Pagaya Technologies Ltd. (PGY) stock
Close on Nov 13, 2026Market cap $1.44BP/E 10.2Yield –
Pagaya Technologies Ltd. grew revenue 14.8% to $1.43B over the twelve months to Sep 30, 2026. Operating income rose 75.2% to $378.07M, moving the operating margin from 17.3% to 26.4%. Free cash flow was $233.74M, up 36.0% from a year earlier. At the latest close the market valued the company at $1.44B, 10.2 times its earnings.
Key statistics
Valuation at the latest close; fundamentals over the trailing twelve months, balances at Sep 30, 2026
Valuation
- Market cap
- $1.44B
- P/E ratio
- 10.2
- Price to sales
- 1.01
- Price to book
- 2.32
- Dividend yield
- –
- Free cash flow yield
- 16.21%
Fundamentals
- Revenue
- $1.43B
- Net income
- $154.00M
- EPS, diluted
- $1.66
- Free cash flow
- $233.74M
- Book value per share
- $6.32
- Diluted shares
- 98M
Trading
- Next earnings
- Feb 8, 2027 (estimated, before the open)
- Previous close
- $16.87
- Open
- $16.96
- Day's range
- $16.41 – $17.12
- Volume
- 1,221,338
- Average volume (20 days)
- 1,873,291
- Beta (5 years)
- 3.33
- 52-week range
- $10.40 – $26.80
- RSI (14 days)
- 41.2
- Volatility (1 year)
- 72.8%
- Relative volume
- 0.51×
- WACC
- 17.6%
Market cap history
Month-end market cap since 2021, using shares outstanding reported at the time
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 13, 2026. The S&P 500 is measured by the SPY fund.
| Period | PGY | S&P 500 | Difference | PGY per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | -5.3% | -3.0% | −2.3 pts | ||
| 3 months | -21.4% | -2.8% | −18.6 pts | ||
| Year to date | -19.3% | +11.5% | −30.8 pts | ||
| 1 year | -27.9% | +13.5% | −41.4 pts | ||
| 3 years | +14.3% | +77.7% | −63.4 pts | +4.6% | +21.1% |
| 5 years | -86.1% | +72.6% | −158.7 pts | -32.6% | +11.5% |
Seven years at a glance
Fiscal years 2019 to 2025 and trailing twelve months, USD
Revenue
Gross profit
Operating income
Net income
EPS, diluted
Free cash flow
Press releases
Releases Pagaya Technologies filed with the SEC as exhibits to Form 8-K or 6-K
- Results
- Results
- Update
- Results
- Results
- Results
About Pagaya Technologies
Finance Services
Pagaya Technologies Ltd. operates an artificial intelligence and data science technology network that connects financial institutions with institutional investors to facilitate consumer credit. The company provides lending evaluation software products, including decline monetization, dual look, first look, customer acquisition engines, and transaction verification tools. These solutions cover consumer asset classes such as personal loans, automotive loans, point-of-sale financing, and single-family residential rentals. Pagaya serves lending partners, borrowing consumers, and institutional investors who finance assets through dedicated investment vehicles.
Company profile, executives and historyPagaya Technologies stock: common questions
What is Pagaya Technologies's stock price?
PGY closed at $16.87 on Nov 13, 2026, up 0.00% on the day. Over the past 52 weeks it traded between $10.40 and $26.80.
What is Pagaya Technologies's market cap?
Pagaya Technologies was worth $1.44B at the close on Nov 13, 2026: the share price times the diluted shares outstanding.
What is PGY's P/E ratio?
PGY trades at 10.2 times earnings, based on diluted earnings per share of $1.66 over the twelve months to Sep 30, 2026.
How much revenue does Pagaya Technologies make?
Pagaya Technologies reported revenue of $1.43B for the twelve months to Sep 30, 2026, up 14.8% from a year earlier.
Does Pagaya Technologies pay a dividend?
No. Pagaya Technologies has not paid a cash dividend over the last twelve months.
When does Pagaya Technologies report earnings next?
Pagaya Technologies is expected to report Q4 FY2026 results on Feb 8, 2027, before the open. The date is estimated from its past reporting pattern until the company confirms it.
How has PGY stock performed over the past year?
Including dividends, PGY returned -27.9% over the past year, against +13.5% for the S&P 500.
Who are Pagaya Technologies's competitors?
Companies most similar to Pagaya Technologies by business, industry and size include UPST, OPRT, WD, BKKT, LDI.
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