NKSHNasdaqNational Commercial BanksFiscal year ends December 31
NATIONAL BANKSHARES INC
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 12, 2026
$43.69+0.11 (+0.25%)
Close on Oct 19, 2026
- Market cap
- $278.18M
- P/E (TTM)
- 13.7
- Dividend yield
- 3.46%
National Bankshares statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of National Commercial Banks companies for comparison
Valuation
| Measure | National Bankshares | Industry median |
|---|---|---|
| Market Cap | $278.33M | $679.86M |
| Enterprise Value | $223.77M | $408.94M |
| PE Ratio | 13.74 | 12.00 |
| PS Ratio | 32.71 | 3.61 |
| PB Ratio | 1.45 | 1.18 |
| P/TBV Ratio | 1.54 | 1.41 |
| P/FCF Ratio | 15.11 | 10.93 |
| P/OCF Ratio | 13.87 | 10.04 |
Enterprise value
| Measure | National Bankshares | Industry median |
|---|---|---|
| EV / Sales | 26.29 | 2.78 |
| EV / FCF | 12.15 | 8.25 |
Income (trailing twelve months)
| Measure | National Bankshares | Industry median |
|---|---|---|
| Revenue | $8.51M | $170.85M |
| Pretax Income | $24.74M | $70.12M |
| Net Income | $20.31M | $54.33M |
| EPS (Diluted) | $3.18 | $2.90 |
Margins
| Measure | National Bankshares | Industry median |
|---|---|---|
| Pretax Margin | 290.7% | 36.4% |
| Profit Margin | 238.7% | 29.1% |
| FCF Margin | 216.4% | 33.0% |
Returns
| Measure | National Bankshares | Industry median |
|---|---|---|
| Return on Equity (ROE) | 11.3% | 10.5% |
| Return on Assets (ROA) | 1.12% | 1.12% |
Growth
| Measure | National Bankshares | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 9.47% | 11.8% |
| Net Income Growth (YoY) | 80.0% | 23.1% |
| EPS Growth (YoY) | 79.7% | 22.7% |
| FCF Growth (YoY) | 88.7% | 27.1% |
| Revenue Growth (3Y CAGR) | 5.34% | 5.82% |
| Revenue Growth (5Y CAGR) | 7.66% | 6.17% |
| EPS Growth (3Y CAGR) | -16.8% | 1.26% |
| EPS Growth (5Y CAGR) | 0.08% | 8.24% |
Balance sheet
| Measure | National Bankshares | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $54.56M | $205.54M |
| Net Cash (Debt) | $54.56M | $164.40M |
| Net Cash Per Share | $8.56 | $8.13 |
| Equity (Book Value) | $192.23M | $560.44M |
| Book Value Per Share | $30.17 | $28.47 |
| Tangible Book Value | $180.19M | $472.29M |
Cash flow (trailing twelve months)
| Measure | National Bankshares | Industry median |
|---|---|---|
| Operating Cash Flow | $20.07M | $61.20M |
| Capital Expenditures | -$1.65M | -$4.02M |
| Free Cash Flow | $18.42M | $52.43M |
| FCF Per Share | $2.89 | $3.07 |
Efficiency
| Measure | National Bankshares | Industry median |
|---|---|---|
| Asset Turnover | 0.00 | 0.04 |
| Revenue Per Employee | $35.02K | $353.78K |
| Profits Per Employee | $83.58K | $107.28K |
| Employee Count | 243 | 489 |
Dividends and yields
| Measure | National Bankshares | Industry median |
|---|---|---|
| Earnings Yield | 7.30% | 8.07% |
| FCF Yield | 6.62% | 8.89% |
| Dividend Yield | 3.46% | 2.48% |
| Shareholder Yield | 3.46% | 3.13% |
| Dividend Per Share | $1.51 | $0.93 |
| Dividend Growth (YoY) | 0.00% | 4.26% |
| Years of Dividend Growth | 0 | 2 |
Shares
| Measure | National Bankshares | Industry median |
|---|---|---|
| Shares Outstanding | 6,370,620 | 18,839,100 |
| Shares Change (YoY) | 0.04% | 0.39% |
| Shares Change (QoQ) | 0.03% | 0.00% |
| Float | 6,160,880 | 17,061,900 |
| Shares Held by Insiders | 3.29% | 5.89% |
| Shares Held by Institutions | 36.2% | 61.9% |
Taxes
| Measure | National Bankshares | Industry median |
|---|---|---|
| Income Tax | $4.43M | $14.50M |
| Effective Tax Rate | 17.9% | 21.1% |
Scores
| Measure | National Bankshares | Industry median |
|---|---|---|
| Graham Number | $46.47 | $45.31 |
| Graham Upside | 6.35% | 21.6% |
| Altman Z-Score | 0.27 | 0.21 |
| Piotroski F-Score | 6 | 6 |
Calculated by StockData from National Bankshares's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.