Oportun Financial Corp (OPRT) shareholders
OPRTNasdaqFinance ServicesFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 4, 2026Score 8/307% below fair value
$11.73−0.03 (-0.26%)
Close on Nov 13, 2026Market cap $539.43MP/E 15.9Yield –
Ownership
Institutional holdings as of Jun 30, 2026, from 13F filings
Held by institutions
82.4%
38M of 46M shares
Institutional holders
134
23 new, 13 sold out
Net institutional buying
3M
In Q2 2026
Insider trades, 12 months
0 buys · 10 sales
Net sold $416.14K
Shares held by institutions
Holders of more than 5%
Latest Schedule 13D (active) or 13G (passive) filed by each holder
| Holder | Shares | % of class | Filing | As of |
|---|---|---|---|---|
| Forager Fund, L.P. Joint filing with Forager Capital Management, LLC (9.80%), Kissel Edward Urban (9.80%) and 1 more | 4,512,045 | 9.80% | 13G (passive) amendment | Jun 30, 2026 |
| NB Alternatives Advisers LLC | 4,387,780 | 9.90% | 13D (active) amendment | May 23, 2025 |
| Finn Management GP LLC Joint filing with Findell Capital Management LLC (7.40%), Finn Brian (7.40%) | 3,241,300 | 7.40% | 13D (active) amendment | May 27, 2025 |
| Findell Capital Management LLC Joint filing with Finn Management GP LLC (6.90%), Finn Brian (6.90%) | 3,006,300 | 6.90% | 13D (active) amendment | Jul 14, 2025 |
| Evan Carruthers Joint filing with McLaren Harbor, LLC (5.50%), CL VI Ventures Offshore, L.P. (5.50%) and 3 more | 2,426,503 | 5.50% | 13G (passive) amendment | Jun 30, 2025 |
| BlackRock, Inc. | 2,418,588 | 5.50% | 13G (passive) | Sep 30, 2025 |
| Israel A. Englander Joint filing with Millennium Management LLC (5.00%), Millennium Group Management LLC (5.00%) and 1 more | 2,246,536 | 5.00% | 13G (passive) | Mar 11, 2026 |
| Forager Capital Management, LLC Joint filing with Forager Fund, L.P. (5.10%), Kissel Edward Urban (5.10%) and 1 more | 2,242,860 | 5.10% | 13G (passive) | Oct 13, 2025 |
Top institutional holders
13F holdings as of Jun 30, 2026
| Holder | Shares | % of OPRT | Value | Change | % of portfolio |
|---|---|---|---|---|---|
| Forager Capital Management, LLC | 4,512,045 | 9.81% | $25.76M | +1,150,319 | 9.69% |
| Neuberger Berman Group LLC | 3,893,025 | 8.47% | $22.23M | +83,113 | 0.01% |
| BlackRock, Inc. | 3,370,232 | 7.33% | $19.24M | +292,572 | 0.00% |
| Findell Capital Management LLC | 2,798,300 | 6.08% | $15.98M | +50,000 | 2.25% |
| Vanguard Capital Management LLC | 1,742,023 | 3.79% | $9.95M | +113,545 | 0.00% |
| Dimensional Fund Advisors LP | 1,663,841 | 3.62% | $9.50M | +300,053 | 0.00% |
| Long Focus Capital Management, LLC | 1,515,777 | 3.30% | $8.66M | – | 0.22% |
| Goldman Sachs Group Inc | 1,286,133 | 2.80% | $7.34M | +467,846 | 0.00% |
| Simcoe Capital LLC | 1,134,197 | 2.47% | $6.48M | +131,926 | 3.95% |
| Meros Investment Management, LP | 1,125,231 | 2.45% | $6.43M | +398,846 | 2.04% |
| Boothbay Fund Management, LLC | 1,101,930 | 2.40% | $6.29M | +242,601 | 0.08% |
| Geode Capital Management, LLC | 1,081,651 | 2.35% | $6.18M | +132,849 | 0.00% |
| Two Sigma Investments, LP | 963,560 | 2.10% | $5.50M | +1,919 | 0.00% |
| Millennium Management LLC | 945,987 | 2.06% | $5.40M | −1,307,195 | 0.00% |
| American Century Companies Inc | 822,881 | 1.79% | $4.70M | +371,951 | 0.00% |
| State Street Corp | 797,256 | 1.73% | $4.55M | +44,931 | 0.00% |
| Aqr Capital Management LLC | 752,758 | 1.64% | $4.30M | +63,921 | 0.00% |
| Mackenzie Financial Corp | 656,694 | 1.43% | $3.75M | +168,458 | 0.00% |
