Oportun Financial Corp (OPRT) stock
Close on Nov 11, 2026Market cap $542.65MP/E 15.9Yield –
Oportun Financial Corp saw revenue fall 0.4% to $956.02M over the twelve months to Sep 30, 2026. At the latest close the market valued the company at $542.65M, 15.9 times its earnings.
Key statistics
Valuation at the latest close; fundamentals over the trailing twelve months, balances at Sep 30, 2026
Valuation
- Market cap
- $542.65M
- P/E ratio
- 15.9
- Price to sales
- 0.57
- Price to book
- 1.25
- Dividend yield
- –
- Free cash flow yield
- –
Fundamentals
- Revenue
- $956.02M
- Net income
- $37.22M
- EPS, diluted
- $0.74
- Book value per share
- $8.50
- Diluted shares
- 51M
Trading
- Next earnings
- Jan 20, 2027 (estimated, during market hours)
- Previous close
- $11.65
- Open
- $11.91
- Day's range
- $11.64 – $11.98
- Volume
- 442,250
- Average volume (20 days)
- 764,778
- Index membership
- Russell 2000 (since Jun 2025)
- Beta (5 years)
- 1.88
- 52-week range
- $4.03 – $13.34
- RSI (14 days)
- 67.6
- Volatility (1 year)
- 70.4%
- Relative volume
- 0.73×
- WACC
- 14.3%
Index membership is inferred from the holdings of funds that track each index (IWM), as reported to the SEC for Jun 30, 2026. Join dates come from quarterly fund reports since 2019, so they are accurate to the quarter.
Market cap history
Month-end market cap since 2019, using shares outstanding reported at the time
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 11, 2026. The S&P 500 is measured by the SPY fund.
| Period | OPRT | S&P 500 | Difference | OPRT per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | +32.3% | -2.4% | +34.7 pts | ||
| 3 months | +55.3% | -1.2% | +56.4 pts | ||
| Year to date | +123.1% | +12.3% | +110.8 pts | ||
| 1 year | +148.9% | +12.4% | +136.5 pts | ||
| 3 years | +370.1% | +78.8% | +291.3 pts | +67.5% | +21.4% |
| 5 years | -56.0% | +75.2% | −131.2 pts | -15.2% | +11.9% |
Ten years at a glance
Fiscal years 2016 to 2025 and trailing twelve months, USD
Revenue
Net income
EPS, diluted
Free cash flow
Press releases
Releases Oportun Financial filed with the SEC as exhibits to Form 8-K or 6-K
- Results
- News
- Results
- News
- Results
- News
About Oportun Financial
Finance Services
Oportun provides credit and savings services for consumers underserved by mainstream financial institutions. The company offers unsecured personal installment loans, auto-secured personal loans, and an automated savings tool called Set & Save. Utilizing alternative data and machine learning algorithms, Oportun scores applicants with limited or no credit history. Its customers include individuals seeking affordable credit to cover unexpected expenses or build credit profiles, as well as members wanting automated daily money management.
Company profile, executives and historyOportun Financial stock: common questions
What is Oportun Financial's stock price?
OPRT closed at $11.80 on Nov 11, 2026, up 1.29% on the day. Over the past 52 weeks it traded between $4.03 and $13.34.
What is Oportun Financial's market cap?
Oportun Financial was worth $542.65M at the close on Nov 11, 2026: the share price times the diluted shares outstanding.
What is OPRT's P/E ratio?
OPRT trades at 15.9 times earnings, based on diluted earnings per share of $0.74 over the twelve months to Sep 30, 2026.
How much revenue does Oportun Financial make?
Oportun Financial reported revenue of $956.02M for the twelve months to Sep 30, 2026, down 0.4% from a year earlier.
Does Oportun Financial pay a dividend?
No. Oportun Financial has not paid a cash dividend over the last twelve months.
When does Oportun Financial report earnings next?
Oportun Financial is expected to report Q4 FY2026 results on Jan 20, 2027, during market hours. The date is estimated from its past reporting pattern until the company confirms it.
How has OPRT stock performed over the past year?
Including dividends, OPRT returned +148.9% over the past year, against +12.4% for the S&P 500.
How many OPRT shares are sold short?
1M shares were sold short at the latest FINRA report, 4.16% of the float, or 2.3 days of average trading volume.
Who are Oportun Financial's competitors?
Companies most similar to Oportun Financial by business, industry and size include OPFI, UPST, PGY, LDI, SOFI.
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