Ethos Technologies vs TWFG
LIFE and TWFG side by side, both in insurance agents, brokers, and service. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How LIFE and TWFG compare
Ethos Technologies is the larger company, worth 1.5 times as much as TWFG ($2.1B against $1.4B).
TWFG scores higher on the StockData Score (7 against 4 for Ethos Technologies), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | LIFE | TWFG |
|---|---|---|
| Size and price | ||
| Market cap | $2.1B | $1.4B |
| Share price | $33.26 | $25.79 |
| Change, 1 year | 1651% | −2.9% |
| Beta (5Y) | 4.89 | 0.24 |
| Employees | 614 | 400 |
| StockData Score | ||
| Total score | 4 | 7 (better) |
| Valuation score | 2 (better) | 0 |
| Growth score | 1 | 3 (better) |
| Performance score | 0 | 0 |
| Health score | 1 | 4 (better) |
| Dividend score | 0 | 0 |
| Valuation | ||
| P/E | – | 44.5× |
| P/S | 2.9× (better) | 4.5× |
| P/B | 4.1× (better) | 29.4× |
| EV/EBITDA | – | 19.2× |
| P/FCF | 19.1× (better) | 25.2× |
| FCF yield | 5.2% (better) | 4.0% |
| Fair value | – | $11.01 |
| Margin of safety | – | −134% |
| Growth | ||
| Revenue growth (TTM) | – | 35.0% |
| EPS growth (TTM) | – | 34.9% |
| Profitability | ||
| Gross margin | 98.1% | – |
| Operating margin | −16.1% | 17.3% (better) |
| Net margin | −16.2% | – |
| FCF margin | 15.2% | 17.8% (better) |
| Return on equity | −58.1% | – |
| Return on invested capital | −230% | – |
| Financial health | ||
| Debt / equity | – | 0.05 |
| Net debt / EBITDA | – | −0.94 |
| Interest coverage | – | 207× |
| Current ratio | 1.47 | 2.81 (better) |
| Altman Z-score | 4.49 | 14.33 (better) |
| Piotroski F-score | 6 | – |
| Dividends and buybacks | ||
| Shareholder yield | 0.00% | 0.00% |
| Ownership | ||
| Held by institutions | 27.7% | 16.9% |
| Held by insiders | 74.6% | 69.9% |
| Insider net buying, 12 months | −$89.6M | $3.4M (better) |
| Superinvestors holding | – | 1 |
| Short interest, % of float | 22.7% | 6.3% |
Go deeper
- LIFE stock overview
- LIFE income statement
- LIFE valuation and score
- TWFG stock overview
- TWFG income statement
- TWFG valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.