Synchrony Financial (SYF) stock
SYFNYSEFinance ServicesFiscal year ends December 31Also trades as SYF.PA, SYF.PB
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Oct 22, 2026Score 15/3048% below fair value
$75.35−1.62 (-2.10%)
Close on Oct 30, 2026Market cap $24.52BP/E 7.7Yield 1.53%
Earnings
Synchrony Financial's quarterly results as reported in its earnings releases, with the company's own outlook. Hover a number to see the sentence it came from.
Next report
Jan 26, 2027
Q4 FY2026 · estimated, before the open
Revenue, Q3 FY2026
–
Adjusted EPS, Q3 FY2026
$2.68
$2.86 a year earlier
Latest guidance
None
No outlook given in releases
Quarterly results
Revenue and earnings per share from each of Synchrony Financial's earnings releases, newest first
| Quarter | Reported | Revenue | YoY | EPS | Adj. EPS | Source |
|---|---|---|---|---|---|---|
| Q4 FY2026ended Dec 31, 2026 | Jan 26, 2027Expected | – | – | – | – | – |
| Q3 FY2026ended Sep 30, 2026 | Oct 20, 2026before the open | – | – | $2.68 | – | Release |
| Q2 FY2026ended Jun 30, 2026 | Jul 21, 2026before the open | – | – | $2.59 | – | Release |
| Q1 FY2026ended Mar 31, 2026 | Apr 21, 2026before the open | – | – | $2.27 | – | Release |
| Q4 FY2025ended Dec 31, 2025 | Jan 27, 2026before the open | – | – | $2.04 | – | Release |
| Q3 FY2025ended Sep 30, 2025 | Oct 15, 2025before the open | – | – | $2.86 | – | Release |
| Q2 FY2025ended Jun 30, 2025 | Jul 22, 2025before the open | – | – | $2.50 | – | Release |
| Q1 FY2025ended Mar 31, 2025 | Apr 22, 2025before the open | – | – | $1.89 | – | Release |
| Q4 FY2024ended Dec 31, 2024 | Jan 28, 2025before the open | – | – | $1.91 | – | Release |
| Q3 FY2024ended Sep 30, 2024 | Oct 16, 2024before the open | – | – | $1.94 | – | Release |
| Q2 FY2024ended Jun 30, 2024 | Jul 17, 2024before the open | – | – | $1.55 | – | Release |
| Q1 FY2024ended Mar 31, 2024 | Apr 24, 2024before the open | – | – | $3.14 | $1.18 | Release |
| Q4 FY2023ended Dec 31, 2023 | Jan 23, 2024before the open | – | – | $1.03 | – | Release |
| Q3 FY2023ended Sep 30, 2023 | Oct 24, 2023before the open | – | – | $1.48 | – | Release |
| Q2 FY2023ended Jun 30, 2023 | Jul 18, 2023before the open | – | – | $1.32 | – | Release |
| Q1 FY2023ended Mar 31, 2023 | Apr 19, 2023before the open | – | – | $1.35 | – | Release |
| Q4 FY2022ended Dec 31, 2022 | Jan 23, 2023before the open | – | – | $1.26 | – | Release |
| Q3 FY2022ended Sep 30, 2022 | Oct 25, 2022before the open | – | – | $1.47 | – | Release |
| Q2 FY2022ended Jun 30, 2022 | Jul 18, 2022before the open | – | – | $1.60 | – | Release |
| Q1 FY2022ended Mar 31, 2022 | Apr 18, 2022before the open | – | – | $1.77 | – | Release |
| Q4 FY2021ended Dec 31, 2021 | Jan 28, 2022before the open | – | – | $1.48 | – | Release |
| Q3 FY2021ended Sep 30, 2021 | Oct 19, 2021before the open | – | – | $2.00 | – | Release |
| Q2 FY2021ended Jun 30, 2021 | Jul 20, 2021before the open | – | – | – | – | Release |
| Q1 FY2021ended Mar 31, 2021 | Apr 27, 2021before the open | – | – | – | – | Release |
| Q4 FY2020ended Dec 31, 2020 | Jan 29, 2021before the open | – | – | – | – | Release |
| Q3 FY2020ended Sep 30, 2020 | Oct 20, 2020before the open | – | – | – | – | Release |
Figures as first announced; later restatements appear under Financials. Expected dates are estimated from the company's past reporting pattern.
Guidance
Synchrony Financial has not given guidance in its releases
Many companies give their outlook only on the conference call or not at all. When Synchrony Financial puts a forecast in an earnings release, it is listed here with the exact sentence.
Press releases
Releases Synchrony Financial filed with the SEC as exhibits to Form 8-K or 6-K
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