OPRTNasdaqFinance ServicesFiscal year ends December 31
Oportun Financial Corp
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 6, 2026
$8.85−0.23 (-2.53%)
Close on Oct 19, 2026
- Market cap
- $437.15M
- P/E (TTM)
- 22.1
- Dividend yield
- –
Ownership
Institutional holdings as of Jun 30, 2026, from 13F filings
Held by institutions
82.4%
38M of 46M shares
Institutional holders
134
23 new, 13 sold out
Net institutional buying
3M
In Q2 2026
Insider trades, 12 months
0 buys · 10 sales
Net sold $416.14K
Shares held by institutions
Holders of more than 5%
Latest Schedule 13D (active) or 13G (passive) filed by each holder
| Holder | Shares | % of class | Filing | As of |
|---|---|---|---|---|
| Forager Fund, L.P. | 4,512,045 | 9.80% | 13G (passive) amendment | Jun 30, 2026 |
| NB Alternatives Advisers LLC | 4,387,780 | 9.90% | 13D (active) amendment | May 23, 2025 |
| Finn Management GP LLC | 3,241,300 | 7.40% | 13D (active) amendment | May 27, 2025 |
| Findell Capital Management LLC | 3,006,300 | 6.90% | 13D (active) amendment | Jul 14, 2025 |
| Evan Carruthers | 2,426,503 | 5.50% | 13G (passive) amendment | Jun 30, 2025 |
| BlackRock, Inc. | 2,418,588 | 5.50% | 13G (passive) | Sep 30, 2025 |
| Israel A. Englander | 2,246,536 | 5.00% | 13G (passive) | Mar 11, 2026 |
| Forager Capital Management, LLC | 2,242,860 | 5.10% | 13G (passive) | Oct 13, 2025 |
Top institutional holders
13F holdings as of Jun 30, 2026
| Holder | Shares | % of OPRT | Value | Change | % of portfolio |
|---|---|---|---|---|---|
| Forager Capital Management, LLC | 4,512,045 | 9.81% | $25.76M | +1,150,319 | 9.69% |
| Neuberger Berman Group LLC | 3,893,025 | 8.47% | $22.23M | +83,113 | 0.01% |
| BlackRock, Inc. | 3,370,232 | 7.33% | $19.24M | +292,572 | 0.00% |
| Findell Capital Management LLC | 2,798,300 | 6.08% | $15.98M | +50,000 | 2.25% |
| Vanguard Capital Management LLC | 1,742,023 | 3.79% | $9.95M | +113,545 | 0.00% |
| Dimensional Fund Advisors LP | 1,663,841 | 3.62% | $9.50M | +300,053 | 0.00% |
| Long Focus Capital Management, LLC | 1,515,777 | 3.30% | $8.66M | – | 0.22% |
| Goldman Sachs Group Inc | 1,286,133 | 2.80% | $7.34M | +467,846 | 0.00% |
| Simcoe Capital LLC | 1,134,197 | 2.47% | $6.48M | +131,926 | 3.95% |
| Meros Investment Management, LP | 1,125,231 | 2.45% | $6.43M | +398,846 | 2.04% |
| Boothbay Fund Management, LLC | 1,101,930 | 2.40% | $6.29M | +242,601 | 0.08% |
| Geode Capital Management, LLC | 1,081,651 | 2.35% | $6.18M | +132,849 | 0.00% |
| Two Sigma Investments, LP | 963,560 | 2.10% | $5.50M | +1,919 | 0.00% |
| Millennium Management LLC | 945,987 | 2.06% | $5.40M | −1,307,195 | 0.00% |
| American Century Companies Inc | 822,881 | 1.79% | $4.70M | +371,951 | 0.00% |
| State Street Corp | 797,256 | 1.73% | $4.55M | +44,931 | 0.00% |
| Aqr Capital Management LLC | 752,758 | 1.64% | $4.30M | +63,921 | 0.00% |
| Mackenzie Financial Corp | 656,694 | 1.43% | $3.75M | +168,458 | 0.00% |
| Citadel Advisors LLC | 516,723 | 1.12% | $2.95M | +394,700 | 0.00% |
