eHealth vs TWFG
EHTH and TWFG side by side, both in insurance agents, brokers, and service. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How EHTH and TWFG compare
TWFG is the larger company, worth 102 times as much as eHealth ($1.4B against $14.1M).
TWFG grew revenue faster over the last twelve months (35.0% versus −13.6% for eHealth).
eHealth scores higher on the StockData Score (8 against 7 for TWFG), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | EHTH | TWFG |
|---|---|---|
| Size and price | ||
| Market cap | $14.1M | $1.4B |
| Share price | $0.440 | $26.72 |
| Change, 1 year | −89.4% | 2.7% |
| Change, 5 years | −98.2% | – |
| Beta (5Y) | 1.60 | 0.24 |
| Employees | 1,665 | 400 |
| StockData Score | ||
| Total score | 8 (better) | 7 |
| Valuation score | 2 (better) | 0 |
| Growth score | 2 | 3 (better) |
| Performance score | 2 (better) | 0 |
| Health score | 2 | 4 (better) |
| Dividend score | 0 | 0 |
| Valuation | ||
| P/E | – | 46.1× |
| P/S | 0.0× (better) | 4.7× |
| P/B | 0.0× (better) | 30.5× |
| EV/EBITDA | 0.8× (better) | 19.8× |
| P/FCF | – | 26.2× |
| FCF yield | −122% | 3.8% (better) |
| Fair value | – | $10.83 |
| Margin of safety | – | −147% |
| Growth | ||
| Revenue growth (TTM) | −13.6% | 35.0% (better) |
| Revenue growth, 5Y average | −1.0% | – |
| Net income growth (TTM) | −54.4% | – |
| EPS growth (TTM) | −955% | 34.9% (better) |
| Profitability | ||
| Gross margin | 44.7% | – |
| Operating margin | 10.6% | 17.3% (better) |
| Net margin | 4.9% | – |
| FCF margin | −3.7% | 17.8% (better) |
| Return on equity | 4.6% | – |
| Return on invested capital | 6.2% | – |
| Financial health | ||
| Debt / equity | 0.23 | 0.05 (better) |
| Net debt / EBITDA | 0.55 (better) | −0.94 |
| Interest coverage | 3.2× | 207× (better) |
| Current ratio | 8.68 (better) | 2.81 |
| Altman Z-score | 0.85 | 14.79 (better) |
| Piotroski F-score | 4 | – |
| Dividends and buybacks | ||
| Shareholder yield | 0.00% | 0.00% |
| Ownership | ||
| Held by institutions | 56.9% | 16.9% |
| Held by insiders | 11.7% | 69.9% |
| Insider net buying, 12 months | $188K | $3.4M (better) |
| Superinvestors holding | – | 1 |
| Short interest, % of float | 2.8% | 6.3% |
Go deeper
- EHTH stock overview
- EHTH income statement
- EHTH valuation and score
- TWFG stock overview
- TWFG income statement
- TWFG valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.