OFG Bancorp (OFG) stock

OFGNYSEState Commercial BanksFiscal year ends December 31

Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 5, 2026Score 14/305% above fair value

$51.69+0.35 (+0.68%)

Close on Nov 13, 2026Market cap $2.18BP/E 9.8Yield 0.58%

OFG Bancorp profit margin

Profit margin (net margin) is net income as a percentage of revenue.

OFG Bancorp's profit margin for the twelve months ending Sep 30, 2026 was 30.2%. For fiscal 2025 it was 28.0%, against 27.8% the year before. The highest annual figure on record is 28.0% in fiscal 2025.

Annual profit margin

Period	Period end	Value	Change (pts)
FY2025	Dec 31, 2025	28.0%	+0.2
FY2024	Dec 31, 2024	27.8%	+6.5
FY2018	Dec 31, 2018	21.3%	+7.6
FY2017	Dec 31, 2017	13.8%	−2.4
FY2016	Dec 31, 2016	16.2%	+16.8
FY2015	Dec 31, 2015	-0.6%	−20.6
FY2014	Dec 31, 2014	20.0%	−3.1
FY2013	Dec 31, 2013	23.1%	+9.7
FY2012	Dec 31, 2012	13.4%	−6.5
FY2011	Dec 31, 2011	19.9%	+12.8
FY2010	Dec 31, 2010	7.1%	−10.7
FY2009	Dec 31, 2009	17.8%	–

Quarterly profit margin

Change is against the same quarter a year earlier.

Period	Period end	Value	Change (pts)
Q3 FY2026	Sep 30, 2026	30.4%	+2.6
Q2 FY2026	Jun 30, 2026	30.9%	+2.5
Q1 FY2026	Mar 31, 2026	29.0%	+3.5
Q4 FY2025	Dec 31, 2025	30.3%	+2.8
Q3 FY2025	Sep 30, 2025	27.8%	+10.3
Q2 FY2025	Jun 30, 2025	28.4%	+7.4
Q1 FY2025	Mar 31, 2025	25.5%	+9.0
Q4 FY2024	Dec 31, 2024	27.6%	+26.2
Q4 FY2020	Dec 31, 2020	17.5%	+18.5
Q3 FY2020	Sep 30, 2020	21.0%	+13.8
Q2 FY2020	Jun 30, 2020	16.5%	−6.6
Q1 FY2020	Mar 31, 2020	1.3%	−22.3
Q4 FY2019	Dec 31, 2019	-1.0%	−24.3
Q3 FY2019	Sep 30, 2019	7.2%	−15.7
Q2 FY2019	Jun 30, 2019	23.0%	+2.6
Q1 FY2019	Mar 31, 2019	23.6%	+5.3
Q4 FY2018	Dec 31, 2018	23.3%	+4.4
Q3 FY2018	Sep 30, 2018	22.9%	+19.5
Q2 FY2018	Jun 30, 2018	20.4%	+3.4
Q1 FY2018	Mar 31, 2018	18.3%	+2.1
Q4 FY2017	Dec 31, 2017	18.9%	+2.0
Q3 FY2017	Sep 30, 2017	3.4%	–
Q2 FY2017	Jun 30, 2017	17.0%	–
Q1 FY2017	Mar 31, 2017	16.2%	–
Q4 FY2016	Dec 31, 2016	16.9%	–