| Vanguard Portfolio Management LLC | 407,832 | 0.89% | $2.33M | +45,509 | 0.00% |
Institutional buying and selling by quarter
Positions opened, added to, reduced and closed by 13F filers
| Quarter | Holders | Shares held | % of shares | New / added | Reduced / closed | Shares bought | Shares sold |
|---|---|---|---|---|---|---|---|
| Q2 2026 | 134 | 38M | 82.4% | 23 / 62 | 31 / 13 | 6M | 3M |
| Q1 2026 | 126 | 35M | 76.4% | 36 / 38 | 39 / 28 | 9M | 5M |
| Q4 2025 | 120 | 34M | 73.5% | 19 / 49 | 31 / 21 | 5M | 6M |
| Q3 2025 | 125 | 34M | 74.5% | 31 / 47 | 27 / 12 | 7M | 4M |
| Q2 2025 | 106 | 32M | 70.0% | 30 / 36 | 28 / 18 | 12M | 5M |
| Q1 2025 | 94 | 26M | 56.1% | 25 / 45 | 19 / 7 | 7M | 3M |
| Q4 2024 | 76 | 22M | 46.8% | 12 / 30 | 20 / 7 | 1M | 1M |
| Q3 2024 | 72 | 21M | 46.5% | 10 / 19 | 21 / 7 | 3M | 1M |
| Q2 2024 | 70 | 21M | 45.5% | 7 / 21 | 30 / 13 | 4M | 4M |
| Q1 2024 | 76 | 21M | 46.1% | 6 / 25 | 31 / 17 | 3M | 3M |
| Q4 2023 | 87 | 21M | 46.3% | 20 / 40 | 19 / 23 | 8M | 5M |
| Q3 2023 | 91 | 22M | 47.6% | 18 / 30 | 26 / 18 | 3M | 3M |
Top mutual fund and ETF holders
Latest monthly portfolio reports (Form N-PORT)
| Fund | Shares | % of OPRT | Value | % of fund | As of |
|---|---|---|---|---|---|
| Vanguard Total Stock Market Index Fund | 1,194,820 | 2.60% | $6.82M | 0.00% | Jun 30, 2026 |
| iShares Russell 2000 ETF | 1,129,814 | 2.46% | $6.45M | 0.01% | Jun 30, 2026 |
| Avantis U.S. Small Cap Value ETF | 542,916 | 1.18% | $2.94M | 0.01% | May 31, 2026 |
| Vanguard Extended Market Index Fund | 507,616 | 1.10% | $2.90M | 0.00% | Jun 30, 2026 |
| Fidelity Small Cap Index Fund | 454,113 | 0.99% | $2.52M | 0.01% | Jul 31, 2026 |
| iShares Russell 2000 Value ETF | 387,847 | 0.84% | $2.21M | 0.02% | Jun 30, 2026 |
| Goldman Sachs Small Cap Value Insights Fund | 368,971 | 0.80% | $2.04M | 0.15% | Jul 31, 2026 |
| U.S. Small Cap Value Portfolio | 279,344 | 0.61% | $1.55M | 0.01% | Jul 31, 2026 |
| U.S. Targeted Value Portfolio | 233,123 | 0.51% | $1.29M | 0.01% | Jul 31, 2026 |
| Dimensional U.S. Targeted Value ETF | 224,631 | 0.49% | $1.24M | 0.01% | Jul 31, 2026 |
| Dimensional US Small Cap Value ETF | 224,126 | 0.49% | $1.24M | 0.02% | Jul 31, 2026 |
| Vanguard Russell 2000 Index Fund | 208,474 | 0.45% | $1.13M | 0.01% | May 31, 2026 |
| Fidelity Extended Market Index Fund | 204,240 | 0.44% | $1.11M | 0.00% | May 31, 2026 |
| EA Bridgeway Omni Small-Cap Value ETF | 203,478 | 0.44% | $1.16M | 0.05% | Jun 30, 2026 |
| U.S. Small Cap Portfolio | 192,079 | 0.42% | $1.06M | 0.01% | Jul 31, 2026 |
Officers, directors and major owners
People who filed Forms 3, 4 or 5 in the last two years
| Name | Role | Shares owned | % of shares | Latest filing |
|---|---|---|---|---|
| Douglas K. Bland | Chief Executive Officer, Director | 463,822 | 1.01% | Jun 11, 2026 |
| Raul Vazquez | Chief Executive Officer, Director | 1,634,148 | 3.55% | Mar 12, 2026 |
| Kathleen I. Layton | Chief Legal Officer | 292,006 | 0.63% | Sep 14, 2026 |
| William H. Franklin | CHIEF FINANCIAL OFFICER | 0 | – | Sep 14, 2026 |
