SFBCNasdaqSavings Institution, Federally CharteredFiscal year ends December 31
Sound Financial Bancorp, Inc.
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 10, 2026
$44.13+0.96 (+2.22%)
Close on Oct 19, 2026
- Market cap
- $113.62M
- P/E (TTM)
- 14.1
- Dividend yield
- 1.72%
Ownership
Institutional holdings as of Jun 30, 2026, from 13F filings
Held by institutions
45.6%
1M of 3M shares
Institutional holders
44
6 new, 11 sold out
Net institutional buying
-0M
In Q2 2026
Insider trades, 12 months
0 buys · 3 sales
Net sold $119.45K
Shares held by institutions
Holders of more than 5%
Latest Schedule 13D (active) or 13G (passive) filed by each holder
| Holder | Shares | % of class | Filing | As of |
|---|---|---|---|---|
| Stilwell Activist Fund, L.P. | 410,019 | 16.10% | 13D (active) amendment | Feb 14, 2024 |
| AllianceBernstein L.P. | 215,780 | 8.40% | 13G (passive) amendment | Jun 30, 2026 |
| Sound Financial Bancorp, Inc. Employee Stock Ownership Plan | 169,647 | 6.70% | 13G (passive) amendment | Dec 31, 2023 |
Top institutional holders
13F holdings as of Jun 30, 2026
| Holder | Shares | % of SFBC | Value | Change | % of portfolio |
|---|---|---|---|---|---|
| Stilwell Value LLC | 410,019 | 15.97% | $17.68M | – | 10.14% |
| Alliancebernstein L.P. | 215,780 | 8.40% | $9.43M | +35,909 | 0.00% |
| Graham Capital Wealth Management, LLC | 113,257 | 4.41% | $4.88M | +4,641 | 3.77% |
| Vanguard Capital Management LLC | 95,890 | 3.73% | $4.13M | −7,266 | 0.00% |
| Kennedy Capital Management LLC | 51,743 | 2.01% | $2.23M | −622 | 0.04% |
| BlackRock, Inc. | 37,496 | 1.46% | $1.62M | −63,802 | 0.00% |
| Pacific Sage Partners, LLC | 36,191 | 1.41% | $1.56M | – | 0.22% |
| Oppenheimer & Close, LLC | 32,645 | 1.27% | $1.41M | – | 0.89% |
| Geode Capital Management, LLC | 23,720 | 0.92% | $1.02M | −19,545 | 0.00% |
| Dimensional Fund Advisors LP | 19,968 | 0.78% | $860.81K | +345 | 0.00% |
| Millennium Management LLC | 19,532 | 0.76% | $842.03K | New | 0.00% |
| Goldman Sachs Group Inc | 16,619 | 0.65% | $716.45K | +2,587 | 0.00% |
| Financial Insights, Inc. | 14,897 | 0.58% | $642.21K | – | 0.17% |
| Vanguard Fiduciary Trust Co | 10,527 | 0.41% | $453.82K | −744 | 0.00% |
| UBS Group AG | 10,071 | 0.39% | $434.16K | +9,355 | 0.00% |
| Pinnacle Holdings, LLC | 7,139 | 0.28% | $307.76K | −41 | 0.09% |
| Bridgeway Capital Management, LLC | 6,450 | 0.25% | $278.06K | – | 0.00% |
| Empowered Funds, LLC | 6,450 | 0.25% | $278.06K | – | 0.00% |
| Renaissance Technologies LLC | 6,000 | 0.23% | $258.66K | +325 | 0.00% |
| State Street Corp | 5,625 | 0.22% | $242.49K | −16,230 | 0.00% |
Institutional buying and selling by quarter
Positions opened, added to, reduced and closed by 13F filers
| Quarter | Holders | Shares held | % of shares | New / added | Reduced / closed | Shares bought | Shares sold |
|---|---|---|---|---|---|---|---|
| Q2 2026 | 44 | 1M | 45.6% | 6 / 12 | 15 / 11 | 0M | 0M |
| Q1 2026 | 49 | 1M | 48.7% | 8 / 15 | 12 / 5 | 0M | 0M |
| Q4 2025 | 47 | 1M | 43.6% | 3 / 15 | 15 / 1 | 0M | 0M |
| Q3 2025 | 45 | 1M | 37.8% | 5 / 15 | 11 / 2 | 0M | 0M |
