Qfin Holdings, Inc. (QFIN) stock
Close on Nov 13, 2026Market cap $647.35MP/E 0.8Yield –
Qfin Holdings, Inc. grew revenue 11.9% to CN¥19.21B over fiscal 2025. Operating income fell 11.3% to CN¥6.68B, moving the operating margin from 43.9% to 34.8%. Free cash flow was CN¥10.84B, up 18.0% from a year earlier. At the latest close the market valued the company at CN¥4.32B, 0.8 times its earnings.
Key statistics
Valuation at the latest close; fundamentals over fiscal 2025, balances at Dec 31, 2025
Valuation
- Market cap
- CN¥4.32B
- P/E ratio
- 0.8
- Price to sales
- 0.23
- Price to book
- 0.18
- Dividend yield
- –
- Free cash flow yield
- 250.90%
Fundamentals
- Revenue
- CN¥19.21B
- EPS, diluted
- 22.01 CNY
- Free cash flow
- CN¥10.84B
Trading
- Previous close
- $5.15
- Open
- $5.15
- Day's range
- $5.03 – $5.34
- Volume
- 3,005,441
- Average volume (20 days)
- 2,059,974
- Beta (5 years)
- 1.17
- RSI (14 days)
- 37.5
- Volatility (1 year)
- 55.7%
- Relative volume
- 1.47×
- WACC
- 11.0%
Market cap history
Month-end market cap since 2018, using shares outstanding reported at the time
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 13, 2026. The S&P 500 is measured by the SPY fund.
| Period | QFIN | S&P 500 | Difference | QFIN per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | -7.7% | -3.0% | −4.6 pts | ||
| 3 months | -55.2% | -2.8% | −52.4 pts | ||
| Year to date | -69.2% | +11.5% | −80.7 pts | ||
| 1 year | -74.5% | +13.5% | −88.0 pts | ||
| 3 years | -57.8% | +77.7% | −135.5 pts | -25.0% | +21.1% |
| 5 years | -72.1% | +72.6% | −144.7 pts | -22.5% | +11.5% |
Ten years at a glance
Fiscal years 2016 to 2025, CNY
Revenue
Gross profit
Operating income
Net income
EPS, diluted
Free cash flow
Press releases
Releases Qfin filed with the SEC as exhibits to Form 8-K or 6-K
- 6-K
- 6-K
- 6-K
- 6-K
- 6-K
- 6-K
About Qfin
Finance Services
Qfin Holdings, Inc. operates a Credit-Tech platform that connects prospective borrowers with financial institutions across China. The company delivers technology solutions throughout the loan lifecycle, covering user acquisition, preliminary credit evaluation, fund matching, and post-facilitation management, primarily through its Qifu Jietiao mobile application. Its core service offerings consist of credit-driven services, where it assumes credit risk and provides guarantees, and platform services, which include capital-light facilitation, intelligent marketing via the Intelligence Credit Engine, borrower referrals, and comprehensive technology solutions. Its primary products feature digital revolving credit lines tailored for underserved consumers and small and medium-sized enterprises.
Company profile, executives and historyQfin stock: common questions
What is Qfin's stock price?
QFIN closed at $5.31 on Nov 13, 2026, up 3.11% on the day.
What is Qfin's market cap?
Qfin was worth $647.35M at the close on Nov 13, 2026: the share price times the diluted shares outstanding.
What is QFIN's P/E ratio?
QFIN trades at 0.8 times earnings, based on diluted earnings per share of 22.01 CNY over fiscal 2025.
How much revenue does Qfin make?
Qfin reported revenue of CN¥19.21B for fiscal 2025, up 11.9% from a year earlier.
Does Qfin pay a dividend?
No. Qfin has not paid a cash dividend over the last twelve months.
How has QFIN stock performed over the past year?
Including dividends, QFIN returned -74.5% over the past year, against +13.5% for the S&P 500.
Who are Qfin's competitors?
Companies most similar to Qfin by business, industry and size include LX, JFIN, XYF, LU, YRD.
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