American Express Co
AXPNYSEFinance ServicesFiscal year ends December 31
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Oct 23, 2026Score 14/3017% above fair value
$327.98+8.87 (+2.78%)
Close on Nov 2, 2026Market cap $221.49BP/E 19.9Yield 1.00%
American Express USCS Net Interest Yield on Average Loans by Year
USCS Net Interest Yield on Average Loans (Pre-2026, %) (%)
American Express USCS Net Interest Yield on Average Loans: 12.8% in FY2024, up 0.4 pts from a year earlier. No newer figure appears in the documents we track.
Latest, FY2024
12.8%
Period ended Dec 31, 2024
Change on a year earlier
+0.4 pts
12.4% in FY2023
History
6 years
Since FY2016
Sources
4
Documents cited below
Where the FY2024 figure comes from
“|| Net interest yield on average Card Member loans (N) | 12.7 | % | 13.0 | % | 12.6 | % | 13.0 | % | 12.7 | % | 12.8 | % | 12.4 | %”
Annual history
Hover a value to see the sentence it was read from; calculated values show their formula
| Period | Ended | USCS Net Interest Yield on Average Loans (Pre-2026, %) (%) | Year on year | Source |
|---|---|---|---|---|
| FY2024 | Dec 31, 2024 | 12.8% | +0.4 pts | 8-K EX-99.2 (Q4'24, filed 2025-01-24) ↗ |
| FY2023 | Dec 31, 2023 | 12.4% | +0.8 pts | 8-K EX-99.2 (Q4'24, filed 2025-01-24) ↗ |
| FY2022 | Dec 31, 2022 | 11.6% | +0.1 pts | 8-K EX-99.2 (Q4'23, filed 2024-01-26) ↗ |
| FY2021 | Dec 31, 2021 | 11.5% | – | 8-K EX-99.2 (Q4'22, filed 2023-01-27) ↗ |
| FY2017 | Dec 31, 2017 | 11.1% | +0.2 pts | 8-K EX-99.2 (Q4'17, filed 2018-01-18) ↗ |
| FY2016 | Dec 31, 2016 | 10.9% | – | 8-K EX-99.2 (Q4'17, filed 2018-01-18) ↗ |
Cite this data
StockData. (2026). American Express USCS Net Interest Yield on Average Loans (%), annual FY2016–FY2024 [Data set]. Compiled from American Express SEC filings and investor materials. https://stockdatahq.com/stocks/axp/kpis/uscs-legacy-niy-loans-pct
See every metric in the American Express KPI table. Data updated Oct 25, 2026.