16%
- -7.97%
GrowthIndustry
- Revenue Growth (YoY)
- -0.40%
- 15.4%
- Net Income Growth (YoY)
- 21.7%
- -22.9%
- EPS Growth (YoY)
- 12.1%
- 3.77%
- Revenue Growth (3Y CAGR)
- 0.14%
- 5.94%
- Revenue Growth (5Y CAGR)
- 10.4%
- 10.7%
EfficiencyIndustry
- Asset Turnover
- 0.30
- 0.16
- Revenue Per Employee
- $11.52M
- $675.54K
- Profits Per Employee
- $448.39K
- -$170.28K
- Employee Count
- 83
- 47
- WACC
- 14.5%
- 11.0%
Income statement (TTM)Industry
- Pretax Income
- $60.33M
- -$2.77M
Balance sheetIndustry
- Net Cash (Debt)
- $181.17M
- $7.04M
- Net Cash Per Share
- $3.94
- $0.19
- Equity (Book Value)
- $433.44M
- $224.68M
- Book Value Per Share
- $9.43
- $4.10
- Tangible Book Value
- $369.24M
- $156.69M
Cash flow (TTM)Industry
Dividends and yieldsIndustry
- Earnings Yield
- 6.90%
- -13.4%
Taxes and interestIndustry
- Income Tax
- $23.11M
- $213.00K
- Effective Tax Rate
- 38.3%
- 21.2%
Scores and fair valueIndustry
- Graham Number
- $12.53
- $31.08
- Graham Upside
- 6.80%
- 16.5%
- Altman Z-Score
- 0.33
- 0.36
- Piotroski F-Score
- 6
- 4
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 13, 2026. The S&P 500 is measured by the SPY fund.
| Period | OPRT | S&P 500 | Difference | OPRT per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | +27.9% | -3.0% | +31.0 pts | ||
| 3 months | +53.5% | -2.8% | +56.3 pts | ||
| Year to date | +121.7% | +11.5% | +110.3 pts | ||
| 1 year | +143.4% | +13.5% | +129.9 pts | ||
| 3 years | +367.3% | +77.7% | +289.6 pts | +67.2% | +21.1% |
| 5 years | -57.7% | +72.6% | −130.3 pts | -15.8% | +11.5% |
Short interest
Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.
1M OPRT shares were sold short on Oct 30, 2026, down 13.3% from the previous report, or 4.16% of the shares available to trade. At recent volumes it would take 2.3 days to buy them back. Over the last 20 sessions, 42.0% of the volume reported to FINRA was short selling.
| Settlement date | Shares short | Change | Avg. daily volume | Days to cover |
|---|---|---|---|---|
| Oct 30, 2026 | 1,392,904 | -13.3% | 595,344 | 2.3 |
| Oct 15, 2026 | 1,606,952 | -10.2% | 726,296 | 2.2 |
| Sep 30, 2026 | 1,789,003 | +49.6% | 821,771 | 2.2 |
| Sep 15, 2026 | 1,195,575 | +4.8% | 400,242 | 3.0 |
| Aug 31, 2026 | 1,141,094 | +4.0% | 279,670 | 4.1 |
| Aug 14, 2026 | 1,096,933 | -26.1% | 706,225 | 1.6 |
| Jul 31, 2026 | 1,483,988 | -3.8% | 390,676 | 3.8 |
| Jul 15, 2026 | 1,542,164 | +12.5% | 513,307 | 3.0 |
| Jun 30, 2026 | 1,371,411 | -0.0% | 611,102 | 2.2 |
| Jun 15, 2026 | 1,371,874 | +6.1% | 368,989 | 3.7 |
| May 29, 2026 | 1,292,820 | +1.0% | 815,518 | 1.6 |
| May 15, 2026 | 1,279,651 | -3.7% | 411,456 | 3.1 |
Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.
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