SYFNYSEFinance ServicesFiscal year ends December 31Also trades as SYF.PA, SYF.PB
Synchrony Financial
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Jul 23, 2026
$74.24+0.56 (+0.76%)
Close on Oct 19, 2026
- Market cap
- $24.80B
- P/E (TTM)
- 7.6
- Dividend yield
- 1.55%
Ownership
Institutional holdings as of Jun 30, 2026, from 13F filings
Held by institutions
345M
Shares held, 13F filers
Institutional holders
1,002
120 new, 71 sold out
Net institutional buying
-2M
In Q2 2026
Insider trades, 12 months
0 buys · 32 sales
Net sold $47.67M
Shares held by institutions
Holders of more than 5%
Latest Schedule 13D (active) or 13G (passive) filed by each holder
| Holder | Shares | % of class | Filing | As of |
|---|---|---|---|---|
| BlackRock, Inc. | 35,218,825 | 9.00% | 13G (passive) amendment | Dec 31, 2024 |
| Vanguard Capital Management | 26,175,892 | 7.53% | 13G (passive) | Mar 31, 2026 |
| State Street Corporation | 19,080,903 | 5.10% | 13G (passive) | Sep 30, 2025 |
| Capital World Investors | 18,956,052 | 5.60% | 13G (passive) amendment | Jun 30, 2026 |
| Vanguard Portfolio Management | 18,659,199 | 5.36% | 13G (passive) | Mar 31, 2026 |
Top institutional holders
13F holdings as of Jun 30, 2026
| Holder | Shares | % of SYF | Value | Change | % of portfolio |
|---|---|---|---|---|---|
| BlackRock, Inc. | 30,893,517 | – | $2.35B | +414,443 | 0.03% |
| Vanguard Capital Management LLC | 22,013,925 | – | $1.67B | −583,891 | 0.04% |
| Capital World Investors | 18,918,854 | – | $1.44B | −14,878,053 | 0.17% |
| Vanguard Portfolio Management LLC | 18,090,018 | – | $1.38B | −414,699 | 0.06% |
| State Street Corp | 17,733,198 | – | $1.35B | +8,569 | 0.04% |
| Bank Of America Corp /De/ | 14,766,088 | – | $1.12B | −1,298,530 | 0.07% |
| Goldman Sachs Group Inc | 10,093,347 | – | $767.60M | +498,884 | 0.07% |
| Geode Capital Management, LLC | 9,853,708 | – | $759.57M | −94,991 | 0.04% |
| First Trust Advisors LP | 7,698,248 | – | $585.45M | +2,360,138 | 0.34% |
| Par Capital Management Inc | 7,612,137 | – | $578.90M | – | 14.35% |
| Harris Associates L P | 7,446,335 | – | $566.29M | +2,787,334 | 0.75% |
| Dimensional Fund Advisors LP | 6,254,849 | – | $475.82M | +215,096 | 0.09% |
| Invesco Ltd. | 5,379,328 | – | $409.10M | −251,446 | 0.03% |
| Nordea Investment Management Ab | 5,303,927 | – | $411.00M | +51,463 | 0.34% |
| Northern Trust Corp | 4,879,249 | – | $371.07M | −128,212 | 0.04% |
| Morgan Stanley | 4,633,326 | – | $352.36M | +71,562 | 0.02% |
| Ameriprise Financial Inc | 4,512,851 | – | $343.21M | −324,970 | 0.07% |
| Assetmark, Inc | 4,402,769 | – | $334.83M | +64,165 | 0.58% |
| Allianz Asset Management GmbH | 4,191,242 | – | $302.37M | +9,141 | 0.27% |
| UBS Asset Management Americas Inc | 4,174,429 | – | $317.47M | −86,574 | 0.06% |
