Yiren Digital Ltd. (YRD) stock
Close on Nov 11, 2026Market cap $29.91MP/E 3.7Yield –
Yiren Digital Ltd. saw revenue fall 1.5% to CN¥5.72B over fiscal 2025. Free cash flow was CN¥677.88M, down 52.1% from a year earlier. At the latest close the market valued the company at CN¥199.71M, 3.7 times its earnings.
Key statistics
Valuation at the latest close; fundamentals over fiscal 2025, balances at Dec 31, 2025
Valuation
- Market cap
- CN¥199.71M
- P/E ratio
- 3.7
- Price to sales
- 0.03
- Price to book
- 0.02
- Dividend yield
- –
- Free cash flow yield
- 339.44%
Fundamentals
- Revenue
- CN¥5.72B
- Net income
- CN¥54.53M
- EPS, diluted
- 0.31 CNY
- Free cash flow
- CN¥677.88M
Trading
- Previous close
- $0.36
- Open
- $0.35
- Day's range
- $0.34 – $0.36
- Volume
- 155,804
- Average volume (20 days)
- 508,199
- Beta (5 years)
- 1.09
- RSI (14 days)
- 26.5
- Volatility (1 year)
- 118.7%
- Relative volume
- 0.09×
- WACC
- 10.1%
Market cap history
Month-end market cap since 2015, using shares outstanding reported at the time
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 11, 2026. The S&P 500 is measured by the SPY fund.
| Period | YRD | S&P 500 | Difference | YRD per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | -65.8% | -2.4% | −63.3 pts | ||
| 3 months | -72.2% | -1.2% | −71.0 pts | ||
| Year to date | -90.7% | +12.3% | −103.0 pts | ||
| 1 year | -93.7% | +12.4% | −106.2 pts | ||
| 3 years | -83.6% | +78.8% | −162.4 pts | -45.2% | +21.4% |
| 5 years | -89.1% | +75.2% | −164.2 pts | -35.8% | +11.9% |
| 10 years | -98.7% | +311.1% | −409.8 pts | -35.2% | +15.2% |
Thirteen years at a glance
Fiscal years 2013 to 2025, CNY
Revenue
Operating income
Net income
EPS, diluted
Free cash flow
Press releases
Releases Yiren Digital filed with the SEC as exhibits to Form 8-K or 6-K
- 6-K
- 6-K
- 6-K
- 6-K
- 6-K
- 6-K
About Yiren Digital
Finance Services
Yiren Digital Ltd. operates as a holding company providing financial and lifestyle services primarily through its variable interest entities and subsidiaries. Its core operations encompass credit solutions, online lending, insurance brokerage, and life services. Through its credit business, Yiren Credit, and platforms such as Yixianghua, the enterprise facilitates revolving and installment loans funded by financial institutions for individual borrowers and small business owners. Additionally, it offers insurance brokerage and referral services through Hexiang Insurance Brokers and Yiding Technology, alongside retail consumption and lifestyle offerings via its Yiren Select platform.
Company profile, executives and historyYiren Digital stock: common questions
What is Yiren Digital's stock price?
YRD closed at $0.34 on Nov 11, 2026, down 3.90% on the day.
What is Yiren Digital's market cap?
Yiren Digital was worth $29.91M at the close on Nov 11, 2026: the share price times the diluted shares outstanding.
What is YRD's P/E ratio?
YRD trades at 3.7 times earnings, based on diluted earnings per share of 0.31 CNY over fiscal 2025.
How much revenue does Yiren Digital make?
Yiren Digital reported revenue of CN¥5.72B for fiscal 2025, down 1.5% from a year earlier.
Does Yiren Digital pay a dividend?
No. Yiren Digital has not paid a cash dividend over the last twelve months.
How has YRD stock performed over the past year?
Including dividends, YRD returned -93.7% over the past year, against +12.4% for the S&P 500.
Who are Yiren Digital's competitors?
Companies most similar to Yiren Digital by business, industry and size include LU, XYF, LX, JFIN, QFIN.
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