First Northwest Bancorp vs Sound Financial Bancorp
FNWB and SFBC side by side, both in savings institutions. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How FNWB and SFBC compare
Sound Financial Bancorp is the larger company, worth 1.3 times as much as First Northwest Bancorp ($118M against $93.0M).
Sound Financial Bancorp grew revenue faster over the last twelve months (6.0% versus 2.3% for First Northwest Bancorp).
Sound Financial Bancorp keeps more of each dollar of sales as profit, with a net margin of 19.9% compared with −0.07% at First Northwest Bancorp.
Sound Financial Bancorp pays a dividend yielding 1.8%; First Northwest Bancorp does not pay one.
Sound Financial Bancorp scores higher on the StockData Score (11 against 3 for First Northwest Bancorp), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | FNWB | SFBC |
|---|---|---|
| Size and price | ||
| Market cap | $93.0M | $118M |
| Share price | $9.78 | $45.95 |
| Change, 1 year | 5.7% | 2.5% |
| Change, 5 years | −48.7% | 9.4% |
| Beta (5Y) | 0.32 | 0.09 |
| Employees | 242 | 92 |
| StockData Score | ||
| Total score | 3 | 11 (better) |
| Valuation score | 1 | 1 |
| Growth score | 0 | 1 (better) |
| Performance score | 0 | 2 (better) |
| Health score | 2 | 3 (better) |
| Dividend score | 0 | 4 (better) |
| Valuation | ||
| P/E | – | 14.7× |
| P/S | 1.4× (better) | 2.9× |
| P/B | – | 1.0× |
| P/FCF | – | 16.1× |
| FCF yield | – | 6.2% |
| Fair value | – | $44.83 |
| Margin of safety | – | −2.5% |
| Growth | ||
| Revenue growth (TTM) | 2.3% | 6.0% (better) |
| Revenue growth, 5Y average | 230% (better) | 2.2% |
| Net income growth (TTM) | – | 27.6% |
| EPS growth (TTM) | – | 28.4% |
| EPS growth, 5Y average | – | −4.1% |
| Profitability | ||
| Net margin | −0.07% | 19.9% (better) |
| FCF margin | – | 18.2% |
| Return on equity | – | 7.4% |
| Financial health | ||
| Altman Z-score | 0.12 | 0.22 (better) |
| Piotroski F-score | 3 | 5 (better) |
| Dividends and buybacks | ||
| Dividend yield | 0.00% | 1.8% (better) |
| Payout ratio | – | 25.5% |
| Years of dividend growth | 0 | 0 |
| Dividend growth, 5Y average | −7.8% | −1.0% (better) |
| Shareholder yield | 0.00% | 1.8% (better) |
| Ownership | ||
| Held by institutions | 38.4% | 45.6% |
| Held by insiders | 6.9% | 6.6% |
| Insider net buying, 12 months | −$238K | −$119K (better) |
| Short interest, % of float | 0.53% | 0.15% |
Go deeper
- FNWB stock overview
- FNWB income statement
- FNWB valuation and score
- SFBC stock overview
- SFBC income statement
- SFBC valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.