Institutional buying and selling by quarter
Positions opened, added to, reduced and closed by 13F filers
| Quarter | Holders | Shares held | New / added | Reduced / closed | Shares bought | Shares sold |
|---|---|---|---|---|---|---|
| Q2 2026 | 1,002 | 345M | 120 / 405 | 350 / 71 | 30M | 32M |
| Q1 2026 | 971 | 347M | 121 / 342 | 384 / 130 | 69M | 39M |
| Q4 2025 | 996 | 364M | 167 / 362 | 348 / 81 | 26M | 30M |
| Q3 2025 | 929 | 369M | 121 / 334 | 340 / 59 | 19M | 33M |
| Q2 2025 | 877 | 383M | 124 / 338 | 309 / 107 | 29M | 26M |
| Q1 2025 | 872 | 382M | 107 / 368 | 289 / 120 | 38M | 33M |
| Q4 2024 | 899 | 379M | 193 / 301 | 303 / 60 | 28M | 32M |
| Q3 2024 | 782 | 384M | 116 / 278 | 275 / 58 | 57M | 28M |
| Q2 2024 | 730 | 391M | 100 / 264 | 269 / 70 | 27M | 37M |
| Q1 2024 | 711 | 403M | 99 / 260 | 245 / 57 | 34M | 30M |
| Q4 2023 | 675 | 399M | 101 / 202 | 280 / 67 | 32M | 21M |
| Q3 2023 | 654 | 389M | 56 / 227 | 257 / 55 | 19M | 31M |
Top mutual fund and ETF holders
Latest monthly portfolio reports (Form N-PORT)
| Fund | Shares | % of SYF | Value | % of fund | As of |
|---|---|---|---|---|---|
| Vanguard Total Stock Market Index Fund | 10,694,984 | – | $813.35M | 0.04% | Jun 30, 2026 |
| American Balanced Fund | 9,376,510 | – | $713.08M | 0.25% | Jun 30, 2026 |
| Vanguard 500 Index Fund | 8,712,200 | – | $662.56M | 0.04% | Jun 30, 2026 |
| Vanguard Mid-Cap Index Fund | 7,301,529 | – | $555.28M | 0.25% | Jun 30, 2026 |
| Income Fund of America | 6,080,879 | – | $460.87M | 0.31% | Jul 31, 2026 |
| First Trust Rising Dividend Achievers ETF | 5,897,791 | – | $448.53M | 1.83% | Jun 30, 2026 |
| iShares Core S&P 500 ETF | 4,627,521 | – | $351.92M | 0.04% | Jun 30, 2026 |
| Fidelity 500 Index Fund | 4,448,203 | – | $317.78M | 0.04% | May 31, 2026 |
| Oakmark Fund | 3,735,000 | – | $284.05M | 1.18% | Jun 30, 2026 |
| Vanguard Value Index Fund | 3,204,384 | – | $243.69M | 0.10% | Jun 30, 2026 |
| Invesco S&P 500 Equal Weight ETF | 2,678,472 | – | $203.00M | 0.21% | Jul 31, 2026 |
| Vanguard Windsor Ii Fund | 2,664,200 | – | $201.92M | 0.30% | Jul 31, 2026 |
| State Street(R) Financial Select Sector SPDR(R) ETF | 2,275,319 | – | $173.04M | 0.34% | Jun 30, 2026 |
| Vanguard Mid-Cap Value Index Fund | 2,164,184 | – | $164.59M | 0.44% | Jun 30, 2026 |
| Vanguard Equity Income Fund | 2,035,406 | – | $154.79M | 0.24% | Jun 30, 2026 |
Officers, directors and major owners
People who filed Forms 3, 4 or 5 in the last two years
| Name | Role | Shares owned | Latest filing |
|---|---|---|---|
| Brian D. Doubles | See remarks, Director | 828,886 | Aug 19, 2026 |
| Darrell Owens | See remarks | 16,480 | Aug 19, 2026 |
| Jonathan S. Mothner | See remarks | 132,875 | Aug 19, 2026 |
| Carol Juel | See remarks | 51,875 | Aug 19, 2026 |
| Curtis Howse | See remarks | 86,796 | Aug 19, 2026 |
