Bank of Hawaii vs OFG Bancorp
BOH and OFG side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How BOH and OFG compare
Bank of Hawaii is the larger company, worth 1.2 times as much as OFG Bancorp ($2.7B against $2.2B).
On earnings, OFG Bancorp is cheaper: it trades at 9.8× trailing earnings, against 12.3× for Bank of Hawaii.
Bank of Hawaii grew revenue faster over the last twelve months (12.7% versus 2.3% for OFG Bancorp).
Bank of Hawaii keeps more of each dollar of sales as profit, with a net margin of 31.7% compared with 30.2% at OFG Bancorp.
Both pay dividends: Bank of Hawaii yields 4.0% and OFG Bancorp 2.0%.
Bank of Hawaii scores higher on the StockData Score (16 against 14 for OFG Bancorp), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | BOH | OFG |
|---|---|---|
| Size and price | ||
| Market cap | $2.7B | $2.2B |
| Share price | $69.47 | $51.69 |
| Change, 1 year | 4.8% | 26.8% |
| Change, 5 years | −18.3% | 94.3% |
| Beta (5Y) | 0.79 | 0.69 |
| Employees | 1,877 | 2,185 |
| StockData Score | ||
| Total score | 16 (better) | 14 |
| Valuation score | 3 (better) | 2 |
| Growth score | 2 (better) | 1 |
| Performance score | 4 | 4 |
| Health score | 2 | 4 (better) |
| Dividend score | 5 (better) | 3 |
| Valuation | ||
| P/E | 12.3× | 9.8× (better) |
| P/S | 3.5× | 2.9× (better) |
| P/B | 1.5× (better) | 1.6× |
| P/FCF | 10.2× | 8.7× (better) |
| PEG | – | 0.98 |
| FCF yield | 9.8% | 11.5% (better) |
| Fair value | $72.05 | $49.43 |
| Margin of safety | 3.6% (better) | −4.6% |
| Growth | ||
| Revenue growth (TTM) | 12.7% (better) | 2.3% |
| Revenue growth, 5Y average | −29.1% | – |
| Net income growth (TTM) | 33.8% (better) | 12.9% |
| EPS growth (TTM) | 38.5% (better) | 19.3% |
| EPS growth, 5Y average | 3.7% | 28.3% (better) |
| Profitability | ||
| Net margin | 31.7% (better) | 30.2% |
| FCF margin | 34.4% (better) | 33.5% |
| Return on equity | 13.6% | 16.6% (better) |
| Financial health | ||
| Debt / equity | 0.47 | – |
| Altman Z-score | 0.24 | 0.30 (better) |
| Piotroski F-score | 6 | 6 |
| Dividends and buybacks | ||
| Dividend yield | 4.0% (better) | 2.0% |
| Payout ratio | 45.6% | 24.9% |
| Years of dividend growth | 0 | 0 |
| Dividend growth, 5Y average | 0.00% | 1.4% (better) |
| Buyback yield | 1.9% | 4.5% (better) |
| Shareholder yield | 6.0% | 6.5% (better) |
| Ownership | ||
| Held by institutions | 84.7% | 97.8% |
| Held by insiders | 1.5% | 0.96% |
| Insider net buying, 12 months | −$2.3M (better) | −$3.7M |
| Short interest, % of float | 11.3% | 4.6% |
Go deeper
- BOH stock overview
- BOH income statement
- BOH valuation and score
- OFG stock overview
- OFG income statement
- OFG valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.