Lufax Holding Ltd (LU) company profile
Close on Nov 12, 2026Market cap $5.70BP/E –Yield –
About Lufax
Finance Services, SIC 6199
Lufax Holding Ltd provides financing services for small business owners and individual consumers in China. The company operates through two primary segments: retail credit and enablement, and consumer finance. Its retail credit segment provides secured and unsecured loans, credit guarantees, and risk analytics in collaboration with institutional funding partners. These services primarily target small business owners, individual entrepreneurs, and salaried individuals. Its consumer finance segment delivers small unsecured loans to retail borrowers for personal cash flow needs and discretionary purchases. The company also operates a digital banking business in Hong Kong.
The company operates across China and Hong Kong. It maintains a direct sales network of over 21,800 full-time employees covering approximately 172 cities, alongside online channels and referral partners. The company has served more than 29 million cumulative borrowers, including over seven million small business owners. Its principal executive offices are located in Shanghai, China, with a registered office in the Cayman Islands.
Summary of the business section of Lufax's latest annual report, written by StockData.
Company profile
Company
- Legal name
- Lufax Holding Ltd
- Founded
- 2005
- Headquarters
- Shanghai, China
- Address
- Building No. 6, Lane 2777 Jinxiu East Rd, Pudong New District
- Phone
- 86-2138632121
- Website
- lufaxholding.com
- Employees
- 33,163, Dec 31, 2025
- Industry
- Finance Services
- Incorporated in
- E9
- Fiscal year ends
- December 31
- Auditor
- Ernst & Young Hua Ming LLP, Shanghai, the Peoples Republic of China
Stock & identifiers
- Ticker
- LU
- Exchange
- NYSE
- IPO date
- Oct 30, 2020
- Shares outstanding
- 1.73B, Dec 31, 2025
- Filer category
- Large accelerated filer
- Stock splits
- 1-for-4 reverse, Dec 15, 2023
- SEC CIK
- 1816007
- CUSIP
- 54975P201
- ISIN
- US54975P2011
- FIGI
- BBG00XS6QZN2
- Share class FIGI
- BBG00XS6R0J3
- LEI
- 254900TYH7RTK8E9NH16
- EIN
- 00-0000000
Executives and directors
Officers and directors who filed ownership reports (Forms 3, 4, 5) in the last two years
| Name | Position | Shares owned |
|---|---|---|
| Yong Suk Cho | Chief Executive Officer, Director | – |
| Tongzhuan Xi | Chief Financial Officer, Director | – |
| Jia LJ Liu | Chief Financial Officer | – |
| Xiaodi Wang | Chief Compliance Officer | – |
| Jinliang Mao | Chief Technology Officer | 34,694 |
| Dongqi Chen | General Manager | 6,189 |
| Xiang (XJ) Ji | Co-Chief Executive Officer | – |
| Tao (TW) Wu | See Remarks | – |
| Jianbo Cheng | Chief Risk Officer | – |
| Wai Kin Chim | Director | – |
| Siu Hong Cheng | Director | – |
| Ernest Koon Wing Ip | Director | – |
| Dicky Peter Yip | Director | – |
| David Xianglin Li | Director | – |
| Rusheng Yang | Director | – |
| Wai Ping Tina Lee | Director | – |
| Peifeng Li | Director | – |
| Shibang Guo | Director | – |
| Fangfang Cai | Director | – |
IPO
From the final prospectus (Form 424B4) and the first day of trading
Offering
- Type
- Initial public offering
- Final prospectus filed
- Oct 30, 2020
- Securities offered
- 175,000,000
- Exchange
- NYSE
- First trading day
- Oct 30, 2020
- First-day close
- $12.85
- Lock-up ends (est.)
- Apr 28, 2021
Lock-up end is estimated as 180 days after the first trading day; the prospectus sets the actual terms.
Employees
Headcount reported in annual reports
“We had a total of 38,725, 35,875 and 33,163 full-time employees as of December 31, 2023, 2024 and 2025.”
Corporate history
Events identified from SEC filings
| Date | Event | Details |
|---|---|---|
| May 9, 2025 | Late filing | Notification of late filing |
| Oct 30, 2020 | IPO | Initial public offering priced (424B4 prospectus) |
| Oct 22, 2020 | Listing | Registration of securities on an exchange (Form 8-A) |
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