National Bankshares Inc (NKSH) stock
NKSHNasdaqNational Commercial BanksFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 12, 2026Score 9/301% above fair value
$39.59−0.02 (-0.05%)
Close on Nov 12, 2026Market cap $252.21MP/E 11.8Yield 3.81%
National Bankshares statistics
88 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.
Important dates
- Next earnings
- Jan 21, 2027 (estimated, during market hours)
- Last ex-dividend date
- May 26, 2026
- Fundamentals through
- Sep 30, 2026
- Share price as of
- Nov 11, 2026
Valuation ratiosIndustry
- P/TBV Ratio
- 1.54
- 1.52
- P/OCF Ratio
- 11.94
- 9.79
Enterprise valuationIndustry
- EV / Sales
- 25.98
- 2.94
- EV / FCF
- 11.00
- 8.57
Share statisticsIndustry
- Shares Change (YoY)
- 0.04%
- 0.35%
- Shares Change (QoQ)
- 0.00%
- 0.00%
- Float
- 6M
- 17M
- Shares Held by Insiders
- 3.29%
- 6.05%
- Shares Held by Institutions
- 36.2%
- 61.3%
Short sellingIndustry
- Short Interest
- 98,515
- –
- Short Interest Change
- -5.52%
- -4.13%
- Short % of Float
- 1.60%
- 3.58%
- Short % of Shares Outstanding
- 1.55%
- 3.18%
- Days to Cover
- 4.03
- 4.85
Stock price statisticsIndustry
- 52-Week High
- $45.99
- –
- 52-Week Low
- $28.35
- –
- 20-Day Moving Average
- $41.38
- –
- 50-Day Moving Average
- $42.06
- –
- 200-Day Moving Average
- $38.56
- –
- Average True Range (14)
- $1.24
- –
- Price Change (1 Week)
- -2.46%
- -1.47%
- Price Change (1 Month)
- -8.31%
- 4.46%
- Price Change (3 Months)
- -7.08%
- -3.23%
- Price Change (6 Months)
- 12.6%
- 11.7%
- Price Change (YTD)
- 18.1%
- 19.9%
- Price Change (1 Year)
- 32.3%
- 26.3%
- Price Change (3 Years)
- 54.9%
- 77.4%
- Price Change (5 Years)
- 3.27%
- 26.4%
- Price Change (10 Years)
- 7.05%
- 68.6%
- Average Volume (10 Days)
- 21,096
- –
- Average Volume (20 Days)
- 22,442
- –
- Average Volume (90 Days)
- 32,956
- –
- Relative Volume
- 0.32
- 0.63
- Relative Strength Index (14)
- 39.5
- 53.3
- Volatility (1 Year)
- 28.2%
- 24.4%
- Beta (5 Years)
- 0.36
- 0.63
MarginsIndustry
- Pretax Margin
- 305.5%
- 36.9%
- FCF Margin
- 236.1%
- 33.8%
Returns on capitalIndustry
- Return on Equity (ROE)
- 12.0%
- 10.8%
- Return on Assets (ROA)
- 1.19%
- 1.16%
GrowthIndustry
- Revenue Growth (YoY)
- 7.25%
- 11.8%
- Net Income Growth (YoY)
- 64.2%
- 23.2%
- EPS Growth (YoY)
- 64.2%
- 21.9%
- FCF Growth (YoY)
- 56.5%
- 27.5%
- Revenue Growth (3Y CAGR)
- 5.34%
- 5.82%
- Revenue Growth (5Y CAGR)
- 7.66%
- 6.17%
- EPS Growth (3Y CAGR)
- -16.8%
- 1.31%
- EPS Growth (5Y CAGR)
- 0.08%
- 8.24%
EfficiencyIndustry
- Asset Turnover
- 0.00
- 0.04
- Revenue Per Employee
- $35.21K
- $360.35K
- Profits Per Employee
- $87.98K
- $110.51K
- Employee Count
- 243
- 492
- WACC
- 7.38%
- 7.91%
Income statement (TTM)Industry
- Pretax Income
- $26.14M
- $74.07M
Balance sheetIndustry
- Net Cash (Debt)
- $30.11M
- $166.15M
- Net Cash Per Share
- $4.73
- $8.19
- Equity (Book Value)
- $176.34M
- $570.13M
- Book Value Per Share
- $27.68
- $28.22
- Tangible Book Value
- $164.38M
- $478.27M
Cash flow (TTM)Industry
- Capital Expenditures
- -$943.00K
- -$4.27M
- FCF Per Share
- $3.17
- $3.33
Dividends and yieldsIndustry
- Earnings Yield
- 8.47%
- 8.29%
- FCF Yield
- 8.00%
- 9.17%
- Dividend Yield
- 3.81%
- 2.45%
- Shareholder Yield
- 3.81%
- 3.21%
- Dividend Per Share
- $1.51
- $0.92
- Dividend Growth (YoY)
- 0.00%
- 4.26%
- Years of Dividend Growth
- 0
- 2
Taxes and interestIndustry
- Income Tax
- $4.76M
- $16.14M
- Effective Tax Rate
- 18.2%
- 21.1%
Scores and fair valueIndustry
- Graham Number
- $45.68
- $45.31
- Graham Upside
- 15.3%
- 18.6%
- Altman Z-Score
- 0.27
- 0.22
- Piotroski F-Score
- 6
- 6
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 12, 2026. The S&P 500 is measured by the SPY fund.
| Period | NKSH | S&P 500 | Difference | NKSH per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | -8.7% | -2.7% | −6.0 pts | ||
| 3 months | -7.1% | -1.7% | −5.3 pts | ||
| Year to date | +20.6% | +11.9% | +8.7 pts | ||
| 1 year | +38.5% | +12.0% | +26.6 pts | ||
| 3 years | +81.2% | +78.2% | +3.0 pts | +21.9% | +21.2% |
| 5 years | +34.5% | +73.2% | −38.8 pts | +6.1% | +11.6% |
| 10 years | +64.8% | +309.6% | −244.8 pts | +5.1% | +15.1% |
Short interest
Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.
0M NKSH shares were sold short on Oct 30, 2026, down 5.5% from the previous report, or 1.60% of the shares available to trade. At recent volumes it would take 4.0 days to buy them back. Over the last 20 sessions, 45.3% of the volume reported to FINRA was short selling.
| Settlement date | Shares short | Change | Avg. daily volume | Days to cover |
|---|---|---|---|---|
| Oct 30, 2026 | 98,515 | -5.5% | 24,462 | 4.0 |
| Oct 15, 2026 | 104,276 | -3.7% | 31,864 | 3.3 |
| Sep 30, 2026 | 108,331 | -6.6% | 26,645 | 4.1 |
| Sep 15, 2026 | 116,014 | +15.5% | 41,371 | 2.8 |
| Aug 31, 2026 | 100,479 | +11.6% | 32,596 | 3.1 |
| Aug 14, 2026 | 90,065 | +19.3% | 53,247 | 1.7 |
| Jul 31, 2026 | 75,502 | -10.0% | 30,931 | 2.4 |
| Jul 15, 2026 | 83,865 | +1.6% | 29,090 | 2.9 |
| Jun 30, 2026 | 82,520 | +47.4% | 38,285 | 2.2 |
| Jun 15, 2026 | 56,002 | -4.5% | 23,999 | 2.3 |
| May 29, 2026 | 58,627 | +11.8% | 23,600 | 2.5 |
| May 15, 2026 | 52,429 | -8.0% | 49,287 | 1.1 |
Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.
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