SRCENasdaqState Commercial BanksFiscal year ends December 31
1ST SOURCE CORP
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Jul 23, 2026
$85.23−0.68 (-0.79%)
Close on Oct 19, 2026
- Market cap
- $2.05B
- P/E (TTM)
- 12.2
- Dividend yield
- 1.78%
1st Source statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of State Commercial Banks companies for comparison
Valuation
| Measure | 1st Source | Industry median |
|---|---|---|
| Market Cap | $2.05B | $679.86M |
| Enterprise Value | $2.17B | $408.94M |
| PE Ratio | 12.21 | 12.00 |
| PS Ratio | 4.53 | 3.61 |
| PB Ratio | 1.57 | 1.18 |
| P/TBV Ratio | 1.57 | 1.41 |
| P/FCF Ratio | 9.86 | 10.93 |
| P/OCF Ratio | 9.49 | 10.04 |
Enterprise value
| Measure | 1st Source | Industry median |
|---|---|---|
| EV / Sales | 4.79 | 2.78 |
| EV / FCF | 10.41 | 8.25 |
Income (trailing twelve months)
| Measure | 1st Source | Industry median |
|---|---|---|
| Revenue | $452.79M | $170.85M |
| Pretax Income | $221.50M | $70.12M |
| EPS (Diluted) | $6.98 | $2.90 |
Margins
| Measure | 1st Source | Industry median |
|---|---|---|
| Pretax Margin | 48.9% | 36.4% |
| FCF Margin | 46.0% | 33.0% |
Growth
| Measure | 1st Source | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 11.0% | 11.8% |
| EPS Growth (YoY) | 22.0% | 22.7% |
| FCF Growth (YoY) | 1.03% | 27.1% |
| Revenue Growth (3Y CAGR) | 6.94% | 5.82% |
| Revenue Growth (5Y CAGR) | 5.64% | 6.17% |
| EPS Growth (3Y CAGR) | 9.82% | 1.26% |
| EPS Growth (5Y CAGR) | 15.1% | 8.24% |
Balance sheet
| Measure | 1st Source | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $127.30M | $205.54M |
| Total Debt | $199.49M | $177.19M |
| Net Cash (Debt) | -$72.19M | $164.40M |
| Net Cash Per Share | -$3.00 | $8.13 |
| Equity (Book Value) | $1.31B | $560.44M |
| Book Value Per Share | $54.41 | $28.47 |
| Tangible Book Value | $1.31B | $472.29M |
Financial position
| Measure | 1st Source | Industry median |
|---|---|---|
| Debt / Equity | 0.15 | 0.20 |
| Debt / FCF | 0.96 | 1.81 |
Cash flow (trailing twelve months)
| Measure | 1st Source | Industry median |
|---|---|---|
| Operating Cash Flow | $216.37M | $61.20M |
| Capital Expenditures | -$8.23M | -$4.02M |
| Free Cash Flow | $208.13M | $52.43M |
| FCF Per Share | $8.64 | $3.07 |
Efficiency
| Measure | 1st Source | Industry median |
|---|---|---|
| Asset Turnover | 0.05 | 0.04 |
| Revenue Per Employee | $380.49K | $353.78K |
| Employee Count | 1,190 | 489 |
Dividends and yields
| Measure | 1st Source | Industry median |
|---|---|---|
| FCF Yield | 10.1% | 8.89% |
| Dividend Yield | 1.78% | 2.48% |
| Buyback Yield | 1.65% | 1.55% |
| Shareholder Yield | 3.44% | 3.13% |
| Dividend Per Share | $1.52 | $0.93 |
| Dividend Growth (YoY) | 8.57% | 4.26% |
| Years of Dividend Growth | 11 | 2 |
| FCF Payout Ratio | 19.5% | 26.0% |
Shares
| Measure | 1st Source | Industry median |
|---|---|---|
| Shares Outstanding | 24,081,800 | 18,839,100 |
| Shares Change (YoY) | -0.92% | 0.39% |
| Float | 16,238,300 | 17,061,900 |
| Shares Held by Insiders | 32.6% | 5.89% |
| Shares Held by Institutions | 77.5% | 61.9% |
Taxes
| Measure | 1st Source | Industry median |
|---|---|---|
| Income Tax | $50.58M | $14.50M |
| Effective Tax Rate | 22.8% | 21.1% |
Scores
| Measure | 1st Source | Industry median |
|---|---|---|
| Graham Number | $92.44 | $45.31 |
| Graham Upside | 8.46% | 21.6% |
| Altman Z-Score | 0.37 | 0.21 |
Calculated by StockData from 1st Source's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.