| Courtney Gentleman | See remarks | 18,697 | Aug 19, 2026 |
| Brian J. Wenzel Sr. | See remarks | 64,763 | Aug 19, 2026 |
| Amy Tiliakos | See remarks | 19,949 | Aug 19, 2026 |
| Alberto Casellas | See remarks | 50,691 | Aug 19, 2026 |
| Bart Schaller | See remarks | 34,178 | May 19, 2026 |
| Deborah G. Ellinger | Director | 2,352 | Aug 19, 2026 |
| Daniel O. Colao | Director | 10,682 | Aug 19, 2026 |
| Arthur W. Coviello Jr | Director | 26,166 | Aug 19, 2026 |
| Jeffrey G. Naylor | Director | 65,617 | Aug 19, 2026 |
| Paget Leonard Alves | Director | 52,534 | Aug 19, 2026 |
| Laurel Richie | Director | 51,824 | Aug 19, 2026 |
| Kamila K. Chytil | Director | 17,929 | Aug 19, 2026 |
| Fernando Aguirre | Director | 45,573 | Aug 19, 2026 |
| P.W. Parker | Director | 34,487 | Aug 19, 2026 |
| Roy A. Guthrie | Director | 74,961 | Aug 19, 2026 |
| Ellen M. Zane | Director | 32,241 | Aug 19, 2026 |
Insider trades
Common stock transactions reported on Form 4, newest first
| Insider | Date | Transaction | Shares | Price | Value | Shares after |
|---|---|---|---|---|---|---|
| Roy A. Guthrie Director | Aug 17, 2026 | Award | +156 | $80.75 | $12.60K | 40,855 |
| Ellen M. Zane Director | Aug 17, 2026 | Award | +14 | $80.75 | $1.13K | 32,241 |
| Darrell Owens See remarks | Aug 17, 2026 | Award | +70 | $80.75 | $5.65K | 16,480 |
| Jonathan S. Mothner See remarks | Aug 17, 2026 | Award | +218 | $80.75 | $17.60K | 132,875 |
| Curtis Howse See remarks | Aug 17, 2026 | Award | +182 | $80.75 | $14.70K | 86,796 |
| Courtney Gentleman See remarks | Aug 17, 2026 | Award | +79 | $80.75 | $6.38K | 18,697 |
| Paget Leonard Alves Director | Aug 17, 2026 | Award | +157 | $80.75 | $12.68K | 52,534 |
| Brian J. Wenzel Sr. See remarks | Aug 17, 2026 | Award | +272 | $80.75 | $21.96K | 64,763 |
| Arthur W. Coviello Jr Director | Aug 17, 2026 | Small purchase | +11 | $80.60 | $887 | 26,166 |
| Arthur W. Coviello Jr Director | Aug 17, 2026 | Award | +14 | $80.75 | $1.13K | 26,156 |
| Brian D. Doubles See remarks, Director | Aug 17, 2026 | Award | +1,001 | $80.75 | $80.83K | 828,886 |
| Alberto Casellas See remarks | Aug 17, 2026 | Award | +182 | $80.75 | $14.70K | 50,691 |
| Deborah G. Ellinger Director | Aug 17, 2026 | Award | +10 | $80.75 | $808 | 2,352 |
| Amy Tiliakos See remarks | Aug 17, 2026 | Award | +49 | $80.75 | $3.96K | 19,949 |
| Daniel O. Colao Director | Aug 17, 2026 | Award | +14 | $80.75 | $1.13K | 5,682 |
| Jeffrey G. Naylor Director | Aug 17, 2026 | Award | +203 | $80.75 | $16.39K | 65,617 |
| Laurel Richie Director | Aug 17, 2026 | Award | +138 | $80.75 | $11.14K | 51,824 |
| Kamila K. Chytil Director | Aug 17, 2026 | Award | +14 | $80.75 | $1.13K | 17,929 |
| Carol Juel See remarks | Aug 17, 2026 | Award | +218 | $80.75 | $17.60K | 51,875 |
