SFBCNasdaqSavings Institution, Federally CharteredFiscal year ends December 31

Sound Financial Bancorp, Inc.

Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 10, 2026

$44.13+0.96 (+2.22%)

Close on Oct 19, 2026

Market cap: $113.62M
P/E (TTM): 14.1
Dividend yield: 1.72%

Sound Financial Bancorp, Inc. income statement

Annual Quarterly TTM

Millions of USD, except per-share data. Shares in millions.

Line item	FY 2025 2025-12-31	FY 2024 2024-12-31	FY 2023 2023-12-31	FY 2022 2022-12-31	FY 2021 2021-12-31	FY 2020 2020-12-31	FY 2019 2019-12-31	FY 2018 2018-12-31	FY 2017 2017-12-31	FY 2016 2016-12-31	FY 2015 2015-12-31	FY 2014 2014-12-31	FY 2013 2013-12-31	FY 2012 2012-12-31	FY 2011 2011-12-31
Revenue	39	36	39	40	37	35	31	32	28	27	25	23	22	21	18
Selling, General & Admin	5.97	5.89	6.10	5.88	5.77	5.46	5.91	5.47	4.35	4.36	4.00	4.05	3.95	2.79	2.53
Advertising Expenses	0.58	0.36	0.38	0.39	0.42	0.25	0.38	0.24	0.20	0.20	0.15	0.14	0.12	0.26	0.10
Interest Expense	–	–	17	4.50	3.95	7.45	7.62	5.36	3.37	2.92	2.75	2.42	2.31	2.36	2.78
Gain (Loss) on Sale of Assets	-0.14	0.04	0	–	–	–	–	–	–	–	–	–	–	0	-0.08
Pretax Income	8.67	5.65	9.00	11	11	11	8.33	8.75	8.19	8.07	7.08	6.58	5.76	3.87	2.20
Income Tax Expense	1.51	1.01	1.56	2.07	2.27	2.39	1.65	1.71	3.07	2.70	2.29	2.34	1.82	1.23	0.65
Net Income	7.16	4.64	7.44	8.80	9.16	8.94	6.68	7.04	5.13	5.38	4.79	4.24	3.94	2.64	1.55
Net Income to Common	7.13	4.61	7.39	8.74	9.09	8.94	–	–	–	–	–	4.09	3.92	2.62	1.54
EPS (Basic)(per share)	2.79	1.81	2.88	3.39	3.52	3.46	2.63	2.82	2.05	2.16	1.92	1.69	1.52	1.01	0.60
EPS (Diluted)(per share)	2.77	1.80	2.86	3.35	3.46	3.42	2.57	2.74	2.00	2.09	1.86	1.63	1.49	1.00	0.59
Shares Outstanding (Basic, Weighted)(shares)	2.56	2.54	2.56	2.58	2.58	2.56	2.53	2.50	2.50	2.49	2.49	2.51	2.57	2.59	2.58
Shares Outstanding (Diluted, Weighted)(shares)	2.58	2.57	2.58	2.61	2.63	2.59	2.58	2.57	2.57	2.57	2.58	2.60	2.63	2.62	2.61
Dividend per Share(per share)	0.76	0.76	0.74	0.78	0.78	0.80	0.56	0.54	0.60	0.30	0.20	0.20	0.15	–	–
Total Interest Income	58	57	51	40	34	35	35	33	27	25	22	21	20	18	19
Net Interest Income	35	31	34	35	30	27	27	28	24	22	20	19	17	16	16
Non-Interest Income	3.96	4.66	5.01	4.58	7.33	7.45	4.03	4.29	3.86	5.12	5.26	4.37	4.91	4.96	2.59
Provision for Credit Losses	0.13	-0.12	-0.27	1.16	0.43	0.93	-0.13	0.53	0.50	0.45	0.40	0.80	-1.35	-4.53	4.60
Non-Interest Expense	30	30	30	28	25	23	23	23	19	19	17	16	15	12	12

Italic numbers are calculated by StockData (for example Q4 = full year − nine months). Per-share data and share counts are adjusted for stock splits. Hover a number for its source; click it to open the filing on SEC.gov. Click a row to chart it.

Ratios

Latest available, balances at Jun 30, 2026

Profitability, TTM

Gross margin: –
Operating margin: –
Net margin: 19.9%
Return on equity, FY2025: 6.7%

Financial strength

Current ratio: –
Debt to equity: –
Debt to assets: –
Cash to current liabilities: –

Valuation

P/E ratio: 14.1
Price to sales: 2.82
Price to book: 1.01
Dividend yield: 1.72%