| Joseph Andrew Schueller | SVP-Controller, CAO | 71,121 | 0.15% | Sep 14, 2026 |
| Sean A. Rowles | Chief Risk Officer | 382,653 | 0.83% | Sep 14, 2026 |
| Gaurav Rana | CO-PEO, GM OF LENDING | 180,056 | 0.39% | Apr 10, 2026 |
| Patrick Kirscht | Chief Credit Officer | 478,952 | 1.04% | Mar 12, 2026 |
| Casey Mueller | Global Controller and PAO | 197,168 | 0.43% | Mar 12, 2025 |
| Jonathan Aaron Coblentz | CFO & Chief Admin Officer | 521,366 | 1.13% | Mar 12, 2025 |
| Scott Scheirman | Director | 20,869 | 0.05% | Aug 20, 2026 |
| Richard N. Tambor | Director | 97,646 | 0.21% | Aug 13, 2026 |
| Carlos Minetti | Director | 88,463 | 0.19% | Aug 13, 2026 |
| Ginny Lee | Director | 121,387 | 0.26% | Aug 13, 2026 |
| Mohit Daswani | Director | 80,883 | 0.18% | Aug 13, 2026 |
| Warren Wilcox | Director | 38,910 | 0.08% | Aug 13, 2026 |
| Louis Miramontes | Director | 118,972 | 0.26% | Aug 13, 2026 |
| Jo Ann Barefoot | Director | 95,643 | 0.21% | Jul 22, 2025 |
| Sandra Adele Smith | Director | 80,740 | 0.18% | Jul 22, 2025 |
| R. Neil Williams | Director | 140,338 | 0.31% | Dec 11, 2024 |
Insider trades
Common stock transactions reported on Form 4, newest first
| Insider | Date | Transaction | Shares | Price | Value | Shares after |
|---|---|---|---|---|---|---|
| Joseph Andrew Schueller SVP-Controller, CAO | Sep 11, 2026 | Sale | −28 | $7.80 | $218 | 71,121 |
| Sean A. Rowles Chief Risk Officer | Sep 10, 2026 | Award | +382,653 | – | – | 382,653 |
| Joseph Andrew Schueller SVP-Controller, CAO | Sep 10, 2026 | Sale | −2,831 | $7.80 | $22.08K | 71,149 |
| Kathleen I. Layton Chief Legal Officer | Sep 10, 2026 | Sale | −4,223 | $7.80 | $32.94K | 292,006 |
| Scott Scheirman Director | Aug 19, 2026 | Award | +20,869 | – | – | 20,869 |
| Carlos Minetti Director | Aug 11, 2026 | Award | +20,869 | – | – | 88,463 |
| Ginny Lee Director | Aug 11, 2026 | Award | +20,869 | – | – | 121,387 |
| Mohit Daswani Director | Aug 11, 2026 | Award | +20,869 | – | – | 80,883 |
| Warren Wilcox Director | Aug 11, 2026 | Award | +20,869 | – | – | 38,910 |
| Louis Miramontes Director | Aug 11, 2026 | Award | +25,042 | – | – | 118,972 |
| Richard N. Tambor Director | Aug 11, 2026 | Award | +20,869 | – | – | 25,392 |
| Richard N. Tambor Director | Jun 15, 2026 | Gift | +36,127 | – | – | 36,127 |
| Richard N. Tambor Director | Jun 15, 2026 | Gift | −36,127 | – | – | 40,650 |
| Richard N. Tambor Director | Jun 15, 2026 | Gift | −36,127 | – | – | 4,523 |
| Richard N. Tambor Director | Jun 15, 2026 | Gift | +36,127 | – | – | 36,127 |
| Douglas K. Bland Chief Executive Officer, Director | Jun 10, 2026 | Award | +463,822 | – | – | 463,822 |
| Raul Vazquez Chief Executive Officer, Director | Mar 10, 2026 | Tax withholding | −18,190 | – | – | 1,400,439 |
| Raul Vazquez Chief Executive Officer, Director | Mar 10, 2026 | Tax withholding | −18,260 | – | – | 1,361,085 |
| Raul Vazquez Chief Executive Officer, Director | Mar 10, 2026 | Tax withholding | −32,787 | – | – | 1,328,298 |
