American Express Co
Close on Nov 2, 2026Market cap $221.49BP/E 19.9Yield 1.00%
American Express American Express National Bank (AENB) by Year
American Express National Bank (AENB) — CET1 Risk-Based Capital Ratio (%) (%)
American Express American Express National Bank (AENB): 10.9% in FY2025, down 0.7 pts from a year earlier. That is the lowest of the 8 years on record here.
Where the FY2025 figure comes from
“December 31, 2025 || American Express National Bank | $ | 19,011 | $ | 19,011 | $ | 22,728 | 10.9 | % | 10.9 | % | 13.1 | % | 9.0 | % | 7.5 | %”
Source: Form 10-K FY2025 (0000004962-26-000080, filed 2026-02-06) ↗
American Express National Bank (FDIC Cert 27471, RSSD 1394676) is AXP's principal U.S. insured depository institution and card-issuing bank subsidiary.
Annual history
Hover a value to see the sentence it was read from; calculated values show their formula
| Period | Ended | American Express National Bank (AENB) — CET1 Risk-Based Capital Ratio (%) (%) | Year on year | Source |
|---|---|---|---|---|
| FY2025 | Dec 31, 2025 | 10.9% | -0.7 pts | Form 10-K FY2025 (0000004962-26-000080, filed 2026-02-06) ↗ |
| FY2024 | Dec 31, 2024 | 11.6% | 0.0 pts | Form 10-K FY2025 (0000004962-26-000080, filed 2026-02-06) ↗ |
| FY2023 | Dec 31, 2023 | 11.6% | +0.3 pts | Form 10-K FY2024 (0000004962-25-000016, filed 2025-02-07) ↗ |
| FY2022 | Dec 31, 2022 | 11.3% | -0.5 pts | Form 10-K FY2023 (0000004962-24-000013, filed 2024-02-09) ↗ |
| FY2021 | Dec 31, 2021 | 11.8% | -4.4 pts | Form 10-K FY2022 (0000004962-23-000006, filed 2023-02-10) ↗ |
| FY2020 | Dec 31, 2020 | 16.2% | +2.8 pts | Form 10-K FY2021 (0000004962-22-000008, filed 2022-02-11) ↗ |
| FY2019 | Dec 31, 2019 | 13.4% | +1.3 pts | Form 10-K FY2020 (0000004962-21-000013, filed 2021-02-12) ↗ |
| FY2018 | Dec 31, 2018 | 12.1% | – | Form 10-K FY2019 (0000004962-20-000030, filed 2020-02-13) ↗ |
Breakdown
What makes up american Express National Bank (AENB)
- AENB — Tier 1 Risk-Based Capital Ratio (%)10.9% · FY2025
- AENB — Total Risk-Based Capital Ratio (%)13.1% · FY2025
- AENB — Tier 1 Leverage Ratio (%)9.0% · FY2025
- AENB — Supplementary Leverage Ratio (SLR, %)7.5% · FY2025
- AENB — CET1 Capital ($M)19,011 · FY2025
- AENB — Tier 1 Capital ($M)19,011 · FY2025
- AENB — Total Risk-Based Capital ($M)22,728 · FY2025
Cite this data
StockData. (2026). American Express American Express National Bank (AENB) (%), annual FY2018–FY2025 [Data set]. Compiled from American Express SEC filings and investor materials. https://stockdatahq.com/stocks/axp/kpis/aenb-cet1-ratio-pct
See every metric in the American Express KPI table. Data updated Oct 25, 2026.