OPRTNasdaqFinance ServicesFiscal year ends December 31
Oportun Financial Corp
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 6, 2026
$8.85−0.23 (-2.53%)
Close on Oct 19, 2026
- Market cap
- $437.15M
- P/E (TTM)
- 22.1
- Dividend yield
- –
Oportun Financial statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of Finance Services companies for comparison
Valuation
| Measure | Oportun Financial | Industry median |
|---|---|---|
| Market Cap | $406.99M | $196.46M |
| Enterprise Value | $267.40M | $150.89M |
| PE Ratio | 22.13 | 11.30 |
| PS Ratio | 0.43 | 2.66 |
| PB Ratio | 1.00 | 1.17 |
| P/TBV Ratio | 1.20 | 1.40 |
| P/OCF Ratio | 0.97 | 5.61 |
Enterprise value
| Measure | Oportun Financial | Industry median |
|---|---|---|
| EV / Sales | 0.28 | 2.72 |
| EV / EBITDA | 3.45 | 3.89 |
Income (trailing twelve months)
| Measure | Oportun Financial | Industry median |
|---|---|---|
| Revenue | $948.43M | $61.19M |
| Pretax Income | $39.99M | -$4.40M |
| Net Income | $19.48M | -$5.10M |
| EBITDA | $77.44M | -$9.50M |
| EPS (Diluted) | $0.40 | -$0.02 |
Margins
| Measure | Oportun Financial | Industry median |
|---|---|---|
| Pretax Margin | 4.22% | -25.1% |
| Profit Margin | 2.05% | -21.0% |
| EBITDA Margin | 8.17% | -67.0% |
Returns
| Measure | Oportun Financial | Industry median |
|---|---|---|
| Return on Equity (ROE) | 4.98% | -22.3% |
| Return on Assets (ROA) | 0.62% | -11.7% |
Growth
| Measure | Oportun Financial | Industry median |
|---|---|---|
| Revenue Growth (YoY) | -2.34% | 19.7% |
| Revenue Growth (3Y CAGR) | 0.14% | 5.53% |
| Revenue Growth (5Y CAGR) | 10.4% | 10.1% |
Balance sheet
| Measure | Oportun Financial | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $139.59M | $19.74M |
| Net Cash (Debt) | $139.59M | $7.29M |
| Net Cash Per Share | $3.04 | $0.22 |
| Equity (Book Value) | $407.13M | $165.65M |
| Book Value Per Share | $8.85 | $3.80 |
| Tangible Book Value | $340.20M | $127.24M |
Cash flow (trailing twelve months)
| Measure | Oportun Financial | Industry median |
|---|---|---|
| Operating Cash Flow | $420.95M | -$5.46M |
Efficiency
| Measure | Oportun Financial | Industry median |
|---|---|---|
| Asset Turnover | 0.30 | 0.16 |
| Revenue Per Employee | $11.43M | $705.30K |
| Profits Per Employee | $234.74K | -$248.19K |
| Employee Count | 83 | 48 |
Dividends and yields
| Measure | Oportun Financial | Industry median |
|---|---|---|
| Earnings Yield | 4.79% | -10.4% |
Shares
| Measure | Oportun Financial | Industry median |
|---|---|---|
| Shares Outstanding | 45,987,300 | 56,031,200 |
| Shares Change (YoY) | 9.43% | 12.9% |
| Shares Change (QoQ) | 0.76% | 0.24% |
| Float | 33,488,000 | 43,790,000 |
| Shares Held by Insiders | 27.2% | 17.3% |
| Shares Held by Institutions | 82.4% | 34.2% |
Taxes
| Measure | Oportun Financial | Industry median |
|---|---|---|
| Income Tax | $20.51M | $91.74K |
| Effective Tax Rate | 51.3% | 22.7% |
Scores
| Measure | Oportun Financial | Industry median |
|---|---|---|
| Graham Number | $8.93 | $33.63 |
| Graham Upside | 0.86% | 12.2% |
| Altman Z-Score | 0.30 | 0.30 |
| Piotroski F-Score | 6 | 4 |
Calculated by StockData from Oportun Financial's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.