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AmeriServ Financial Inc (ASRV) stock

ASRVNasdaqNational Commercial BanksFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 13, 2026Score 15/3021% below fair value
$4.90+0.17 (+3.59%)

Close on Nov 13, 2026Market cap $83.20MP/E 9.1Yield 2.45%

AmeriServ Financial Inc grew revenue 7.3% to $15.61M over the twelve months to Sep 30, 2026. At the latest close the market valued the company at $83.20M, 9.1 times its earnings.

Revenue
$15.61M
+7.3% vs. a year earlier
EPS, diluted
$0.54
+80.0% vs. a year earlier

Key statistics

Valuation at the latest close; fundamentals over the trailing twelve months, balances at Sep 30, 2026

Valuation

Market cap
$83.20M
P/E ratio
9.1
Price to sales
5.33
Price to book
0.68
Dividend yield
2.45%
Free cash flow yield
–

Fundamentals

Revenue
$15.61M
Net income
$9.07M
EPS, diluted
$0.54
Book value per share
$7.18
Diluted shares
17M

Trading

Next earnings
Jan 19, 2027 (estimated, before the open)
Previous close
$4.73
Open
$4.82
Day's range
$4.82 – $4.94
Volume
5,228
Average volume (20 days)
20,012
Beta (5 years)
0.23
52-week range
$2.96 – $5.38
RSI (14 days)
57.1
Volatility (1 year)
39.9%
Relative volume
0.27×
WACC
7.6%

Market cap history

Month-end market cap since 2010, using shares outstanding reported at the time

Total return vs. the S&P 500

Price change plus reinvested dividends, to the close on Nov 13, 2026. The S&P 500 is measured by the SPY fund.

PeriodASRVS&P 500DifferenceASRV per yearS&P 500 per year
1 month+13.3%-3.0%+16.4 pts
3 months-1.6%-2.8%+1.2 pts
Year to date+58.2%+11.5%+46.7 pts
1 year+63.3%+13.5%+49.8 pts
3 years+112.3%+77.7%+34.6 pts+28.5%+21.1%
5 years+54.9%+72.6%−17.8 pts+9.1%+11.5%
10 years+100.0%+308.2%−208.1 pts+7.2%+15.1%

Fifteen years at a glance

Fiscal years 2011 to 2025 and trailing twelve months, USD

Revenue

$15.61M+7.3% YoY

Net income

$9.07M+79.4% YoY

EPS, diluted

$0.54+80.0% YoY
Reported periodTrailing twelve months

Press releases

Releases AmeriServ Financial filed with the SEC as exhibits to Form 8-K or 6-K

All press releases and earnings

About AmeriServ Financial

National Commercial Banks

AmeriServ Financial, Inc. is a bank holding company that conducts its operations primarily through its subsidiary, AmeriServ Financial Bank. The institution provides retail banking services, including checking accounts, deposit products, consumer lending, and residential mortgages. For commercial, industrial, and governmental clients, it delivers commercial lending, lines of credit, treasury management, and related depository services. Additionally, the organization operates a wealth and capital management division alongside a registered investment advisory subsidiary, offering personal and institutional trust services, portfolio management, retirement plans, mutual funds, annuities, and union collective investment funds.

Company profile, executives and history

AmeriServ Financial stock: common questions

What is AmeriServ Financial's stock price?

ASRV closed at $4.90 on Nov 13, 2026, up 3.59% on the day. Over the past 52 weeks it traded between $2.96 and $5.38.

What is AmeriServ Financial's market cap?

AmeriServ Financial was worth $83.20M at the close on Nov 13, 2026: the share price times the diluted shares outstanding.

What is ASRV's P/E ratio?

ASRV trades at 9.1 times earnings, based on diluted earnings per share of $0.54 over the twelve months to Sep 30, 2026.

How much revenue does AmeriServ Financial make?

AmeriServ Financial reported revenue of $15.61M for the twelve months to Sep 30, 2026, up 7.3% from a year earlier.

Does AmeriServ Financial pay a dividend?

Yes. AmeriServ Financial paid $0.12 per share over the last twelve months, a yield of 2.45% at the latest price.

When does AmeriServ Financial report earnings next?

AmeriServ Financial is expected to report Q4 FY2026 results on Jan 19, 2027, before the open. The date is estimated from its past reporting pattern until the company confirms it.

How has ASRV stock performed over the past year?

Including dividends, ASRV returned +63.3% over the past year, against +13.5% for the S&P 500.

How many ASRV shares are sold short?

0M shares were sold short at the latest FINRA report, 1.48% of the float, or 9.8 days of average trading volume.

Who are AmeriServ Financial's competitors?

Companies most similar to AmeriServ Financial by business, industry and size include SNNF, SHBI, NKSH, MRBK, CBKM.

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