SRCENasdaqState Commercial BanksFiscal year ends December 31
1ST SOURCE CORP
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Jul 23, 2026
$85.23−0.68 (-0.79%)
Close on Oct 19, 2026
- Market cap
- $2.05B
- P/E (TTM)
- 12.2
- Dividend yield
- 1.78%
Margins
Share of revenue, fiscal years 2011 to 2025
Net margin
–
Growth rates
Compound annual growth to fiscal 2025
| Per year | 1 year | 3 years | 5 years | 10 years | Five-year pace |
|---|---|---|---|---|---|
| Revenue | +12.1% | +6.9% | +5.6% | +34.6% | |
| EPS, diluted | +19.6% | +9.8% | +15.1% | +11.4% | |
| Free cash flow | +17.4% | +7.2% | +7.0% | +8.9% | |
| Dividend per share | +8.6% | +6.5% | +6.1% | +8.5% |
Returns and balance sheet
10 fiscal years. Hover a measure to see how it is calculated.
| Measure | FY2016 | FY2020 | FY2025 | Trend |
|---|---|---|---|---|
| Return on equity | 8.8% | – | – | |
| Return on assets | 1.1% | – | – | |
| Capex to revenue | 34.5% | 0.9% | 2.3% | |
| Diluted shares | 26M | 26M | 24M |
Where the cash went
Fiscal 2021 to 2025, five years combined
1st Source generated $947.20M from operations and spent $270.53M on capital expenditure, dividends and share buybacks. 12% of that went back into the business.
Generated
$947.20M
Used
$270.53M
Capital expenditure$33.70M12%Dividends$170.34M63%Share buybacks$66.49M25%
DuPont analysis
Return on equity split into margin, efficiency and leverage
Net margin224.0%
×Asset turnover0.01×
×Equity multiplier8.18×
=Return on equity, FY20179.8%
| Fiscal year | Net margin | Asset turnover | Equity multiplier | Return on equity |
|---|---|---|---|---|
| FY2017 | 224.0% | 0.01× | 8.18× | 9.8% |
| FY2016 | 223.4% | 0.00× | 8.11× | 8.8% |
Piotroski F-Score
Nine tests of profitability, balance sheet and efficiency, fiscal 2025 against fiscal 2024
3of 3 tests passed in fiscal 2025. Some tests lack the figures they need.
- ProfitableNet income above zero–
- Cash generatingOperating cash flow above zero$223.12M
- Return on assets improvedROA up on the prior year– → –
- Earnings backed by cashOperating cash flow above net income$223.12M vs –
- Less leverageLong-term debt to assets fell– → –
- Better liquidityCurrent ratio rose– → –
- No dilutionShare count did not rise24M → 24M
- Gross margin improvedGross margin up on the prior year– → –
- More efficientAsset turnover rose0.04 → 0.05