| Citadel Advisors LLC | 516,723 | 1.12% | $2.95M | +394,700 | 0.00% |
| Vanguard Portfolio Management LLC | 407,832 | 0.89% | $2.33M | +45,509 | 0.00% |
Institutional buying and selling by quarter
Positions opened, added to, reduced and closed by 13F filers
| Quarter | Holders | Shares held | % of shares | New / added | Reduced / closed | Shares bought | Shares sold |
|---|---|---|---|---|---|---|---|
| Q2 2026 | 134 | 38M | 82.4% | 23 / 62 | 31 / 13 | 6M | 3M |
| Q1 2026 | 126 | 35M | 76.4% | 36 / 38 | 39 / 28 | 9M | 5M |
| Q4 2025 | 120 | 34M | 73.5% | 19 / 49 | 31 / 21 | 5M | 6M |
| Q3 2025 | 125 | 34M | 74.5% | 31 / 47 | 27 / 12 | 7M | 4M |
| Q2 2025 | 106 | 32M | 70.0% | 30 / 36 | 28 / 18 | 12M | 5M |
| Q1 2025 | 94 | 26M | 56.1% | 25 / 45 | 19 / 7 | 7M | 3M |
| Q4 2024 | 76 | 22M | 46.8% | 12 / 30 | 20 / 7 | 1M | 1M |
| Q3 2024 | 72 | 21M | 46.5% | 10 / 19 | 21 / 7 | 3M | 1M |
| Q2 2024 | 70 | 21M | 45.5% | 7 / 21 | 30 / 13 | 4M | 4M |
| Q1 2024 | 76 | 21M | 46.1% | 6 / 25 | 31 / 17 | 3M | 3M |
| Q4 2023 | 87 | 21M | 46.3% | 20 / 40 | 19 / 23 | 8M | 5M |
| Q3 2023 | 91 | 22M | 47.6% | 18 / 30 | 26 / 18 | 3M | 3M |
Top mutual fund and ETF holders
Latest monthly portfolio reports (Form N-PORT)
139 funds held OPRT in Q2 2026, 54% of their shares through ETFs. Each fund counts once per quarter, from its quarter-end report.
| Fund | Shares | % of OPRT | Value | % of fund | As of |
|---|---|---|---|---|---|
| Vanguard Total Stock Market Index Fund | 1,194,820 | 2.60% | $6.82M | 0.00% | Jun 30, 2026 |
| iShares Russell 2000 ETF | 1,129,814 | 2.46% | $6.45M | 0.01% | Jun 30, 2026 |
| Avantis U.S. Small Cap Value ETF | 542,916 | 1.18% | $2.94M | 0.01% | May 31, 2026 |
| Vanguard Extended Market Index Fund | 507,616 | 1.10% | $2.90M | 0.00% | Jun 30, 2026 |
| Fidelity Small Cap Index Fund | 454,113 | 0.99% | $2.52M | 0.01% | Jul 31, 2026 |
| iShares Russell 2000 Value ETF | 387,847 | 0.84% | $2.21M | 0.02% | Jun 30, 2026 |
| Goldman Sachs Small Cap Value Insights Fund | 368,971 | 0.80% | $2.04M | 0.15% | Jul 31, 2026 |
| U.S. Small Cap Value Portfolio | 279,344 | 0.61% | $1.55M | 0.01% | Jul 31, 2026 |
| U.S. Targeted Value Portfolio | 233,123 | 0.51% | $1.29M | 0.01% | Jul 31, 2026 |
| Dimensional U.S. Targeted Value ETF | 224,631 | 0.49% | $1.24M | 0.01% | Jul 31, 2026 |
| Dimensional US Small Cap Value ETF | 224,126 | 0.49% | $1.24M | 0.02% | Jul 31, 2026 |
| Vanguard Russell 2000 Index Fund | 208,474 | 0.45% | $1.13M | 0.01% | May 31, 2026 |
| Fidelity Extended Market Index Fund | 204,240 | 0.44% | $1.11M | 0.00% | May 31, 2026 |
| EA Bridgeway Omni Small-Cap Value ETF | 203,478 | 0.44% | $1.16M | 0.05% | Jun 30, 2026 |
| U.S. Small Cap Portfolio | 192,079 | 0.42% | $1.06M | 0.01% | Jul 31, 2026 |
Officers, directors and major owners
People who filed Forms 3, 4 or 5 in the last two years
| Name | Role | Shares owned | % of shares | Latest filing |
|---|---|---|---|---|
| Douglas K. Bland | Chief Executive Officer, Director | 463,822 | 1.01% | Jun 11, 2026 |
| Raul Vazquez | Chief Executive Officer, Director | 1,634,148 | 3.55% | Mar 12, 2026 |
| Kathleen I. Layton | Chief Legal Officer | 292,006 | 0.63% | Sep 14, 2026 |
| William H. Franklin | CHIEF FINANCIAL OFFICER | 0 | – | Sep 14, 2026 |
| Joseph Andrew Schueller | SVP-Controller, CAO | 71,121 | 0.15% | Sep 14, 2026 |
| Sean A. Rowles | Chief Risk Officer | 382,653 | 0.83% | Sep 14, 2026 |
| Gaurav Rana | CO-PEO, GM OF LENDING | 180,056 | 0.39% | Apr 10, 2026 |
