StockData
SYFNYSEFinance ServicesFiscal year ends December 31Also trades as SYF.PA, SYF.PB

Synchrony Financial

Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Jul 23, 2026
$74.24+0.56 (+0.76%)

Close on Oct 19, 2026

Market cap
$24.80B
P/E (TTM)
7.6
Dividend yield
1.55%

Synchrony Financial statistics

Financials through Jun 30, 2026, price as of Oct 19, 2026, median of Finance Services companies for comparison

Valuation

MeasureSynchrony FinancialIndustry median
Market Cap$24.16B$216.24M
Enterprise Value$7.96B$197.90M
PE Ratio7.6111.74
PS Ratio1.263.01
PB Ratio1.431.19
P/TBV Ratio1.571.44
P/OCF Ratio2.495.61

Enterprise value

MeasureSynchrony FinancialIndustry median
EV / Sales0.413.03

Income (trailing twelve months)

MeasureSynchrony FinancialIndustry median
Revenue$19.25B$61.19M
Pretax Income$4.61B-$4.81M
Net Income$3.52B-$5.16M
EPS (Diluted)$9.76-$0.03

Margins

MeasureSynchrony FinancialIndustry median
Pretax Margin24.0%-25.1%
Profit Margin18.3%-21.0%

Returns

MeasureSynchrony FinancialIndustry median
Return on Equity (ROE)20.8%-22.5%
Return on Assets (ROA)2.90%-11.8%

Growth

MeasureSynchrony FinancialIndustry median
Revenue Growth (YoY)2.93%19.7%
Net Income Growth (YoY)7.03%-51.5%
EPS Growth (YoY)18.4%4.95%
Revenue Growth (3Y CAGR)5.86%5.53%
Revenue Growth (5Y CAGR)5.10%10.1%
EPS Growth (3Y CAGR)14.7%5.11%
EPS Growth (5Y CAGR)32.5%8.99%

Balance sheet

MeasureSynchrony FinancialIndustry median
Cash & Short-Term Investments$16.19B$20.81M
Net Cash (Debt)$16.19B$7.60M
Net Cash Per Share$49.77$0.22
Equity (Book Value)$16.90B$165.65M
Book Value Per Share$51.93$3.72
Tangible Book Value$15.38B$127.24M

Cash flow (trailing twelve months)

MeasureSynchrony FinancialIndustry median
Operating Cash Flow$9.69B-$5.36M

Efficiency

MeasureSynchrony FinancialIndustry median
Asset Turnover0.160.16
Revenue Per Employee$962.35K$705.30K
Profits Per Employee$175.90K-$258.90K
Employee Count20,00048

Dividends and yields

MeasureSynchrony FinancialIndustry median
Earnings Yield14.6%-10.2%
Dividend Yield1.55%2.22%
Buyback Yield14.9%0.06%
Shareholder Yield16.5%0.12%
Dividend Per Share$1.15$1.15
Dividend Growth (YoY)15.0%5.11%
Years of Dividend Growth40
Payout Ratio11.9%22.8%

Shares

MeasureSynchrony FinancialIndustry median
Shares Outstanding325,371,00057,205,350
Shares Change (YoY)-9.79%12.9%
Shares Change (QoQ)-3.56%0.24%
Float323,651,00043,350,400
Shares Held by Insiders0.53%18.5%
Shares Held by Institutions106.1%34.2%

Taxes

MeasureSynchrony FinancialIndustry median
Income Tax$1.10B$82.74K
Effective Tax Rate23.8%22.6%

Scores

MeasureSynchrony FinancialIndustry median
Graham Number$106.79$33.10
Graham Upside43.8%12.5%
Altman Z-Score0.590.34
Piotroski F-Score64

Calculated by StockData from Synchrony Financial's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.