| Raul Vazquez Chief Executive Officer, Director | Mar 10, 2026 | Tax withholding | −21,094 | – | – | 1,379,345 |
| Patrick Kirscht Chief Credit Officer | Mar 10, 2026 | Sale | −8,666 | $4.90 | $42.46K | 473,152 |
| Patrick Kirscht Chief Credit Officer | Mar 10, 2026 | Sale | −12,099 | $4.90 | $59.29K | 481,818 |
| Patrick Kirscht Chief Credit Officer | Mar 10, 2026 | Award | +75,047 | – | – | 514,665 |
| Patrick Kirscht Chief Credit Officer | Mar 10, 2026 | Sale | −19,362 | $4.90 | $94.87K | 439,618 |
| Patrick Kirscht Chief Credit Officer | Mar 10, 2026 | Sale | −14,172 | $4.90 | $69.44K | 458,980 |
| Kathleen I. Layton Chief Legal Officer | Mar 10, 2026 | Sale | −12,401 | $4.90 | $60.76K | 225,872 |
| Kathleen I. Layton Chief Legal Officer | Mar 10, 2026 | Sale | −1,398 | $4.90 | $6.85K | 243,829 |
| Kathleen I. Layton Chief Legal Officer | Mar 10, 2026 | Award | +70,357 | – | – | 296,229 |
| Kathleen I. Layton Chief Legal Officer | Mar 10, 2026 | Sale | −5,556 | $4.90 | $27.22K | 238,273 |
| Kathleen I. Layton Chief Legal Officer | Dec 31, 2025 | Award | +86,043 | – | – | 245,227 |
| Joseph Andrew Schueller SVP-Controller, PAO & PFO | Dec 31, 2025 | Award | +45,890 | – | – | 73,980 |
| Patrick Kirscht Chief Credit Officer | Dec 31, 2025 | Award | +95,603 | – | – | 493,917 |
| Kathleen I. Layton Chief Legal Officer | Sep 10, 2025 | Sale | −4,214 | $6.64 | $27.98K | 159,184 |
| Joseph Andrew Schueller SVP-Controller, PAO & PFO | Sep 10, 2025 | Award | +28,090 | – | – | 28,090 |
| Louis Miramontes Director | Aug 21, 2025 | Award | +3,644 | – | – | 93,930 |
| Warren Wilcox Director | Aug 19, 2025 | Award | +18,041 | – | – | 18,041 |
| Jo Ann Barefoot Director | Jul 18, 2025 | Award | +18,090 | – | – | 95,643 |
| Louis Miramontes Director | Jul 18, 2025 | Award | +18,090 | – | – | 90,286 |
| Ginny Lee Director | Jul 18, 2025 | Award | +18,090 | – | – | 100,518 |
| Richard N. Tambor Director | Jul 18, 2025 | Award | +18,090 | – | – | 76,777 |
| Sandra Adele Smith Director | Jul 18, 2025 | Award | +18,090 | – | – | 80,740 |
| Carlos Minetti Director | Jul 18, 2025 | Award | +18,090 | – | – | 67,594 |
| Mohit Daswani Director | Jul 18, 2025 | Award | +18,090 | – | – | 60,014 |
| Raul Vazquez Chief Executive Officer, Director | Apr 2, 2025 | Award | +225,000 | – | – | 1,418,629 |
| Patrick Kirscht Chief Credit Officer | Apr 2, 2025 | Award | +110,295 | – | – | 398,314 |
| Kathleen I. Layton Chief Legal Officer | Apr 2, 2025 | Award | +73,530 | – | – | 163,398 |
| Jonathan Aaron Coblentz CFO & Chief Admin Officer | Mar 10, 2025 | Tax withholding | −2,180 | – | – | 223,086 |
| Jonathan Aaron Coblentz CFO & Chief Admin Officer | Mar 10, 2025 | Tax withholding | −1,385 | – | – | 231,097 |
| Jonathan Aaron Coblentz CFO & Chief Admin Officer | Mar 10, 2025 | Tax withholding | −5,831 | – | – | 225,266 |
| Jonathan Aaron Coblentz CFO & Chief Admin Officer | Mar 10, 2025 | Tax withholding | −2,577 | – | – | 220,509 |
| Kathleen I. Layton Chief Legal Officer | Mar 10, 2025 | Sale | −5,387 | $5.99 | $32.27K | 95,240 |
