Lufax vs Yiren Digital
LU and YRD side by side, both in finance services. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How LU and YRD compare
Yiren Digital grew revenue faster over the last twelve months (−1.5% versus −31.5% for Lufax).
Yiren Digital keeps more of each dollar of sales as profit, with a net margin of 0.95% compared with −37.5% at Lufax.
Lufax scores higher on the StockData Score (6 against 5 for Yiren Digital), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | LU | YRD |
|---|---|---|
| Size and price | ||
| Share price | $7.06 | $0.343 |
| Change, 1 year | −75.6% | −93.8% |
| Change, 5 years | −97.5% | −89.9% |
| Beta (5Y) | 1.10 | 1.10 |
| Employees | 33K | 108 |
| StockData Score | ||
| Total score | 6 (better) | 5 |
| Valuation score | 0 | 0 |
| Growth score | 0 | 1 (better) |
| Performance score | 2 | 2 |
| Health score | 4 (better) | 2 |
| Dividend score | 0 | 0 |
| Growth | ||
| Revenue growth (TTM) | −31.5% | −1.5% (better) |
| Revenue growth, 5Y average | −32.9% | 7.6% (better) |
| Net income growth (TTM) | – | −96.6% |
| EPS growth (TTM) | – | −96.6% |
| Profitability | ||
| Operating margin | – | −104% |
| Net margin | −37.5% | 0.95% (better) |
| FCF margin | – | 11.9% |
| Return on equity | −2.6% | 0.58% (better) |
| Return on invested capital | – | −80.7% |
| Financial health | ||
| Debt / equity | 0.00 | 0.00 (better) |
| Piotroski F-score | 4 | 5 (better) |
| Dividends and buybacks | ||
| Payout ratio | – | 501% |
| Ownership | ||
| Held by institutions | 4.0% | 1.2% |
| Held by insiders | 91.1% | 83.6% |
Go deeper
- LU stock overview
- LU income statement
- LU valuation and score
- YRD stock overview
- YRD income statement
- YRD valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.