National Bankshares vs Virginia National Bankshares
NKSH and VABK side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How NKSH and VABK compare
Virginia National Bankshares is the larger company, worth 1.2 times as much as National Bankshares ($292M against $250M).
On earnings, National Bankshares is cheaper: it trades at 11.7× trailing earnings, against 11.8× for Virginia National Bankshares.
Virginia National Bankshares grew revenue faster over the last twelve months (13.3% versus 7.2% for National Bankshares).
National Bankshares keeps more of each dollar of sales as profit, with a net margin of 250% compared with 39.0% at Virginia National Bankshares.
Both pay dividends: National Bankshares yields 3.9% and Virginia National Bankshares 2.7%.
Virginia National Bankshares scores higher on the StockData Score (14 against 12 for National Bankshares), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | NKSH | VABK |
|---|---|---|
| Size and price | ||
| Market cap | $250M | $292M |
| Share price | $39.25 | $53.89 |
| Change, 1 year | 31.0% | 34.0% |
| Change, 5 years | 3.3% | 44.9% |
| Beta (5Y) | 0.36 | 0.45 |
| Employees | 243 | 140 |
| StockData Score | ||
| Total score | 12 | 14 (better) |
| Valuation score | 2 (better) | 1 |
| Growth score | 1 | 2 (better) |
| Performance score | 4 | 5 (better) |
| Health score | 3 | 4 (better) |
| Dividend score | 2 | 2 |
| Valuation | ||
| P/E | 11.7× (better) | 11.8× |
| P/S | 29.2× | 4.6× (better) |
| P/B | 1.4× (better) | 1.5× |
| P/FCF | 12.4× (better) | 12.9× |
| FCF yield | 8.1% (better) | 7.7% |
| Fair value | $38.57 | $49.06 |
| Margin of safety | −1.8% (better) | −9.8% |
| Growth | ||
| Revenue growth (TTM) | 7.2% | 13.3% (better) |
| Revenue growth, 5Y average | 7.7% | 13.6% (better) |
| Net income growth (TTM) | 64.2% (better) | 38.6% |
| EPS growth (TTM) | 64.2% (better) | 38.2% |
| EPS growth, 5Y average | 0.08% | 3.8% (better) |
| Profitability | ||
| Net margin | 250% (better) | 39.0% |
| FCF margin | 236% (better) | 35.6% |
| Return on equity | 12.0% | 13.6% (better) |
| Financial health | ||
| Debt / equity | – | 0.10 |
| Altman Z-score | 0.27 (better) | 0.25 |
| Piotroski F-score | 6 | 6 |
| Dividends and buybacks | ||
| Dividend yield | 3.9% (better) | 2.7% |
| Years of dividend growth | 0 | 1 (better) |
| Dividend growth, 5Y average | 1.7% | 3.3% (better) |
| Shareholder yield | 3.9% (better) | 2.7% |
| Ownership | ||
| Held by institutions | 36.2% | 51.3% |
| Held by insiders | 3.3% | 12.2% |
| Insider net buying, 12 months | $8.0K | – |
| Short interest, % of float | 1.6% | 0.79% |
Go deeper
- NKSH stock overview
- NKSH income statement
- NKSH valuation and score
- VABK stock overview
- VABK income statement
- VABK valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.