Origin Bancorp vs OFG Bancorp
OBK and OFG side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How OBK and OFG compare
OFG Bancorp is the larger company, worth 1.3 times as much as Origin Bancorp ($2.2B against $1.7B).
On earnings, OFG Bancorp is cheaper: it trades at 9.8× trailing earnings, against 13.0× for Origin Bancorp.
Origin Bancorp grew revenue faster over the last twelve months (17.2% versus 2.3% for OFG Bancorp).
OFG Bancorp keeps more of each dollar of sales as profit, with a net margin of 30.2% compared with 30.1% at Origin Bancorp.
Both pay dividends: Origin Bancorp yields 1.5% and OFG Bancorp 2.0%.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | OBK | OFG |
|---|---|---|
| Size and price | ||
| Market cap | $1.7B | $2.2B |
| Share price | $54.00 | $51.69 |
| Change, 1 year | 51.8% | 26.8% |
| Change, 5 years | 18.5% | 94.3% |
| Beta (5Y) | 0.73 | 0.69 |
| Employees | 988 | 2,185 |
| StockData Score | ||
| Total score | 14 | 14 |
| Valuation score | 0 | 2 (better) |
| Growth score | 2 (better) | 1 |
| Performance score | 3 | 4 (better) |
| Health score | 5 (better) | 4 |
| Dividend score | 4 (better) | 3 |
| Valuation | ||
| P/E | 13.0× | 9.8× (better) |
| P/S | 3.9× | 2.9× (better) |
| P/B | 1.3× (better) | 1.6× |
| P/FCF | 11.2× | 8.7× (better) |
| PEG | – | 0.98 |
| FCF yield | 8.9% | 11.5% (better) |
| Fair value | $48.13 | $49.43 |
| Margin of safety | −12.2% | −4.6% (better) |
| Growth | ||
| Revenue growth (TTM) | 17.2% (better) | 2.3% |
| Revenue growth, 5Y average | 8.8% | – |
| Net income growth (TTM) | 115% (better) | 12.9% |
| EPS growth (TTM) | 117% (better) | 19.3% |
| EPS growth, 5Y average | 9.1% | 28.3% (better) |
| Profitability | ||
| Net margin | 30.1% | 30.2% (better) |
| FCF margin | 34.8% (better) | 33.5% |
| Return on equity | 10.4% | 16.6% (better) |
| Financial health | ||
| Altman Z-score | 0.25 | 0.30 (better) |
| Piotroski F-score | 5 | 6 (better) |
| Dividends and buybacks | ||
| Dividend yield | 1.5% | 2.0% (better) |
| Payout ratio | 19.4% | 24.9% |
| Years of dividend growth | 0 | 0 |
| Dividend growth, 5Y average | 9.7% (better) | 1.4% |
| Buyback yield | 2.0% | 4.5% (better) |
| Shareholder yield | 3.5% | 6.5% (better) |
| Ownership | ||
| Held by institutions | 67.8% | 97.8% |
| Held by insiders | 5.8% | 0.96% |
| Insider net buying, 12 months | $220K (better) | −$3.7M |
| Short interest, % of float | – | 4.6% |
Go deeper
- OBK stock overview
- OBK income statement
- OBK valuation and score
- OFG stock overview
- OFG income statement
- OFG valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.