Jiayin Group Inc. (JFIN) stock
Close on Nov 12, 2026Market cap $72.74MP/E 0.3Yield –
Jiayin Group Inc. grew revenue 7.3% to CN¥6.22B over fiscal 2025. Operating income rose 44.0% to CN¥1.80B, moving the operating margin from 21.5% to 28.9%. Free cash flow was CN¥622.27M, down 9.3% from a year earlier. At the latest close the market valued the company at CN¥485.60M, 0.3 times its earnings.
Key statistics
Valuation at the latest close; fundamentals over fiscal 2025, balances at Dec 31, 2025
Valuation
- Market cap
- CN¥485.60M
- P/E ratio
- 0.3
- Price to sales
- 0.08
- Price to book
- 0.11
- Dividend yield
- –
- Free cash flow yield
- 128.15%
Fundamentals
- Revenue
- CN¥6.22B
- Net income
- CN¥1.54B
- EPS, diluted
- 7.35 CNY
- Free cash flow
- CN¥622.27M
Trading
- Previous close
- $1.40
- Open
- $1.40
- Day's range
- $1.32 – $1.50
- Volume
- 22,942
- Average volume (20 days)
- 620,043
- Beta (5 years)
- 0.99
- RSI (14 days)
- 46.4
- Volatility (1 year)
- 74.2%
- Relative volume
- 0.13×
- WACC
- 7.4%
Market cap history
Month-end market cap since 2019, using shares outstanding reported at the time
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 12, 2026. The S&P 500 is measured by the SPY fund.
| Period | JFIN | S&P 500 | Difference | JFIN per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | +10.3% | -2.7% | +13.0 pts | ||
| 3 months | -39.8% | -1.7% | −38.1 pts | ||
| Year to date | -76.0% | +11.9% | −87.9 pts | ||
| 1 year | -84.8% | +12.0% | −96.8 pts | ||
| 3 years | -66.7% | +78.2% | −144.8 pts | -30.7% | +21.2% |
| 5 years | -54.2% | +73.2% | −127.4 pts | -14.5% | +11.6% |
Ten years at a glance
Fiscal years 2016 to 2025, CNY
Revenue
Operating income
Net income
EPS, diluted
Free cash flow
Press releases
Releases Jiayin filed with the SEC as exhibits to Form 8-K or 6-K
- 6-K
- 6-K
- 6-K
- 6-K
- 6-K
- 6-K
About Jiayin
Finance Services
Jiayin Group Inc. operates an online financial technology platform that facilitates connections between individual borrowers and institutional funding partners. Through digital channels including mobile applications and web platforms, the company primarily enables unsecured, fixed-rate consumer loans. It also provides preliminary risk assessment, joint-operation technology empowerment models, and loan guarantee services. Its borrower base primarily consists of creditworthy individuals and young urban workers who are underserved by traditional financial institutions, while funding partners include commercial banks, trusts, consumer finance companies, and microcredit institutions.
Company profile, executives and historyJiayin stock: common questions
What is Jiayin's stock price?
JFIN closed at $1.39 on Nov 12, 2026, down 0.71% on the day.
What is Jiayin's market cap?
Jiayin was worth $72.74M at the close on Nov 12, 2026: the share price times the diluted shares outstanding.
What is JFIN's P/E ratio?
JFIN trades at 0.3 times earnings, based on diluted earnings per share of 7.35 CNY over fiscal 2025.
How much revenue does Jiayin make?
Jiayin reported revenue of CN¥6.22B for fiscal 2025, up 7.3% from a year earlier.
Does Jiayin pay a dividend?
No. Jiayin has not paid a cash dividend over the last twelve months.
How has JFIN stock performed over the past year?
Including dividends, JFIN returned -84.8% over the past year, against +12.0% for the S&P 500.
Who are Jiayin's competitors?
Companies most similar to Jiayin by business, industry and size include XYF, LU, QFIN, LX, YRD.
See a number that looks wrong?