| Q2 2025 | 42 | 1M | 37.2% | 18 / 10 | 8 / 3 | 0M | 0M |
| Q1 2025 | 27 | 1M | 36.1% | 2 / 10 | 5 / 4 | 0M | 0M |
| Q4 2024 | 29 | 1M | 35.7% | 3 / 11 | 9 / 3 | 0M | 0M |
| Q3 2024 | 29 | 1M | 35.4% | 7 / 6 | 11 / 3 | 0M | 0M |
| Q2 2024 | 27 | 1M | 42.5% | 2 / 8 | 10 / 0 | 0M | 0M |
| Q1 2024 | 25 | 1M | 42.8% | 2 / 8 | 6 / 1 | 0M | 0M |
| Q4 2023 | 24 | 1M | 42.3% | 4 / 10 | 3 / 3 | 0M | 0M |
| Q3 2023 | 23 | 1M | 41.4% | 1 / 8 | 6 / 3 | 0M | 0M |
Top mutual fund and ETF holders
Latest monthly portfolio reports (Form N-PORT)
| Fund | Shares | % of SFBC | Value | % of fund | As of |
|---|---|---|---|---|---|
| Vanguard Total Stock Market Index Fund | 72,197 | 2.81% | $3.11M | 0.00% | Jun 30, 2026 |
| Vanguard Extended Market Index Fund | 22,832 | 0.89% | $984.29K | 0.00% | Jun 30, 2026 |
| Vanguard Russell 2000 Index Fund | 10,935 | 0.43% | $456.32K | 0.00% | May 31, 2026 |
| iShares Micro-Cap ETF | 7,621 | 0.30% | $328.54K | 0.02% | Jun 30, 2026 |
| EA Bridgeway Omni Small-Cap Value ETF | 6,450 | 0.25% | $278.06K | 0.01% | Jun 30, 2026 |
| Fidelity Extended Market Index Fund | 6,222 | 0.24% | $259.64K | 0.00% | May 31, 2026 |
| U.S. Core Equity 2 Portfolio | 5,599 | 0.22% | $264.44K | 0.00% | Jul 31, 2026 |
| Fidelity Total Market Index Fund | 4,037 | 0.16% | $168.46K | 0.00% | May 31, 2026 |
| Dimensional U.S. Core Equity 2 ETF | 3,445 | 0.13% | $162.71K | 0.00% | Jul 31, 2026 |
| U.S. Core Equity 1 Portfolio | 3,278 | 0.13% | $154.82K | 0.00% | Jul 31, 2026 |
| Fidelity Series Total Market Index Fund | 3,246 | 0.13% | $135.46K | 0.00% | May 31, 2026 |
| U.S. Vector Equity Portfolio | 1,802 | 0.07% | $85.11K | 0.00% | Jul 31, 2026 |
| Vanguard Russell 2000 Value Index Fund | 1,647 | 0.06% | $68.73K | 0.01% | May 31, 2026 |
| Fidelity Nasdaq Composite Index Fund | 1,189 | 0.05% | $49.62K | 0.00% | May 31, 2026 |
| Dimensional U.S. Targeted Value ETF | 1,157 | 0.05% | $54.65K | 0.00% | Jul 31, 2026 |
Officers, directors and major owners
People who filed Forms 3, 4 or 5 in the last two years
| Name | Role | Shares owned | % of shares | Latest filing |
|---|---|---|---|---|
| Laura Lee Stewart | Chief Executive Officer, Director | 91,017 | 3.54% | Sep 30, 2026 |
| Wes Ochs | Executive Vice President | 8,210 | 0.32% | Jan 23, 2026 |
| Heidi Sexton | Executive Vice President/COO | 28,705 | 1.12% | Jan 23, 2026 |
| Debra Jones | Director | 16,075 | 0.63% | Aug 25, 2026 |
| Rogelio Riojas | Director | 7,427 | 0.29% | Jun 11, 2026 |
| David S. Haddad Jr | Director | 17,916 | 0.70% | Aug 6, 2025 |
| Robert F. Carney | Director | 11,527 | 0.45% | Jan 7, 2025 |
| James E. Sweeney | Director | 16,438 | 0.64% | Nov 12, 2024 |
Insider trades
Common stock transactions reported on Form 4, newest first
| Insider | Date | Transaction | Shares | Price | Value | Shares after |
|---|---|---|---|---|---|---|
| Laura Lee Stewart Chief Executive Officer, Director | Sep 30, 2026 | Sale(10b5-1 plan) | −900 | $45.99 | $41.39K | 8,100 |
| Debra Jones Director | Aug 18, 2026 | Gift | −4,920 | – | – | 16,075 |
