Goosehead Insurance vs TWFG
GSHD and TWFG side by side, both in insurance agents, brokers, and service. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How GSHD and TWFG compare
Goosehead Insurance is the larger company, worth 1.2 times as much as TWFG ($1.6B against $1.4B).
On earnings, TWFG is cheaper: it trades at 44.5× trailing earnings, against 44.7× for Goosehead Insurance.
TWFG grew revenue faster over the last twelve months (35.0% versus 17.7% for Goosehead Insurance).
Goosehead Insurance scores higher on the StockData Score (11 against 7 for TWFG), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | GSHD | TWFG |
|---|---|---|
| Size and price | ||
| Market cap | $1.6B | $1.4B |
| Share price | $46.01 | $25.79 |
| Change, 1 year | −34.1% | −2.9% |
| Change, 5 years | −64.9% | – |
| Beta (5Y) | 1.37 | 0.24 |
| Employees | 1,000 | 400 |
| StockData Score | ||
| Total score | 11 (better) | 7 |
| Valuation score | 1 (better) | 0 |
| Growth score | 4 (better) | 3 |
| Performance score | 4 (better) | 0 |
| Health score | 2 | 4 (better) |
| Dividend score | 0 | 0 |
| Valuation | ||
| P/E | 44.7× | 44.5× (better) |
| P/S | 4.1× (better) | 4.5× |
| P/B | – | 29.4× |
| EV/EBITDA | 17.4× (better) | 19.2× |
| P/FCF | 20.5× (better) | 25.2× |
| PEG | 0.20 | – |
| FCF yield | 4.9% (better) | 4.0% |
| Fair value | – | $11.01 |
| Margin of safety | – | −134% |
| Growth | ||
| Revenue growth (TTM) | 17.7% | 35.0% (better) |
| Revenue growth, 5Y average | 25.6% | – |
| Net income growth (TTM) | 18.0% | – |
| EPS growth (TTM) | 8.4% | 34.9% (better) |
| EPS growth, 5Y average | 15.3% | – |
| Profitability | ||
| Operating margin | 23.3% (better) | 17.3% |
| Net margin | 8.8% | – |
| FCF margin | 19.8% (better) | 17.8% |
| Return on invested capital | 51.3% | – |
| Financial health | ||
| Debt / equity | – | 0.05 |
| Net debt / EBITDA | 2.77 (better) | −0.94 |
| Interest coverage | 4.1× | 207× (better) |
| Current ratio | 1.54 | 2.81 (better) |
| Altman Z-score | 3.08 | 14.33 (better) |
| Piotroski F-score | 5 | – |
| Dividends and buybacks | ||
| Dividend yield | 0.00% | – |
| Buyback yield | 8.3% | – |
| Shareholder yield | 8.3% (better) | 0.00% |
| Ownership | ||
| Held by institutions | 73.1% | 16.9% |
| Held by insiders | 62.9% | 69.9% |
| Insider net buying, 12 months | −$14.8M | $3.4M (better) |
| Superinvestors holding | 2 (better) | 1 |
| Short interest, % of float | 18.7% | 6.3% |
Go deeper
- GSHD stock overview
- GSHD income statement
- GSHD valuation and score
- TWFG stock overview
- TWFG income statement
- TWFG valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.