| Patrick Kirscht | Chief Credit Officer | 478,952 | 1.04% | Mar 12, 2026 |
| Casey Mueller | Global Controller and PAO | 197,168 | 0.43% | Mar 12, 2025 |
| Jonathan Aaron Coblentz | CFO & Chief Admin Officer | 521,366 | 1.13% | Mar 12, 2025 |
| Scott Scheirman | Director | 20,869 | 0.05% | Aug 20, 2026 |
| Richard N. Tambor | Director | 97,646 | 0.21% | Aug 13, 2026 |
| Carlos Minetti | Director | 88,463 | 0.19% | Aug 13, 2026 |
| Ginny Lee | Director | 121,387 | 0.26% | Aug 13, 2026 |
| Mohit Daswani | Director | 80,883 | 0.18% | Aug 13, 2026 |
| Warren Wilcox | Director | 38,910 | 0.08% | Aug 13, 2026 |
| Louis Miramontes | Director | 118,972 | 0.26% | Aug 13, 2026 |
| Jo Ann Barefoot | Director | 95,643 | 0.21% | Jul 22, 2025 |
| Sandra Adele Smith | Director | 80,740 | 0.18% | Jul 22, 2025 |
| R. Neil Williams | Director | 140,338 | 0.31% | Dec 11, 2024 |
Insider trades
Common stock transactions reported on Form 4, newest first
| Insider | Date | Transaction | Shares | Price | Value | Shares after |
|---|---|---|---|---|---|---|
| Joseph Andrew Schueller SVP-Controller, CAO | Sep 11, 2026 | Sale | −28 | $7.80 | $218 | 71,121 |
| Sean A. Rowles Chief Risk Officer | Sep 10, 2026 | Award | +382,653 | – | – | 382,653 |
| Joseph Andrew Schueller SVP-Controller, CAO | Sep 10, 2026 | Sale | −2,831 | $7.80 | $22.08K | 71,149 |
| Kathleen I. Layton Chief Legal Officer | Sep 10, 2026 | Sale | −4,223 | $7.80 | $32.94K | 292,006 |
| Scott Scheirman Director | Aug 19, 2026 | Award | +20,869 | – | – | 20,869 |
| Carlos Minetti Director | Aug 11, 2026 | Award | +20,869 | – | – | 88,463 |
| Ginny Lee Director | Aug 11, 2026 | Award | +20,869 | – | – | 121,387 |
| Mohit Daswani Director | Aug 11, 2026 | Award | +20,869 | – | – | 80,883 |
| Warren Wilcox Director | Aug 11, 2026 | Award | +20,869 | – | – | 38,910 |
| Louis Miramontes Director | Aug 11, 2026 | Award | +25,042 | – | – | 118,972 |
| Richard N. Tambor Director | Aug 11, 2026 | Award | +20,869 | – | – | 25,392 |
| Richard N. Tambor Director | Jun 15, 2026 | Gift | +36,127 | – | – | 36,127 |
| Richard N. Tambor Director | Jun 15, 2026 | Gift | −36,127 | – | – | 40,650 |
| Richard N. Tambor Director | Jun 15, 2026 | Gift | −36,127 | – | – | 4,523 |
| Richard N. Tambor Director | Jun 15, 2026 | Gift | +36,127 | – | – | 36,127 |
| Douglas K. Bland Chief Executive Officer, Director | Jun 10, 2026 | Award | +463,822 | – | – | 463,822 |
| Raul Vazquez Chief Executive Officer, Director | Mar 10, 2026 | Tax withholding | −18,190 | – | – | 1,400,439 |
| Raul Vazquez Chief Executive Officer, Director | Mar 10, 2026 | Tax withholding | −18,260 | – | – | 1,361,085 |
| Raul Vazquez Chief Executive Officer, Director | Mar 10, 2026 | Tax withholding | −32,787 | – | – | 1,328,298 |
| Raul Vazquez Chief Executive Officer, Director | Mar 10, 2026 | Tax withholding | −21,094 | – | – | 1,379,345 |
| Patrick Kirscht Chief Credit Officer | Mar 10, 2026 | Sale | −8,666 | $4.90 | $42.46K | 473,152 |
| Patrick Kirscht Chief Credit Officer | Mar 10, 2026 | Sale | −12,099 | $4.90 | $59.29K | 481,818 |
| Patrick Kirscht Chief Credit Officer | Mar 10, 2026 | Award | +75,047 | – | – | 514,665 |
| Patrick Kirscht Chief Credit Officer | Mar 10, 2026 | Sale | −19,362 | $4.90 | $94.87K | 439,618 |
| Patrick Kirscht Chief Credit Officer | Mar 10, 2026 | Sale | −14,172 | $4.90 | $69.44K | 458,980 |
| Kathleen I. Layton Chief Legal Officer | Mar 10, 2026 | Sale | −12,401 | $4.90 | $60.76K | 225,872 |
