National Bankshares vs Southern First Bancshares
NKSH and SFST side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How NKSH and SFST compare
Southern First Bancshares is the larger company, worth 2.3 times as much as National Bankshares ($575M against $250M).
On earnings, National Bankshares is cheaper: it trades at 11.7× trailing earnings, against 12.5× for Southern First Bancshares.
National Bankshares grew revenue faster over the last twelve months (7.2% versus −8.4% for Southern First Bancshares).
Southern First Bancshares keeps more of each dollar of sales as profit, with a net margin of 839% compared with 250% at National Bankshares.
National Bankshares pays a dividend yielding 3.9%; Southern First Bancshares does not pay one.
National Bankshares scores higher on the StockData Score (12 against 11 for Southern First Bancshares), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | NKSH | SFST |
|---|---|---|
| Size and price | ||
| Market cap | $250M | $575M |
| Share price | $39.25 | $60.63 |
| Change, 1 year | 31.0% | 24.7% |
| Change, 5 years | 3.3% | −3.6% |
| Beta (5Y) | 0.36 | 0.60 |
| Employees | 243 | 315 |
| StockData Score | ||
| Total score | 12 (better) | 11 |
| Valuation score | 2 | 3 (better) |
| Growth score | 1 | 2 (better) |
| Performance score | 4 (better) | 3 |
| Health score | 3 | 3 |
| Dividend score | 2 (better) | 0 |
| Valuation | ||
| P/E | 11.7× (better) | 12.5× |
| P/S | 29.2× (better) | 112× |
| P/B | 1.4× | 1.2× (better) |
| P/FCF | 12.4× (better) | 12.7× |
| PEG | – | 12.46 |
| FCF yield | 8.1% (better) | 7.9% |
| Fair value | $38.57 | $60.69 |
| Margin of safety | −1.8% | 0.09% (better) |
| Growth | ||
| Revenue growth (TTM) | 7.2% (better) | −8.4% |
| Revenue growth, 5Y average | 7.7% (better) | −20.5% |
| Net income growth (TTM) | 64.2% | 65.2% (better) |
| EPS growth (TTM) | 64.2% (better) | 50.3% |
| EPS growth, 5Y average | 0.08% | 9.7% (better) |
| Profitability | ||
| Net margin | 250% | 839% (better) |
| FCF margin | 236% | 880% (better) |
| Return on equity | 12.0% (better) | 10.5% |
| Financial health | ||
| Altman Z-score | 0.27 (better) | 0.16 |
| Piotroski F-score | 6 (better) | 5 |
| Dividends and buybacks | ||
| Dividend yield | 3.9% | – |
| Years of dividend growth | 0 | – |
| Dividend growth, 5Y average | 1.7% | – |
| Shareholder yield | 3.9% (better) | 0.00% |
| Ownership | ||
| Held by institutions | 36.2% | 90.3% |
| Held by insiders | 3.3% | 5.8% |
| Insider net buying, 12 months | $8.0K (better) | −$3.1M |
| Short interest, % of float | 1.6% | 4.2% |
Go deeper
- NKSH stock overview
- NKSH income statement
- NKSH valuation and score
- SFST stock overview
- SFST income statement
- SFST valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.