| Kathleen I. Layton Chief Legal Officer | Mar 10, 2025 | Sale | −5,372 | $5.99 | $32.18K | 89,868 |
| Kathleen I. Layton Chief Legal Officer | Mar 10, 2025 | Sale | −1,473 | $5.99 | $8.82K | 100,627 |
| Kathleen I. Layton Chief Legal Officer | Mar 10, 2025 | Sale | −485 | $5.99 | $2.91K | 102,100 |
| Raul Vazquez Chief Executive Officer, Director | Mar 10, 2025 | Tax withholding | −17,645 | – | – | 1,235,591 |
| Raul Vazquez Chief Executive Officer, Director | Mar 10, 2025 | Tax withholding | −20,976 | – | – | 1,214,615 |
| Raul Vazquez Chief Executive Officer, Director | Mar 10, 2025 | Tax withholding | −20,986 | – | – | 1,193,629 |
| Raul Vazquez Chief Executive Officer, Director | Mar 10, 2025 | Tax withholding | −4,092 | – | – | 1,253,236 |
| Casey Mueller Global Controller and PAO | Mar 10, 2025 | Sale | −636 | $5.99 | $3.81K | 197,168 |
| Casey Mueller Global Controller and PAO | Mar 10, 2025 | Sale | −1,489 | $5.99 | $8.92K | 171,693 |
Awards, option exercises, tax withholding and gifts are shown alongside open-market buys and sales. Each name links to the filing on SEC EDGAR.
Planned insider sales
Notices of proposed sale filed on Form 144 before shares are sold
| Seller | Filed | Shares | Market value | Planned sale | Acquired through |
|---|---|---|---|---|---|
| Joseph Andrew Schueller Officer | Sep 11, 2026 | 2,859 | $22.29K | Sep 10, 2026 | Restricted Stock Lapse - See Remarks |
| Kathleen I. Layton Officer | Sep 10, 2026 | 4,223 | $32.93K | Sep 10, 2026 | Restricted Stock Lapse - See Remarks |
| Joseph Andrew Schueller Officer | Sep 10, 2026 | 2,831 | $22.08K | Sep 10, 2026 | Restricted Stock Lapse - See Remarks |
| Patrick Kirscht Officer | Aug 12, 2026 | 25,000 | $187.69K | Aug 12, 2026 | Restricted Stock Lapse |
| Patrick Kirscht Officer | Mar 10, 2026 | 54,299 | $265.80K | Mar 10, 2026 | Restricted Stock Lapse - See Remarks |
| Kathleen I. Layton Officer | Mar 10, 2026 | 19,355 | $94.74K | Mar 10, 2026 | Restricted Stock Lapse - See Remarks |
| Kathleen I. Layton Officer | Sep 10, 2025 | 4,226 | $28.07K | Sep 10, 2025 | Restricted Stock Lapse - See Remarks |
| Scott T. Parker Former Affiliate | Sep 4, 2025 | 3,417 | $23.75K | Sep 4, 2025 | Restricted Stock Lapse |
| Scott T. Parker Former Affiliate | Sep 4, 2025 | 3,417 | $23.75K | Sep 4, 2025 | Restricted Stock Lapse |
| Casey Mueller Former Affiliate | May 9, 2025 | 22,500 | $151.88K | May 9, 2025 | Restricted Stock Lapse |
| Casey Mueller Officer | Mar 10, 2025 | 26,247 | $157.19K | Mar 10, 2025 | Restricted Stock Lapse- See Remarks |
| Kathleen I. Layton Officer | Mar 10, 2025 | 12,717 | $76.19K | Mar 10, 2025 | Restricted Stock Lapse - See Remarks |
| Patrick Kirscht Officer | Mar 10, 2025 | 45,341 | $271.55K | Mar 10, 2025 | Restricted Stock Lapse - See Remarks |
| Patrick Kirscht Officer | Dec 10, 2024 | 8,403 | $31.91K | Dec 10, 2024 | Restricted Stock Lapse |
| Casey Mueller Officer | Dec 9, 2024 | 2,962 | $11.88K | Dec 9, 2024 | Restricted Stock Lapse |