| Kathleen I. Layton Chief Legal Officer | Mar 10, 2026 | Sale | −1,398 | $4.90 | $6.85K | 243,829 |
| Kathleen I. Layton Chief Legal Officer | Mar 10, 2026 | Award | +70,357 | – | – | 296,229 |
| Kathleen I. Layton Chief Legal Officer | Mar 10, 2026 | Sale | −5,556 | $4.90 | $27.22K | 238,273 |
| Kathleen I. Layton Chief Legal Officer | Dec 31, 2025 | Award | +86,043 | – | – | 245,227 |
| Joseph Andrew Schueller SVP-Controller, PAO & PFO | Dec 31, 2025 | Award | +45,890 | – | – | 73,980 |
| Patrick Kirscht Chief Credit Officer | Dec 31, 2025 | Award | +95,603 | – | – | 493,917 |
| Kathleen I. Layton Chief Legal Officer | Sep 10, 2025 | Sale | −4,214 | $6.64 | $27.98K | 159,184 |
| Joseph Andrew Schueller SVP-Controller, PAO & PFO | Sep 10, 2025 | Award | +28,090 | – | – | 28,090 |
| Louis Miramontes Director | Aug 21, 2025 | Award | +3,644 | – | – | 93,930 |
| Warren Wilcox Director | Aug 19, 2025 | Award | +18,041 | – | – | 18,041 |
| Jo Ann Barefoot Director | Jul 18, 2025 | Award | +18,090 | – | – | 95,643 |
| Louis Miramontes Director | Jul 18, 2025 | Award | +18,090 | – | – | 90,286 |
| Ginny Lee Director | Jul 18, 2025 | Award | +18,090 | – | – | 100,518 |
| Richard N. Tambor Director | Jul 18, 2025 | Award | +18,090 | – | – | 76,777 |
| Sandra Adele Smith Director | Jul 18, 2025 | Award | +18,090 | – | – | 80,740 |
| Carlos Minetti Director | Jul 18, 2025 | Award | +18,090 | – | – | 67,594 |
| Mohit Daswani Director | Jul 18, 2025 | Award | +18,090 | – | – | 60,014 |
| Raul Vazquez Chief Executive Officer, Director | Apr 2, 2025 | Award | +225,000 | – | – | 1,418,629 |
| Patrick Kirscht Chief Credit Officer | Apr 2, 2025 | Award | +110,295 | – | – | 398,314 |
| Kathleen I. Layton Chief Legal Officer | Apr 2, 2025 | Award | +73,530 | – | – | 163,398 |
| Jonathan Aaron Coblentz CFO & Chief Admin Officer | Mar 10, 2025 | Tax withholding | −2,180 | – | – | 223,086 |
| Jonathan Aaron Coblentz CFO & Chief Admin Officer | Mar 10, 2025 | Tax withholding | −1,385 | – | – | 231,097 |
| Jonathan Aaron Coblentz CFO & Chief Admin Officer | Mar 10, 2025 | Tax withholding | −5,831 | – | – | 225,266 |
| Jonathan Aaron Coblentz CFO & Chief Admin Officer | Mar 10, 2025 | Tax withholding | −2,577 | – | – | 220,509 |
| Kathleen I. Layton Chief Legal Officer | Mar 10, 2025 | Sale | −5,387 | $5.99 | $32.27K | 95,240 |
| Kathleen I. Layton Chief Legal Officer | Mar 10, 2025 | Sale | −5,372 | $5.99 | $32.18K | 89,868 |
| Kathleen I. Layton Chief Legal Officer | Mar 10, 2025 | Sale | −1,473 | $5.99 | $8.82K | 100,627 |
| Kathleen I. Layton Chief Legal Officer | Mar 10, 2025 | Sale | −485 | $5.99 | $2.91K | 102,100 |
| Raul Vazquez Chief Executive Officer, Director | Mar 10, 2025 | Tax withholding | −17,645 | – | – | 1,235,591 |
| Raul Vazquez Chief Executive Officer, Director | Mar 10, 2025 | Tax withholding | −20,976 | – | – | 1,214,615 |
| Raul Vazquez Chief Executive Officer, Director | Mar 10, 2025 | Tax withholding | −20,986 | – | – | 1,193,629 |
| Raul Vazquez Chief Executive Officer, Director | Mar 10, 2025 | Tax withholding | −4,092 | – | – | 1,253,236 |
| Casey Mueller Global Controller and PAO | Mar 10, 2025 | Sale | −636 | $5.99 | $3.81K | 197,168 |
| Casey Mueller Global Controller and PAO | Mar 10, 2025 | Sale | −1,489 | $5.99 | $8.92K | 171,693 |
Awards, option exercises, tax withholding and gifts are shown alongside open-market buys and sales. Each name links to the filing on SEC EDGAR.
