OFGNYSEState Commercial BanksFiscal year ends December 31
OFG BANCORP
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 6, 2026
$52.19−0.45 (-0.85%)
Close on Oct 19, 2026
- Market cap
- $2.21B
- P/E (TTM)
- 10.3
- Dividend yield
- 0.57%
Ofg Bancorp statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of State Commercial Banks companies for comparison
Valuation
| Measure | Ofg Bancorp | Industry median |
|---|---|---|
| Market Cap | $2.21B | $679.86M |
| Enterprise Value | $1.46B | $418.07M |
| PE Ratio | 10.27 | 12.00 |
| PS Ratio | 2.95 | 3.62 |
| PB Ratio | 1.57 | 1.18 |
| P/TBV Ratio | 1.68 | 1.42 |
| P/FCF Ratio | 10.88 | 10.93 |
| P/OCF Ratio | 9.80 | 10.04 |
Enterprise value
| Measure | Ofg Bancorp | Industry median |
|---|---|---|
| EV / Sales | 1.96 | 2.78 |
| EV / FCF | 7.20 | 8.40 |
Income (trailing twelve months)
| Measure | Ofg Bancorp | Industry median |
|---|---|---|
| Revenue | $746.80M | $170.85M |
| Pretax Income | $252.07M | $70.12M |
| Net Income | $220.45M | $54.33M |
| EPS (Diluted) | $5.08 | $2.90 |
Margins
| Measure | Ofg Bancorp | Industry median |
|---|---|---|
| Pretax Margin | 33.8% | 36.4% |
| Profit Margin | 29.5% | 29.1% |
| FCF Margin | 27.1% | 33.0% |
Returns
| Measure | Ofg Bancorp | Industry median |
|---|---|---|
| Return on Equity (ROE) | 16.1% | 10.5% |
| Return on Assets (ROA) | 1.81% | 1.12% |
Growth
| Measure | Ofg Bancorp | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 37.4% | 11.8% |
| Net Income Growth (YoY) | 13.2% | 23.1% |
| EPS Growth (YoY) | 19.8% | 22.7% |
| FCF Growth (YoY) | 3.14% | 27.1% |
| EPS Growth (3Y CAGR) | 10.0% | 1.26% |
| EPS Growth (5Y CAGR) | 28.3% | 8.24% |
Balance sheet
| Measure | Ofg Bancorp | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $745.71M | $205.54M |
| Net Cash (Debt) | $745.71M | $164.40M |
| Net Cash Per Share | $17.64 | $8.13 |
| Equity (Book Value) | $1.41B | $560.44M |
| Book Value Per Share | $33.30 | $28.47 |
| Tangible Book Value | $1.32B | $472.29M |
Cash flow (trailing twelve months)
| Measure | Ofg Bancorp | Industry median |
|---|---|---|
| Operating Cash Flow | $225.03M | $61.20M |
| Capital Expenditures | -$22.37M | -$4.02M |
| Free Cash Flow | $202.66M | $52.43M |
| FCF Per Share | $4.79 | $3.07 |
Efficiency
| Measure | Ofg Bancorp | Industry median |
|---|---|---|
| Asset Turnover | 0.06 | 0.04 |
| Revenue Per Employee | $341.78K | $357.09K |
| Profits Per Employee | $100.89K | $107.23K |
| Employee Count | 2,185 | 528 |
Dividends and yields
| Measure | Ofg Bancorp | Industry median |
|---|---|---|
| Earnings Yield | 9.99% | 8.07% |
| FCF Yield | 9.19% | 8.89% |
| Dividend Yield | 0.57% | 2.48% |
| Buyback Yield | 4.76% | 1.52% |
| Shareholder Yield | 5.33% | 3.13% |
| Dividend Per Share | $0.30 | $0.93 |
| Dividend Growth (YoY) | -70.0% | 4.26% |
| Years of Dividend Growth | 0 | 2 |
| Payout Ratio | 24.9% | 29.4% |
| FCF Payout Ratio | 27.0% | 26.0% |
Shares
| Measure | Ofg Bancorp | Industry median |
|---|---|---|
| Shares Outstanding | 42,265,500 | 18,910,300 |
| Shares Change (YoY) | -5.32% | 0.39% |
| Shares Change (QoQ) | 0.02% | 0.00% |
| Float | 41,858,600 | 16,895,350 |
| Shares Held by Insiders | 0.96% | 5.92% |
| Shares Held by Institutions | 97.8% | 61.9% |
Taxes
| Measure | Ofg Bancorp | Industry median |
|---|---|---|
| Income Tax | $31.62M | $14.50M |
| Effective Tax Rate | 12.5% | 21.1% |
Scores
| Measure | Ofg Bancorp | Industry median |
|---|---|---|
| Graham Number | $61.69 | $45.31 |
| Graham Upside | 18.2% | 21.6% |
| Altman Z-Score | 0.30 | 0.21 |
| Piotroski F-Score | 6 | 6 |
Calculated by StockData from Ofg Bancorp's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.