First Hawaiian vs OFG Bancorp
FHB and OFG side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How FHB and OFG compare
First Hawaiian is the larger company, worth 1.4 times as much as OFG Bancorp ($3.0B against $2.2B).
On earnings, OFG Bancorp is cheaper: it trades at 9.8× trailing earnings, against 11.1× for First Hawaiian.
First Hawaiian grew revenue faster over the last twelve months (7.7% versus 2.3% for OFG Bancorp).
First Hawaiian keeps more of each dollar of sales as profit, with a net margin of 30.3% compared with 30.2% at OFG Bancorp.
Both pay dividends: First Hawaiian yields 4.2% and OFG Bancorp 2.0%.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | FHB | OFG |
|---|---|---|
| Size and price | ||
| Market cap | $3.0B | $2.2B |
| Share price | $24.80 | $51.69 |
| Change, 1 year | 0.08% | 26.8% |
| Change, 5 years | −9.7% | 94.3% |
| Beta (5Y) | 0.85 | 0.69 |
| Employees | 2,000 | 2,185 |
| StockData Score | ||
| Total score | 14 | 14 |
| Valuation score | 5 (better) | 2 |
| Growth score | 0 | 1 (better) |
| Performance score | 2 | 4 (better) |
| Health score | 2 | 4 (better) |
| Dividend score | 5 (better) | 3 |
| Valuation | ||
| P/E | 11.1× | 9.8× (better) |
| P/S | 3.3× | 2.9× (better) |
| P/B | 1.1× (better) | 1.6× |
| P/FCF | 8.3× (better) | 8.7× |
| PEG | 5.89 | 0.98 (better) |
| FCF yield | 12.1% (better) | 11.5% |
| Fair value | $28.07 | $49.43 |
| Margin of safety | 11.6% (better) | −4.6% |
| Growth | ||
| Revenue growth (TTM) | 7.7% (better) | 2.3% |
| Revenue growth, 5Y average | 3.7% | – |
| Net income growth (TTM) | 6.2% | 12.9% (better) |
| EPS growth (TTM) | 8.8% | 19.3% (better) |
| EPS growth, 5Y average | 9.0% | 28.3% (better) |
| Profitability | ||
| Net margin | 30.3% (better) | 30.2% |
| FCF margin | 40.2% (better) | 33.5% |
| Return on equity | 9.9% | 16.6% (better) |
| Financial health | ||
| Altman Z-score | 0.19 | 0.30 (better) |
| Piotroski F-score | 7 (better) | 6 |
| Dividends and buybacks | ||
| Dividend yield | 4.2% (better) | 2.0% |
| Payout ratio | 46.8% | 24.9% |
| Years of dividend growth | 0 | 0 |
| Dividend growth, 5Y average | 0.00% | 1.4% (better) |
| Buyback yield | 1.9% | 4.5% (better) |
| Shareholder yield | 6.1% | 6.5% (better) |
| Ownership | ||
| Held by institutions | 111% | 97.8% |
| Held by insiders | 0.88% | 0.96% |
| Insider net buying, 12 months | −$1.1M (better) | −$3.7M |
| Short interest, % of float | 11.5% | 4.6% |
Go deeper
- FHB stock overview
- FHB income statement
- FHB valuation and score
- OFG stock overview
- OFG income statement
- OFG valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.