Short interest
Shares sold short and not yet bought back, as of Oct 30, 2026 (FINRA, reported twice a month)
Short % of float
4.16%
1M shares short
Days to cover
2.3
At 1M shares a day
Change since last report
-13.3%
From 2M shares
Short volume, 20 days
42.0%
Of volume reported to FINRA
Shares sold short, last 12 months
Short sale volume counts trades marked short on any given day, including market-maker hedging, so it runs far higher than the share of Oportun Financial's stock actually held short. Settlement fails (shares not delivered on time) peaked at 6,423 shares on Sep 25, 2026 over the last 90 days.
Planned insider sales
Notices of proposed sale filed on Form 144 before shares are sold
| Seller | Filed | Shares | Market value | Planned sale | Acquired through |
|---|---|---|---|---|---|
| Joseph Andrew Schueller Officer | Sep 11, 2026 | 2,859 | $22.29K | Sep 10, 2026 | Restricted Stock Lapse - See Remarks |
| Kathleen I. Layton Officer | Sep 10, 2026 | 4,223 | $32.93K | Sep 10, 2026 | Restricted Stock Lapse - See Remarks |
| Joseph Andrew Schueller Officer | Sep 10, 2026 | 2,831 | $22.08K | Sep 10, 2026 | Restricted Stock Lapse - See Remarks |
| Patrick Kirscht Officer | Aug 12, 2026 | 25,000 | $187.69K | Aug 12, 2026 | Restricted Stock Lapse |
| Patrick Kirscht Officer | Mar 10, 2026 | 54,299 | $265.80K | Mar 10, 2026 | Restricted Stock Lapse - See Remarks |
| Kathleen I. Layton Officer | Mar 10, 2026 | 19,355 | $94.74K | Mar 10, 2026 | Restricted Stock Lapse - See Remarks |
| Kathleen I. Layton Officer | Sep 10, 2025 | 4,226 | $28.07K | Sep 10, 2025 | Restricted Stock Lapse - See Remarks |
| Scott T. Parker Former Affiliate | Sep 4, 2025 | 3,417 | $23.75K | Sep 4, 2025 | Restricted Stock Lapse |
| Scott T. Parker Former Affiliate | Sep 4, 2025 | 3,417 | $23.75K | Sep 4, 2025 | Restricted Stock Lapse |
| Casey Mueller Former Affiliate | May 9, 2025 | 22,500 | $151.88K | May 9, 2025 | Restricted Stock Lapse |
| Casey Mueller Officer | Mar 10, 2025 | 26,247 | $157.19K | Mar 10, 2025 | Restricted Stock Lapse- See Remarks |
| Kathleen I. Layton Officer | Mar 10, 2025 | 12,717 | $76.19K | Mar 10, 2025 | Restricted Stock Lapse - See Remarks |
| Patrick Kirscht Officer | Mar 10, 2025 | 45,341 | $271.55K | Mar 10, 2025 | Restricted Stock Lapse - See Remarks |
| Patrick Kirscht Officer | Dec 10, 2024 | 8,403 | $31.91K | Dec 10, 2024 | Restricted Stock Lapse |
| Casey Mueller Officer | Dec 9, 2024 | 2,962 | $11.88K | Dec 9, 2024 | Restricted Stock Lapse |
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