Riverview Bancorp vs Sound Financial Bancorp
RVSB and SFBC side by side, both in savings institutions. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How RVSB and SFBC compare
Riverview Bancorp and Sound Financial Bancorp are about the same size, with market caps of $120M and $116M.
Sound Financial Bancorp grew revenue faster over the last twelve months (6.0% versus −13.3% for Riverview Bancorp).
Sound Financial Bancorp keeps more of each dollar of sales as profit, with a net margin of 19.9% compared with −8.6% at Riverview Bancorp.
Both pay dividends: Riverview Bancorp yields 1.3% and Sound Financial Bancorp 1.8%.
Sound Financial Bancorp scores higher on the StockData Score (13 against 8 for Riverview Bancorp), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | RVSB | SFBC |
|---|---|---|
| Size and price | ||
| Market cap | $120M | $116M |
| Share price | $6.01 | $45.00 |
| Change, 1 year | 17.2% | 2.2% |
| Change, 5 years | −22.3% | 7.1% |
| Beta (5Y) | 0.31 | 0.09 |
| Employees | 243 | 92 |
| StockData Score | ||
| Total score | 8 | 13 (better) |
| Valuation score | 2 | 3 (better) |
| Growth score | 0 | 1 (better) |
| Performance score | 0 | 2 (better) |
| Health score | 4 (better) | 3 |
| Dividend score | 2 | 4 (better) |
| Valuation | ||
| P/E | – | 14.4× |
| P/S | 2.7× (better) | 2.9× |
| P/B | 0.8× (better) | 1.0× |
| P/FCF | 8.6× (better) | 15.8× |
| FCF yield | 11.6% (better) | 6.3% |
| Fair value | – | $45.33 |
| Margin of safety | – | 0.72% |
| Growth | ||
| Revenue growth (TTM) | −13.3% | 6.0% (better) |
| Revenue growth, 5Y average | −5.1% | 2.2% (better) |
| Net income growth (TTM) | −175% | 27.6% (better) |
| EPS growth (TTM) | −179% | 28.4% (better) |
| EPS growth, 5Y average | – | −4.1% |
| Profitability | ||
| Net margin | −8.6% | 19.9% (better) |
| FCF margin | 31.0% (better) | 18.2% |
| Return on equity | −2.5% | 7.4% (better) |
| Financial health | ||
| Altman Z-score | 0.19 | 0.22 (better) |
| Piotroski F-score | 4 | 5 (better) |
| Dividends and buybacks | ||
| Dividend yield | 1.3% | 1.8% (better) |
| Payout ratio | – | 25.5% |
| Years of dividend growth | 0 | 0 |
| Dividend growth, 5Y average | −16.7% | −1.0% (better) |
| Shareholder yield | 1.3% | 1.8% (better) |
| Ownership | ||
| Held by institutions | 65.6% | 45.6% |
| Held by insiders | 23.0% | 7.2% |
| Insider net buying, 12 months | $75.3K (better) | −$119K |
| Short interest, % of float | 1.6% | 0.16% |
Go deeper
- RVSB stock overview
- RVSB income statement
- RVSB valuation and score
- SFBC stock overview
- SFBC income statement
- SFBC valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.