| Laura Lee Stewart President and CEO, Director | Jun 30, 2026 | Sale(10b5-1 plan) | −900 | $42.60 | $38.34K | 9,000 |
| Rogelio Riojas Director | Jun 10, 2026 | Gift | −28,916 | – | – | 7,427 |
| Laura Lee Stewart President and CEO, Director | Mar 31, 2026 | Sale(10b5-1 plan) | −900 | $44.13 | $39.72K | 9,900 |
| Debra Jones Director | Dec 10, 2025 | Gift | −500 | – | – | 20,995 |
| Wes Ochs President and CFO | Dec 4, 2025 | Tax withholding | −577 | $44.23 | $25.52K | 6,668 |
| Wes Ochs President and CFO | Dec 4, 2025 | Option exercise | +900 | $28.34 | $25.51K | 7,245 |
| Heidi Sexton Executive Vice President/COO | Nov 13, 2025 | Tax withholding | −1,584 | $44.74 | $70.87K | 16,073 |
| Heidi Sexton Executive Vice President/COO | Nov 13, 2025 | Option exercise | +2,500 | $28.34 | $70.85K | 17,657 |
| Heidi Sexton Executive Vice President/COO | Nov 13, 2025 | Option exercise | +2,500 | $28.34 | $70.85K | 17,657 |
| Heidi Sexton Executive Vice President/COO | Nov 13, 2025 | Tax withholding | −1,584 | $44.74 | $70.87K | 16,073 |
| David S. Haddad Jr Director | Aug 6, 2025 | Gift | −22 | – | – | 4,368 |
| Debra Jones Director | Jun 9, 2025 | Gift | −3,785.49 | – | – | 21,495 |
| Robert F. Carney Director | Jan 6, 2025 | Option exercise | +300 | $18.36 | $5.51K | 7,796 |
| David S. Haddad Jr Director | Jan 3, 2025 | Option exercise | +862 | $18.36 | $15.83K | 4,390 |
| Robert F. Carney Director | Dec 17, 2024 | Option exercise | +562 | $18.36 | $10.32K | 7,496 |
| David S. Haddad Jr Director | Nov 12, 2024 | Sale | −356 | $53.78 | $19.15K | 3,528 |
| David S. Haddad Jr Director | Nov 8, 2024 | Sale | −41 | $53.75 | $2.20K | 3,884 |
| James E. Sweeney Director | Nov 8, 2024 | Sale | −592 | $52.57 | $31.12K | 2,942 |
| Debra Jones Director | Nov 8, 2024 | Option exercise | +250 | $33.50 | $8.38K | 25,280 |
| James E. Sweeney Director | Nov 7, 2024 | Sale | −239 | $52.42 | $12.53K | 3,534 |
| James E. Sweeney Director | Nov 6, 2024 | Sale | −533 | $53.25 | $28.38K | 3,773 |
| David S. Haddad Jr Director | Nov 5, 2024 | Sale | −3 | $54.04 | $162 | 3,925 |
| James E. Sweeney Director | Nov 5, 2024 | Sale | −78 | $53.58 | $4.18K | 4,306 |
| James E. Sweeney Director | Nov 4, 2024 | Sale | −1,358 | $53.76 | $73.01K | 4,384 |
| James E. Sweeney Director | Sep 9, 2024 | Sale | −200 | $53.80 | $10.76K | 13,496 |
| Debra Jones Director | Aug 19, 2024 | Gift | −2,623 | – | – | 25,030 |
| Laura Lee Stewart President and CEO, Director | Aug 16, 2024 | Gift | −3,000 | – | – | 60,402 |
| Laura Lee Stewart President and CEO, Director | Aug 16, 2024 | Gift | −3,000 | – | – | 60,402 |
| Robert F. Carney Director | Aug 12, 2024 | Sale | −925 | $45.00 | $41.63K | 6,934 |
| Laura Lee Stewart President and CEO, Director | Aug 7, 2024 | Tax withholding | −5,053 | $43.11 | $217.83K | 63,402 |
| Laura Lee Stewart President and CEO, Director | Aug 7, 2024 | Option exercise | +11,864 | $18.36 | $217.82K | 68,455 |
| David S. Haddad Jr Director | May 14, 2024 | Sale | −564 | $39.30 | $22.17K | 3,928 |
| David S. Haddad Jr Director | May 9, 2024 | Sale | −236 | $39.70 | $9.37K | 4,492 |
