SoFi Technologies, Inc. (SOFI) stock
Close on Nov 13, 2026Market cap $19.92BP/E 28.0Yield 0.00%
SoFi Technologies, Inc. grew revenue 5.5% to $616.77M over the twelve months to Sep 30, 2026. Free cash flow was -$10.54B. At the latest close the market valued the company at $19.92B, 28.0 times its earnings.
Key statistics
Valuation at the latest close; fundamentals over the trailing twelve months, balances at Sep 30, 2026
Valuation
- Market cap
- $19.92B
- P/E ratio
- 28.0
- Price to sales
- 32.29
- Price to book
- 1.76
- Dividend yield
- 0.00%
- Free cash flow yield
- -52.93%
Fundamentals
- Revenue
- $616.77M
- Net income
- $737.86M
- EPS, diluted
- $0.55
- Free cash flow
- -$10.54B
- Book value per share
- $8.32
- Diluted shares
- 1.36B
Trading
- Next earnings
- Jan 29, 2027 (estimated, before the open)
- Previous close
- $15.63
- Open
- $15.68
- Day's range
- $15.08 – $15.75
- Volume
- 38,368,190
- Average volume (20 days)
- 55,744,956
- Index membership
- Russell 1000 (since Jun 2022), Russell 3000 (since Aug 2022)
- Beta (5 years)
- 2.05
- 52-week range
- $13.86 – $31.75
- RSI (14 days)
- 44.3
- Volatility (1 year)
- 55.3%
- Relative volume
- 0.68×
- WACC
- 15.3%
Index membership is inferred from the holdings of funds that track each index (IWB, IWV), as reported to the SEC for Jun 30, 2026. Join dates come from quarterly fund reports since 2019, so they are accurate to the quarter.
Market cap history
Month-end market cap since 2020, using shares outstanding reported at the time
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 13, 2026. The S&P 500 is measured by the SPY fund.
| Period | SOFI | S&P 500 | Difference | SOFI per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | +1.2% | -3.0% | +4.2 pts | ||
| 3 months | -16.3% | -2.8% | −13.6 pts | ||
| Year to date | -41.1% | +11.5% | −52.6 pts | ||
| 1 year | -45.7% | +13.5% | −59.1 pts | ||
| 3 years | +119.0% | +77.7% | +41.3 pts | +29.9% | +21.1% |
| 5 years | -32.2% | +72.6% | −104.9 pts | -7.5% | +11.5% |
Eight years at a glance
Fiscal years 2018 to 2025 and trailing twelve months, USD
Revenue
Gross profit
Net income
EPS, diluted
Free cash flow
Press releases
Releases SoFi Technologies filed with the SEC as exhibits to Form 8-K or 6-K
- Results
- Results
- Results
- Results
- News
- News
About SoFi Technologies
Finance Services
SoFi Technologies, Inc. operates a digital-first financial services platform and bank holding company that delivers consumer lending and financial solutions through a unified mobile application. The company organizes its activities into three primary segments: Lending, Financial Services, and Technology Platform. Its consumer offerings include personal, student, and home loans, alongside checking and savings accounts through SoFi Bank, credit cards, digital asset trading, and investment solutions spanning active brokerage, options, and robo-advisory. SoFi also provides personal finance management tools, loan referral marketplaces, insurance partner access, and employee financial benefit solutions. The company serves individual consumers, whom it designates as members, as well as institutional clients and partners. Through its Technology Platform and enterprise loan capabilities, it provides cloud-native core banking architectures, application programming interfaces, and payments infrastructure to financial institutions, businesses, and government entities.
Company profile, executives and historySoFi Technologies stock: common questions
What is SoFi Technologies's stock price?
SOFI closed at $15.42 on Nov 13, 2026, down 1.34% on the day. Over the past 52 weeks it traded between $13.86 and $31.75.
What is SoFi Technologies's market cap?
SoFi Technologies was worth $19.92B at the close on Nov 13, 2026: the share price times the diluted shares outstanding.
What is SOFI's P/E ratio?
SOFI trades at 28.0 times earnings, based on diluted earnings per share of $0.55 over the twelve months to Sep 30, 2026.
How much revenue does SoFi Technologies make?
SoFi Technologies reported revenue of $616.77M for the twelve months to Sep 30, 2026, up 5.5% from a year earlier.
Does SoFi Technologies pay a dividend?
No. SoFi Technologies has not paid a cash dividend over the last twelve months.
When does SoFi Technologies report earnings next?
SoFi Technologies is expected to report Q4 FY2026 results on Jan 29, 2027, before the open. The date is estimated from its past reporting pattern until the company confirms it.
How has SOFI stock performed over the past year?
Including dividends, SOFI returned -45.7% over the past year, against +13.5% for the S&P 500.
How many SOFI shares are sold short?
224M shares were sold short at the latest FINRA report, 18.60% of the float, or 3.7 days of average trading volume.
Who are SoFi Technologies's competitors?
Companies most similar to SoFi Technologies by business, industry and size include OPFI, DAVE, UPST, WLTH, OPRT.
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