Sound Financial Bancorp, Inc.
Close on Oct 19, 2026
- Market cap
- $113.62M
- P/E (TTM)
- 14.1
- Dividend yield
- 1.72%
About Sound Financial Bancorp
Savings Institution, Federally Chartered, SIC 6035
Sound Financial Bancorp, Inc. is a bank holding company that conducts its operations primarily through Sound Community Bank, alongside an insurance subsidiary. The company gathers retail and commercial deposit accounts from the public and deploys these funds into various lending solutions. Its portfolio encompasses commercial and multifamily real estate loans, construction financing, and residential first and second mortgages, including home equity lines. In addition, it originates commercial business credit, such as term loans and lines secured by equipment, inventory, and receivables, as well as consumer financing for manufactured homes, floating homes, automobiles, boats, and recreational vehicles.
The institution focuses its business within Washington state, primarily across King, Pierce, and Snohomish counties in the Seattle metropolitan area, alongside Clallam and Jefferson counties on the North Olympic Peninsula. It provides banking services through eight branch locations and a loan production office situated in Seattle's Madison Park neighborhood. Sound Financial Bancorp maintains its executive headquarters in Seattle, Washington.
Summary of the business section of Sound Financial Bancorp's latest annual report, written by StockData.
Company profile
Company
- Legal name
- Sound Financial Bancorp, Inc.
- Headquarters
- Seattle, WA
- Address
- 2400 3rd Avenue, Suite 150 98121
- Phone
- (206) 448-0884
- Employees
- 92, Dec 31, 2025
- Industry
- Savings Institution, Federally Chartered
- Incorporated in
- Maryland
- Fiscal year ends
- December 31
- Auditor
- Baker Tilly US, LLP, Everett, Washington
Stock & identifiers
- Ticker
- SFBC
- Exchange
- Nasdaq
- Shares outstanding
- 3M, Aug 7, 2026
- Public float
- $65.60M, Jun 30, 2025
- Filer category
- Non-accelerated filer<br>Smaller reporting company
- SEC CIK
- 1541119
- CUSIP
- 83607A100
- ISIN
- US83607A1007
- EIN
- 45-5188530
Executives and directors
Officers and directors who filed ownership reports (Forms 3, 4, 5) in the last two years
| Name | Position | Shares owned |
|---|---|---|
| Laura Lee Stewart | Chief Executive Officer, Director | 91,017 |
| Wes Ochs | Executive Vice President | 8,210 |
| Heidi Sexton | Executive Vice President/COO | 28,705 |
| Debra Jones | Director | 16,075 |
| Rogelio Riojas | Director | 7,427 |
| David S. Haddad Jr | Director | 17,916 |
| Robert F. Carney | Director | 11,527 |
| James E. Sweeney | Director | 16,438 |
CEO pay and shareholder return
Pay versus performance table from the proxy statement
| Fiscal year | CEO total pay | CEO pay actually paid | Other executives (avg) | Value of $100 invested | Peer group |
|---|---|---|---|---|---|
| FY2025 Ms. Stewart | $884.38K | $882.22K | $535.58K | $117 | – |
| FY2024 Ms. Stewart | $1.01M | $1.02M | $557.90K | $139 | – |
| FY2023 Ms. Stewart | $1.02M | $1.02M | $526.86K | $101 | – |
| FY2022 Ms. Stewart | $939.20K | $938.32K | $520.65K | $91 | – |
| FY2021 Ms. Stewart | $767.74K | $771.54K | $430.50K | $141 | – |
“Actually paid” adjusts reported pay for changes in the value of equity awards. Shareholder return assumes $100 invested at the start of the measurement period, as disclosed by the company.
Employees
Headcount reported in annual reports
“At December 31, 2025, we had a total of 92 full-time employees and 30 part-time employees.”
Corporate history
Events identified from SEC filings
| Date | Event | Details |
|---|---|---|
| Jun 5, 2025 | Auditor change | Change in certifying accountant (8-K Item 4.01) |
| Aug 15, 2013 | Late filing | Notification of late filing |
| Aug 21, 2012 | Listing | Registration of securities on an exchange (Form 8-A) |