OppFi Inc. (OPFI) stock
Close on Nov 12, 2026Market cap $503.58MP/E –Yield 4.23%
OppFi Inc. saw revenue fall 6.5% to $351.79M over the twelve months to Sep 30, 2026. Operating income fell 20.4% to $127.69M, moving the operating margin from 42.6% to 36.3%. Free cash flow was $366.50M, up 1.7% from a year earlier. At the latest close the market valued the company at $503.58M.
Key statistics
Valuation at the latest close; fundamentals over the trailing twelve months, balances at Sep 30, 2026
Valuation
- Market cap
- $503.58M
- P/E ratio
- –
- Price to sales
- 1.43
- Price to book
- 1.14
- Dividend yield
- 4.23%
- Free cash flow yield
- 72.78%
Fundamentals
- Revenue
- $351.79M
- Net income
- $94.57M
- EPS, diluted
- $0.99
- Free cash flow
- $366.50M
- Book value per share
- $5.18
- Diluted shares
- 86M
Trading
- Next earnings
- Mar 10, 2027 (estimated, before the open)
- Previous close
- $5.98
- Open
- $5.98
- Day's range
- $5.89 – $6.03
- Volume
- 641,195
- Average volume (20 days)
- 949,426
- Index membership
- Russell 2000 (since Jun 2022)
- Beta (5 years)
- 1.04
- 52-week range
- $5.36 – $11.69
- RSI (14 days)
- 47.6
- Volatility (1 year)
- 48.4%
- Relative volume
- 0.75×
- WACC
- 10.1%
On 1 of our idea list: Insiders buying the dip
Index membership is inferred from the holdings of funds that track each index (IWM), as reported to the SEC for Jun 30, 2026. Join dates come from quarterly fund reports since 2019, so they are accurate to the quarter.
Market cap history
Month-end market cap since 2022, using shares outstanding reported at the time
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 12, 2026. The S&P 500 is measured by the SPY fund.
| Period | OPFI | S&P 500 | Difference | OPFI per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | +1.5% | -2.7% | +4.2 pts | ||
| 3 months | -13.8% | -1.7% | −12.1 pts | ||
| Year to date | -43.5% | +11.9% | −55.4 pts | ||
| 1 year | -39.9% | +12.0% | −51.9 pts | ||
| 3 years | +157.4% | +78.2% | +79.2 pts | +37.0% | +21.2% |
| 5 years | -15.6% | +73.2% | −88.8 pts | -3.3% | +11.6% |
Eight years at a glance
Fiscal years 2018 to 2025 and trailing twelve months, USD
Revenue
Operating income
Net income
EPS, diluted
Free cash flow
Press releases
Releases OppFi filed with the SEC as exhibits to Form 8-K or 6-K
- Update
- Update
- Results
- Results
- Results
- Results
About OppFi
Finance Services
OppFi operates a digital specialty finance platform that partners with community banks to expand access to credit products. Through its primary offering, the OppLoans platform, the company provides automated underwriting, digital customer acquisition, and loan servicing to facilitate simple interest installment loans. Additionally, it offers services such as the OppFi TurnUp Program to connect applicants with lower-cost alternative lenders, along with financial literacy tools through OppU and Zogo. The platform primarily serves everyday American consumers who have bank accounts and regular employment but are often excluded by traditional lenders due to their credit scores.
Company profile, executives and historyOppFi stock: common questions
What is OppFi's stock price?
OPFI closed at $5.91 on Nov 12, 2026, down 1.17% on the day. Over the past 52 weeks it traded between $5.36 and $11.69.
What is OppFi's market cap?
OppFi was worth $503.58M at the close on Nov 12, 2026: the share price times the diluted shares outstanding.
How much revenue does OppFi make?
OppFi reported revenue of $351.79M for the twelve months to Sep 30, 2026, down 6.5% from a year earlier.
Does OppFi pay a dividend?
Yes. OppFi paid $0.25 per share over the last twelve months, a yield of 4.23% at the latest price.
When does OppFi report earnings next?
OppFi is expected to report Q4 FY2026 results on Mar 10, 2027, before the open. The date is estimated from its past reporting pattern until the company confirms it.
How has OPFI stock performed over the past year?
Including dividends, OPFI returned -39.9% over the past year, against +12.0% for the S&P 500.
How many OPFI shares are sold short?
5M shares were sold short at the latest FINRA report, 15.79% of the float, or 5.2 days of average trading volume.
Who are OppFi's competitors?
Companies most similar to OppFi by business, industry and size include OPRT, SOFI, UPST, MFIN, WLTH.
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