| Fernando Aguirre Director | Aug 17, 2026 | Award | +14 | $80.75 | $1.13K | 30,273 |
| P.W. Parker Director | Aug 17, 2026 | Award | +14 | $80.75 | $1.13K | 34,487 |
| Alberto Casellas See remarks | Aug 13, 2026 | Option exercise | +5,456 | $33.53 | $182.94K | 55,968 |
| Alberto Casellas See remarks | Aug 13, 2026 | Sale(10b5-1 plan) | −5,456 | $80.00 | $436.48K | 50,512 |
| Courtney Gentleman See remarks | Aug 3, 2026 | Sale(10b5-1 plan) | −721 | $76.73 | $55.32K | 18,620 |
| Darrell Owens See remarks | Aug 3, 2026 | Sale(10b5-1 plan) | −610 | $76.73 | $46.81K | 16,410 |
| Arthur W. Coviello Jr Director | Aug 3, 2026 | Sale(10b5-1 plan) | −4,000 | $77.17 | $308.68K | 26,144 |
| Courtney Gentleman See remarks | Jul 31, 2026 | Tax withholding | −574 | $75.79 | $43.50K | 19,341 |
| Darrell Owens See remarks | Jul 31, 2026 | Tax withholding | −486 | $75.79 | $36.83K | 17,020 |
| Amy Tiliakos See remarks | Jul 31, 2026 | Tax withholding | −1,738 | $75.79 | $131.72K | 19,900 |
| Brian D. Doubles See remarks, Director | Jul 28, 2026 | Tax withholding | −2,353 | $77.12 | $181.46K | 827,886 |
| Kamila K. Chytil Director | Jun 30, 2026 | Award | +789 | $76.05 | $60.00K | 17,918 |
| Roy A. Guthrie Director | Jun 30, 2026 | Award | +789 | $76.05 | $60.00K | 40,704 |
| P.W. Parker Director | Jun 30, 2026 | Award | +789 | $76.05 | $60.00K | 34,475 |
| Arthur W. Coviello Jr Director | Jun 30, 2026 | Award | +789 | $76.05 | $60.00K | 30,144 |
| Jeffrey G. Naylor Director | Jun 30, 2026 | Award | +1,200 | $76.05 | $91.26K | 65,417 |
| Paget Leonard Alves Director | Jun 30, 2026 | Award | +789 | $76.05 | $60.00K | 52,383 |
| Deborah G. Ellinger Director | Jun 30, 2026 | Award | +789 | $76.05 | $60.00K | 2,342 |
| Laurel Richie Director | Jun 30, 2026 | Award | +789 | $76.05 | $60.00K | 51,691 |
| Fernando Aguirre Director | Jun 30, 2026 | Award | +789 | $76.05 | $60.00K | 30,262 |
| Ellen M. Zane Director | Jun 30, 2026 | Award | +789 | $76.05 | $60.00K | 32,229 |
| Daniel O. Colao Director | Jun 30, 2026 | Award | +789 | $76.05 | $60.00K | 5,672 |
| Paget Leonard Alves Director | May 15, 2026 | Award | +153 | $71.38 | $10.92K | 51,594 |
| Kamila K. Chytil Director | May 15, 2026 | Award | +14 | $71.38 | $999 | 17,129 |
| Daniel O. Colao Director | May 15, 2026 | Award | +14 | $71.38 | $999 | 4,883 |
| P.W. Parker Director | May 15, 2026 | Award | +14 | $71.38 | $999 | 33,686 |
| Arthur W. Coviello Jr Director | May 15, 2026 | Award | +14 | $71.38 | $999 | 29,355 |
| Brian J. Wenzel Sr. See remarks | May 15, 2026 | Award | +270 | $71.38 | $19.27K | 64,491 |
| Courtney Gentleman See remarks | May 15, 2026 | Award | +84 | $71.38 | $6.00K | 19,915 |
| Fernando Aguirre Director | May 15, 2026 | Award | +14 | $71.38 | $999 | 29,473 |
| Jeffrey G. Naylor Director | May 15, 2026 | Award | +197 | $71.38 | $14.06K | 64,217 |
