TWFG, Inc. (TWFG) stock
TWFGNasdaqInsurance Agents, Brokers & ServiceFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 5, 2026Score 7/30134% above fair value
$25.79−0.93 (-3.48%)
Close on Nov 13, 2026Market cap $1.39BP/E 44.5Yield –
TWFG operating margin
Operating margin is operating income as a percentage of revenue.
TWFG's operating margin for the twelve months ending Sep 30, 2026 was 17.3%. For fiscal 2025 it was 14.9%, against 13.7% the year before.
Annual operating margin
| Period | Period end | Value | Change (pts) |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 14.9% | +1.2 |
| FY2024 | Dec 31, 2024 | 13.7% | −1.1 |
| FY2023 | Dec 31, 2023 | 14.8% | −0.7 |
| FY2022 | Dec 31, 2022 | 15.4% | – |
Quarterly operating margin
Change is against the same quarter a year earlier.
| Period | Period end | Value | Change (pts) |
|---|---|---|---|
| Q3 FY2026 | Sep 30, 2026 | 11.3% | −2.8 |
| Q2 FY2026 | Jun 30, 2026 | 20.1% | +7.9 |
| Q1 FY2026 | Mar 31, 2026 | 17.0% | +6.3 |
| Q4 FY2025 | Dec 31, 2025 | 21.1% | +7.4 |
| Q3 FY2025 | Sep 30, 2025 | 14.1% | +2.8 |
| Q2 FY2025 | Jun 30, 2025 | 12.2% | −2.0 |
| Q1 FY2025 | Mar 31, 2025 | 10.6% | −5.2 |
| Q4 FY2024 | Dec 31, 2024 | 13.8% | +1.6 |
| Q3 FY2024 | Sep 30, 2024 | 11.3% | −5.3 |
| Q2 FY2024 | Jun 30, 2024 | 14.2% | −1.8 |
| Q1 FY2024 | Mar 31, 2024 | 15.8% | – |
| Q4 FY2023 | Dec 31, 2023 | 12.2% | – |
| Q3 FY2023 | Sep 30, 2023 | 16.6% | – |
| Q2 FY2023 | Jun 30, 2023 | 16.0% | – |
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