Jiayin vs Lufax
JFIN and LU side by side, both in finance services. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How JFIN and LU compare
Jiayin grew revenue faster over the last twelve months (7.3% versus −31.5% for Lufax).
Jiayin keeps more of each dollar of sales as profit, with a net margin of 24.7% compared with −37.5% at Lufax.
Jiayin scores higher on the StockData Score (11 against 6 for Lufax), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | JFIN | LU |
|---|---|---|
| Size and price | ||
| Share price | $1.37 | $7.21 |
| Change, 1 year | −85.0% | −73.7% |
| Change, 5 years | −62.3% | −97.4% |
| Beta (5Y) | 0.98 | 1.09 |
| Employees | 1,155 | 33K |
| StockData Score | ||
| Total score | 11 (better) | 6 |
| Valuation score | 0 | 0 |
| Growth score | 3 (better) | 0 |
| Performance score | 5 (better) | 2 |
| Health score | 3 | 4 (better) |
| Dividend score | 0 | 0 |
| Growth | ||
| Revenue growth (TTM) | 7.3% (better) | −31.5% |
| Revenue growth, 5Y average | 36.8% (better) | −32.9% |
| Net income growth (TTM) | 45.4% | – |
| EPS growth (TTM) | 47.9% | – |
| EPS growth, 5Y average | 44.4% | – |
| Profitability | ||
| Operating margin | 28.9% | – |
| Net margin | 24.7% (better) | −37.5% |
| FCF margin | 10.0% | – |
| Return on equity | 40.6% (better) | −2.6% |
| Return on invested capital | 38.6% | – |
| Financial health | ||
| Debt / equity | 0.15 (better) | 0.00 |
| Net debt / EBITDA | 0.33 | – |
| Current ratio | 1.88 | – |
| Piotroski F-score | 5 (better) | 4 |
| Ownership | ||
| Held by institutions | 0.27% | 4.0% |
| Held by insiders | 68.0% | 91.1% |
Go deeper
- JFIN stock overview
- JFIN income statement
- JFIN valuation and score
- LU stock overview
- LU income statement
- LU valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.