SYFNYSEFinance ServicesFiscal year ends December 31Also trades as SYF.PA, SYF.PB

Synchrony Financial

Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Jul 23, 2026

$74.24+0.56 (+0.76%)

Close on Oct 19, 2026

Margins

Share of revenue, fiscal years 2011 to 2025

18.7%+9.4 pts over 5 years

Compound annual growth to fiscal 2025

Per year	1 year	3 years	5 years	10 years
Revenue	-2.8%	+5.9%	+5.1%	+4.3%
Net income	+1.5%	+5.6%	+20.7%	+4.8%
EPS, diluted	+8.5%	+14.7%	+32.5%	+13.4%
Dividend per share	+15.0%	+8.5%	+5.5%	–

10 fiscal years. Hover a measure to see how it is calculated.

Measure	FY2016	FY2020	FY2025
Return on equity	16.8%	10.0%	21.3%
Return on assets	2.6%	1.4%	3.0%
Diluted shares	832M	591M	374M

Return on equity split into margin, efficiency and leverage

Net margin18.7%

Asset turnover0.16×

Equity multiplier7.15×

Return on equity, FY202521.3%

Fiscal year	Net margin	Asset turnover	Equity multiplier	Return on equity
FY2025	18.7%	0.16×	7.15×	21.3%
FY2024	17.9%	0.16×	7.77×	23.0%
FY2023	12.9%	0.16×	8.29×	16.7%
FY2022	18.8%	0.16×	7.55×	22.7%
FY2021	28.7%	0.15×	7.27×	32.0%
FY2020	9.4%	0.15×	7.22×	10.0%
FY2019	21.8%	0.16×	7.11×	25.2%
FY2018	17.0%	0.16×	7.01×	19.3%
FY2017	12.6%	0.16×	6.54×	13.6%
FY2016	16.2%	0.16×	6.50×	16.8%

Parsed from the XBRL in Synchrony Financial's annual and quarterly filings with the SEC
Fourth quarters derived from the annual report minus nine months
Every figure in the statements links to its source filing

Trailing twelve months. Peers are matched on business description, industry and size. Ticks are peers, the dot is SYF.

Revenue growth2.9% · median 15.4%

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