Sound Financial Bancorp, Inc. (SFBC) stock
SFBCNasdaqSavings Institution, Federally CharteredFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 12, 2026Score 11/303% above fair value
$45.95+0.45 (+0.99%)
Close on Nov 13, 2026Market cap $118.00MP/E 14.7Yield 1.65%
Sound Financial Bancorp profit margin
Profit margin (net margin) is net income as a percentage of revenue.
Sound Financial Bancorp's profit margin for the twelve months ending Sep 30, 2026 was 21.1%. For fiscal 2025 it was 18.4%, against 13.0% the year before. The highest annual figure on record is 25.6% in fiscal 2020.
Annual profit margin
| Period | Period end | Value | Change (pts) |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 18.4% | +5.4 |
| FY2024 | Dec 31, 2024 | 13.0% | −6.1 |
| FY2023 | Dec 31, 2023 | 19.1% | −2.9 |
| FY2022 | Dec 31, 2022 | 22.1% | −2.5 |
| FY2021 | Dec 31, 2021 | 24.6% | −1.0 |
| FY2020 | Dec 31, 2020 | 25.6% | +4.0 |
| FY2019 | Dec 31, 2019 | 21.6% | −0.4 |
| FY2018 | Dec 31, 2018 | 21.9% | +3.6 |
| FY2017 | Dec 31, 2017 | 18.3% | −1.4 |
| FY2016 | Dec 31, 2016 | 19.7% | +0.5 |
| FY2015 | Dec 31, 2015 | 19.2% | +1.0 |
| FY2014 | Dec 31, 2014 | 18.2% | +0.5 |
| FY2013 | Dec 31, 2013 | 17.7% | +5.0 |
| FY2012 | Dec 31, 2012 | 12.7% | +4.2 |
| FY2011 | Dec 31, 2011 | 8.5% | – |
Quarterly profit margin
Change is against the same quarter a year earlier.
| Period | Period end | Value | Change (pts) |
|---|---|---|---|
| Q3 FY2026 | Sep 30, 2026 | 21.8% | +4.6 |
| Q2 FY2026 | Jun 30, 2026 | 22.8% | +3.1 |
| Q1 FY2026 | Mar 31, 2026 | 15.8% | +3.1 |
| Q4 FY2025 | Dec 31, 2025 | 23.6% | +3.1 |
| Q3 FY2025 | Sep 30, 2025 | 17.3% | +4.6 |
| Q2 FY2025 | Jun 30, 2025 | 19.8% | +10.5 |
| Q1 FY2025 | Mar 31, 2025 | 12.7% | +3.7 |
| Q4 FY2024 | Dec 31, 2024 | 20.5% | +6.4 |
| Q3 FY2024 | Sep 30, 2024 | 12.7% | +0.0 |
| Q2 FY2024 | Jun 30, 2024 | 9.2% | −18.0 |
| Q1 FY2024 | Mar 31, 2024 | 9.0% | −12.0 |
| Q4 FY2023 | Dec 31, 2023 | 14.0% | −13.3 |
| Q3 FY2023 | Sep 30, 2023 | 12.6% | −11.3 |
| Q2 FY2023 | Jun 30, 2023 | 27.2% | +10.0 |
| Q1 FY2023 | Mar 31, 2023 | 21.0% | +2.1 |
| Q4 FY2022 | Dec 31, 2022 | 27.3% | +7.1 |
| Q3 FY2022 | Sep 30, 2022 | 24.0% | −2.6 |
| Q2 FY2022 | Jun 30, 2022 | 17.2% | −7.7 |
| Q1 FY2022 | Mar 31, 2022 | 18.8% | −7.7 |
| Q4 FY2021 | Dec 31, 2021 | 20.2% | −13.7 |
| Q3 FY2021 | Sep 30, 2021 | 26.6% | −0.2 |
| Q2 FY2021 | Jun 30, 2021 | 24.8% | −0.3 |
| Q1 FY2021 | Mar 31, 2021 | 26.5% | +13.3 |
| Q4 FY2020 | Dec 31, 2020 | 34.0% | +10.5 |
| Q3 FY2020 | Sep 30, 2020 | 26.8% | +6.7 |
| Q2 FY2020 | Jun 30, 2020 | 25.1% | +0.3 |
| Q1 FY2020 | Mar 31, 2020 | 13.2% | −4.9 |
| Q4 FY2019 | Dec 31, 2019 | 23.5% | +3.2 |
| Q3 FY2019 | Sep 30, 2019 | 20.1% | −1.7 |
| Q2 FY2019 | Jun 30, 2019 | 24.8% | +0.4 |
| Q1 FY2019 | Mar 31, 2019 | 18.1% | −3.1 |
| Q4 FY2018 | Dec 31, 2018 | 20.3% | +4.2 |
| Q3 FY2018 | Sep 30, 2018 | 21.8% | +4.4 |
| Q2 FY2018 | Jun 30, 2018 | 24.5% | +5.1 |
| Q1 FY2018 | Mar 31, 2018 | 21.2% | +0.4 |
| Q4 FY2017 | Dec 31, 2017 | 16.0% | −5.3 |
| Q3 FY2017 | Sep 30, 2017 | 17.4% | – |
| Q2 FY2017 | Jun 30, 2017 | 19.3% | – |
| Q1 FY2017 | Mar 31, 2017 | 20.8% | – |
| Q4 FY2016 | Dec 31, 2016 | 21.3% | – |
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