StockData
Southern First Bancshares Inc logo

Southern First Bancshares Inc (SFST) stock

SFSTNasdaqNational Commercial BanksFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Oct 30, 2026Score 10/300% above fair value
$60.71−0.32 (-0.52%)

Close on Nov 12, 2026Market cap $576.20MP/E 12.5Yield –

Southern First Bancshares Inc saw revenue fall 8.4% to $5.14M over the twelve months to Sep 30, 2026. Free cash flow was $45.28M, up 49.9% from a year earlier. At the latest close the market valued the company at $576.20M, 12.5 times its earnings.

Revenue
$5.14M
-8.4% vs. a year earlier
Free cash flow
$45.28M
+49.9% vs. a year earlier
EPS, diluted
$4.84
+50.3% vs. a year earlier

Key statistics

Valuation at the latest close; fundamentals over the trailing twelve months, balances at Sep 30, 2026

Valuation

Market cap
$576.20M
P/E ratio
12.5
Price to sales
112.04
Price to book
1.25
Dividend yield
–
Free cash flow yield
7.86%

Fundamentals

Revenue
$5.14M
Net income
$43.17M
EPS, diluted
$4.84
Free cash flow
$45.28M
Book value per share
$48.30
Diluted shares
10M

Trading

Next earnings
Jan 21, 2027 (estimated, before the open)
Previous close
$61.03
Open
$61.03
Day's range
$60.33 – $61.40
Volume
59,453
Average volume (20 days)
84,833
Index membership
Russell 2000, Russell 3000
Beta (5 years)
0.60
52-week range
$47.01 – $65.09
RSI (14 days)
50.9
Volatility (1 year)
27.7%
Relative volume
0.63×
WACC
7.9%

On 1 of our idea list: Institutions accumulating

Index membership is inferred from the holdings of funds that track each index (IWM, IWV), as reported to the SEC for Jun 30, 2026. Join dates come from quarterly fund reports since 2019, so they are accurate to the quarter.

Market cap history

Month-end market cap since 2010, using shares outstanding reported at the time

Total return vs. the S&P 500

Price change plus reinvested dividends, to the close on Nov 12, 2026. The S&P 500 is measured by the SPY fund.

PeriodSFSTS&P 500DifferenceSFST per yearS&P 500 per year
1 month+0.9%-2.7%+3.6 pts
3 months-5.3%-1.7%−3.5 pts
Year to date+17.8%+11.9%+5.9 pts
1 year+24.8%+12.0%+12.9 pts
3 years+117.8%+78.2%+39.7 pts+29.6%+21.2%
5 years-4.7%+73.2%−77.9 pts-1.0%+11.6%
10 years+86.8%+309.6%−222.8 pts+6.4%+15.1%

Fifteen years at a glance

Fiscal years 2011 to 2025 and trailing twelve months, USD

Revenue

$5.14M-8.4% YoY

Net income

$43.17M+65.2% YoY

EPS, diluted

$4.84+50.3% YoY

Free cash flow

$45.28M+49.9% YoY
Reported periodTrailing twelve months

Press releases

Releases Southern First Bancshares filed with the SEC as exhibits to Form 8-K or 6-K

All press releases and earnings

About Southern First Bancshares

National Commercial Banks

The financial institution provides commercial and consumer banking and lending services to individual and business clients. Its core commercial offerings encompass commercial real estate financing for owner-occupied and non-owner-occupied properties, commercial construction credit, and business operating loans. For individual consumers, the organization delivers residential real estate mortgages, home equity loans, residential construction financing, and personal credit products. These financial services cater to local businesses, property developers, commercial enterprises, and retail banking customers.

Company profile, executives and history

Southern First Bancshares stock: common questions

What is Southern First Bancshares's stock price?

SFST closed at $60.71 on Nov 12, 2026, down 0.52% on the day. Over the past 52 weeks it traded between $47.01 and $65.09.

What is Southern First Bancshares's market cap?

Southern First Bancshares was worth $576.20M at the close on Nov 12, 2026: the share price times the diluted shares outstanding.

What is SFST's P/E ratio?

SFST trades at 12.5 times earnings, based on diluted earnings per share of $4.84 over the twelve months to Sep 30, 2026.

How much revenue does Southern First Bancshares make?

Southern First Bancshares reported revenue of $5.14M for the twelve months to Sep 30, 2026, down 8.4% from a year earlier.

Does Southern First Bancshares pay a dividend?

No. Southern First Bancshares has not paid a cash dividend over the last twelve months.

When does Southern First Bancshares report earnings next?

Southern First Bancshares is expected to report Q4 FY2026 results on Jan 21, 2027, before the open. The date is estimated from its past reporting pattern until the company confirms it.

How has SFST stock performed over the past year?

Including dividends, SFST returned +24.8% over the past year, against +12.0% for the S&P 500.

How many SFST shares are sold short?

0M shares were sold short at the latest FINRA report, 4.25% of the float, or 4.6 days of average trading volume.

Who are Southern First Bancshares's competitors?

Companies most similar to Southern First Bancshares by business, industry and size include COSO, NKSH, MRBK, SNNF, WAFD.

See a number that looks wrong?