AIFU vs TWFG
AIFU and TWFG side by side, both in insurance agents, brokers, and service. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How AIFU and TWFG compare
TWFG grew revenue faster over the last twelve months (35.0% versus −58.2% for AIFU).
TWFG scores higher on the StockData Score (7 against 2 for AIFU), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | AIFU | TWFG |
|---|---|---|
| Size and price | ||
| Market cap | – | $1.4B |
| Share price | $9.50 | $25.79 |
| Change, 1 year | −88.1% | −2.9% |
| Change, 5 years | −99.8% | – |
| Beta (5Y) | 0.90 | 0.24 |
| Employees | 594 | 400 |
| StockData Score | ||
| Total score | 2 | 7 (better) |
| Valuation score | 0 | 0 |
| Growth score | 0 | 3 (better) |
| Performance score | 0 | 0 |
| Health score | 2 | 4 (better) |
| Dividend score | 0 | 0 |
| Valuation | ||
| P/E | – | 44.5× |
| P/S | – | 4.5× |
| P/B | – | 29.4× |
| EV/EBITDA | – | 19.2× |
| P/FCF | – | 25.2× |
| FCF yield | – | 4.0% |
| Fair value | – | $11.01 |
| Margin of safety | – | −134% |
| Growth | ||
| Revenue growth (TTM) | −58.2% | 35.0% (better) |
| Revenue growth, 5Y average | −29.8% | – |
| Net income growth (TTM) | −600% | – |
| EPS growth (TTM) | – | 34.9% |
| Profitability | ||
| Operating margin | −7.0% | 17.3% (better) |
| Net margin | −409% | – |
| FCF margin | −3.5% | 17.8% (better) |
| Return on equity | −127% | – |
| Return on invested capital | −2.1% | – |
| Financial health | ||
| Debt / equity | 0.05 | 0.05 (better) |
| Net debt / EBITDA | – | −0.94 |
| Interest coverage | – | 207× |
| Current ratio | 2.96 (better) | 2.81 |
| Altman Z-score | – | 14.33 |
| Piotroski F-score | 2 | – |
| Dividends and buybacks | ||
| Shareholder yield | – | 0.00% |
| Ownership | ||
| Held by institutions | 0.00% | 16.9% |
| Held by insiders | – | 69.9% |
| Insider net buying, 12 months | – | $3.4M |
| Superinvestors holding | – | 1 |
| Short interest, % of float | – | 6.3% |
Go deeper
- AIFU stock overview
- AIFU income statement
- AIFU valuation and score
- TWFG stock overview
- TWFG income statement
- TWFG valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.