| Joseph Stilwell 10% owner | Feb 1, 2024 | Buy | +1,303 | $39.00 | $50.82K | 216,625 |
| Laura Lee Stewart President and CEO, Director | Jan 26, 2024 | Award | +243 | – | – | 56,591 |
| Robert F. Carney Director | Jan 26, 2024 | Award | +250 | – | – | 7,859 |
| Rogelio Riojas Director | Jan 26, 2024 | Award | +250 | – | – | 36,344 |
| James E. Sweeney Director | Jan 26, 2024 | Award | −250 | – | – | 13,696 |
| Heidi Sexton Executive Vice President/COO | Jan 26, 2024 | Award | +945 | – | – | 15,157 |
| Debra Jones Director | Jan 26, 2024 | Award | +250 | – | – | 27,653 |
| Tyler K. Myers Director | Jan 26, 2024 | Award | +250 | – | – | 20,646 |
| Wes Ochs EVP and CFO | Jan 26, 2024 | Award | +945 | – | – | 6,345 |
| David S. Haddad Jr Director | Jan 26, 2024 | Award | −250 | – | – | 4,728 |
| Jennifer L. Mallon SVP, Chief Accounting Officer | Jan 26, 2024 | Award | +250 | – | – | 750 |
| Stilwell Value Partners VII, L.P. 10% owner | Jan 3, 2024 | Buy | +500 | $39.43 | $19.72K | 215,322 |
| Stilwell Activist Investments, L.P. 10% owner | Jan 2, 2024 | Buy | +238 | $39.00 | $9.28K | 214,822 |
| Robert F. Carney Director | Jan 2, 2024 | Option exercise | +925 | $16.80 | $15.54K | 7,609 |
| Value LLC Stilwell 10% owner | Dec 29, 2023 | Buy | +404 | $39.00 | $15.76K | 214,584 |
| Value LLC Stilwell 10% owner | Dec 28, 2023 | Buy | +7 | $38.75 | $271 | 214,180 |
| Stilwell Value Partners VII, L.P. 10% owner | Dec 27, 2023 | Buy | +873 | $38.50 | $33.61K | 214,173 |
| Value LLC Stilwell 10% owner | Dec 13, 2023 | Buy | +7 | $37.00 | $259 | 213,300 |
| Laura Lee Stewart President and CEO, Director | Dec 7, 2023 | Gift | −3,500 | – | – | 56,348 |
| Stilwell Value Partners VII, L.P. 10% owner | Dec 6, 2023 | Buy | +200 | $36.15 | $7.23K | 213,293 |
| Stilwell Activist Fund, L.P. 10% owner | Dec 5, 2023 | Buy | +200 | $36.19 | $7.24K | 213,093 |
| Stilwell Value Partners VII, L.P. 10% owner | Dec 4, 2023 | Buy | +1 | $36.00 | $36 | 212,893 |
| Partners L. P. Stilwell 10% owner | Dec 1, 2023 | Buy | +582 | $36.00 | $20.95K | 212,892 |
| Partners L. P. Stilwell 10% owner | Nov 30, 2023 | Buy | +2,510 | $36.00 | $90.36K | 212,310 |
| Stilwell Activist Fund, L.P. 10% owner | Nov 29, 2023 | Buy | +1,563 | $36.00 | $56.27K | 209,800 |
Awards, option exercises, tax withholding and gifts are shown alongside open-market buys and sales. Each name links to the filing on SEC EDGAR.
Planned insider sales
Notices of proposed sale filed on Form 144 before shares are sold
| Seller | Filed | Shares | Market value | Planned sale | Acquired through |
|---|---|---|---|---|---|
| Tyler K. Myers Director | Sep 6, 2024 | 1,600 | $86.24K | Sep 6, 2024 | RSA |
| James E. Sweeney Director | Sep 5, 2024 | 3,000 | $167.25K | Sep 6, 2024 | Option Exercise |
| James E. Sweeney Director | Nov 8, 2023 | 2,500 | $89.90K | Nov 8, 2023 | Option Exercise |
| David S. Haddad Jr Director | Aug 15, 2023 | 500 | $18.63K | Aug 15, 2023 | Stock grants |
| David S. Haddad Jr Director | May 11, 2023 | 1,000 | $36.00K | May 11, 2023 | Stock Awards |