Meridian vs National Bankshares
MRBK and NKSH side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How MRBK and NKSH compare
National Bankshares is the larger company, worth 1.3 times as much as Meridian ($250M against $193M).
On earnings, Meridian is cheaper: it trades at 9.6× trailing earnings, against 11.7× for National Bankshares.
Meridian grew revenue faster over the last twelve months (13.4% versus 7.2% for National Bankshares).
Meridian keeps more of each dollar of sales as profit, with a net margin of 289% compared with 250% at National Bankshares.
Both pay dividends: Meridian yields 3.5% and National Bankshares 3.9%.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | MRBK | NKSH |
|---|---|---|
| Size and price | ||
| Market cap | $193M | $250M |
| Share price | $16.22 | $39.25 |
| Change, 1 year | 10.0% | 31.0% |
| Change, 5 years | −11.8% | 3.3% |
| Beta (5Y) | 0.70 | 0.36 |
| Employees | 327 | 243 |
| StockData Score | ||
| Total score | 12 | 12 |
| Valuation score | 3 (better) | 2 |
| Growth score | 2 (better) | 1 |
| Performance score | 2 | 4 (better) |
| Health score | 3 | 3 |
| Dividend score | 2 | 2 |
| Valuation | ||
| P/E | 9.6× (better) | 11.7× |
| P/S | 27.7× (better) | 29.2× |
| P/B | 1.0× (better) | 1.4× |
| P/FCF | 27.3× | 12.4× (better) |
| PEG | 5.25 | – |
| FCF yield | 3.7% | 8.1% (better) |
| Fair value | $18.58 | $38.57 |
| Margin of safety | 12.7% (better) | −1.8% |
| Growth | ||
| Revenue growth (TTM) | 13.4% (better) | 7.2% |
| Revenue growth, 5Y average | −45.9% | 7.7% (better) |
| Net income growth (TTM) | −0.22% | 64.2% (better) |
| EPS growth (TTM) | −4.5% | 64.2% (better) |
| EPS growth, 5Y average | −2.4% | 0.08% (better) |
| Profitability | ||
| Net margin | 289% (better) | 250% |
| FCF margin | 101% | 236% (better) |
| Return on equity | 10.3% | 12.0% (better) |
| Financial health | ||
| Debt / equity | 0.57 | – |
| Altman Z-score | 0.13 | 0.27 (better) |
| Piotroski F-score | 6 | 6 |
| Dividends and buybacks | ||
| Dividend yield | 3.5% | 3.9% (better) |
| Payout ratio | 31.8% | – |
| Years of dividend growth | 0 | 0 |
| Dividend growth, 5Y average | 32.0% (better) | 1.7% |
| Shareholder yield | 3.5% | 3.9% (better) |
| Ownership | ||
| Held by institutions | 65.0% | 36.2% |
| Held by insiders | 11.0% | 3.3% |
| Insider net buying, 12 months | $53.8K (better) | $8.0K |
| Short interest, % of float | 2.0% | 1.6% |
Go deeper
- MRBK stock overview
- MRBK income statement
- MRBK valuation and score
- NKSH stock overview
- NKSH income statement
- NKSH valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.