| Carol Juel See remarks | May 15, 2026 | Award | +217 | $71.38 | $15.49K | 51,663 |
| Darrell Owens See remarks | May 15, 2026 | Award | +74 | $71.38 | $5.28K | 17,506 |
| Roy A. Guthrie Director | May 15, 2026 | Award | +152 | $71.38 | $10.85K | 39,915 |
| Jonathan S. Mothner See remarks | May 15, 2026 | Award | +217 | $71.38 | $15.49K | 172,664 |
| Jonathan S. Mothner See remarks | May 15, 2026 | Sale(10b5-1 plan) | −40,000 | $71.23 | $2.85M | 132,664 |
| Jonathan S. Mothner See remarks | May 15, 2026 | Sale(10b5-1 plan) | −11,258 | $71.23 | $801.91K | 132,664 |
| Jonathan S. Mothner See remarks | May 15, 2026 | Option exercise | +11,258 | $34.30 | $386.15K | 143,922 |
| Laurel Richie Director | May 15, 2026 | Award | +135 | $71.38 | $9.64K | 50,902 |
| Bart Schaller See remarks | May 15, 2026 | Award | +143 | $71.38 | $10.21K | 34,178 |
| Alberto Casellas See remarks | May 15, 2026 | Award | +181 | $71.38 | $12.92K | 50,512 |
Awards, option exercises, tax withholding and gifts are shown alongside open-market buys and sales. Each name links to the filing on SEC EDGAR.
Planned insider sales
Notices of proposed sale filed on Form 144 before shares are sold
| Seller | Filed | Shares | Market value | Planned sale | Acquired through |
|---|---|---|---|---|---|
| Alberto Casellas Officer | Aug 13, 2026 | 5,456 | $436.48K | Aug 13, 2026 | Stock Option Exercise |
| Courtney Gentleman Officer | Aug 3, 2026 | 721 | $55.32K | Aug 3, 2026 | Restricted Stock Vesting |
| Darrell Owens Officer | Aug 3, 2026 | 610 | $46.81K | Aug 3, 2026 | Restricted Stock Vesting |
| Arthur W. Coviello Jr Director | Aug 3, 2026 | 4,000 | $25.24B | Aug 3, 2026 | Acquired as comp |
| Jonathan S. Mothner Officer | May 15, 2026 | 51,258 | $3.65M | May 15, 2026 | Restricted Stock Vesting |
| Alberto Casellas Officer | May 1, 2026 | 5,794 | $443.53K | May 1, 2026 | Options Granted - 04/01/2017 |
| Arthur W. Coviello Jr Director | May 1, 2026 | 4,000 | $305.79K | May 1, 2026 | Compensation |
| Curtis Howse Officer | May 1, 2026 | 8,436 | $645.78K | May 1, 2026 | Restricted Stock Vesting |
| Brian J. Wenzel Sr. Officer | Mar 3, 2026 | 47,112 | $3.16M | Mar 3, 2026 | Restricted Stock Vesting |
| Darrell Owens Officer | Mar 2, 2026 | 3,865 | $261.70K | Mar 2, 2026 | Restricted Stock Vesting |
| Bart Schaller Officer | Mar 2, 2026 | 12,980 | $878.88K | Mar 2, 2026 | Restricted Stock Vesting |
| Brian J. Wenzel Sr. Officer | Mar 2, 2026 | 19,580 | $1.33M | Mar 2, 2026 | Restricted Stock Vesting |
| Courtney Gentleman Officer | Mar 2, 2026 | 4,338 | $293.60K | Mar 2, 2026 | Restricted Stock Vesting |
| Alberto Casellas Officer | Mar 2, 2026 | 14,399 | $974.96K | Mar 2, 2026 | Restricted Stock Vesting |
| Carol Juel Officer | Mar 2, 2026 | 16,859 | $1.14M | Mar 2, 2026 | Restricted Stock Vesting |