Pinnacle Financial Partners vs Regions Financial
PNFP and RF side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How PNFP and RF compare
Regions Financial is the larger company, worth 1.6 times as much as Pinnacle Financial Partners ($24.3B against $15.4B).
On earnings, Regions Financial is cheaper: it trades at 11.6× trailing earnings, against 14.0× for Pinnacle Financial Partners.
Pinnacle Financial Partners grew revenue faster over the last twelve months (83.7% versus 4.4% for Regions Financial).
Regions Financial keeps more of each dollar of sales as profit, with a net margin of 29.3% compared with 23.4% at Pinnacle Financial Partners.
Both pay dividends: Pinnacle Financial Partners yields 1.7% and Regions Financial 3.8%.
Regions Financial scores higher on the StockData Score (13 against 11 for Pinnacle Financial Partners), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | PNFP | RF |
|---|---|---|
| Size and price | ||
| Market cap | $15.4B | $24.3B |
| Share price | $101.66 | $28.57 |
| Change, 1 year | 20.5% | 18.7% |
| Change, 5 years | 2.3% | 17.5% |
| Beta (5Y) | 1.07 | 1.04 |
| Employees | 1,065 | 20K |
| StockData Score | ||
| Total score | 11 | 13 (better) |
| Valuation score | 2 | 2 |
| Growth score | 2 (better) | 0 |
| Performance score | 1 | 3 (better) |
| Health score | 3 | 5 (better) |
| Dividend score | 3 | 3 |
| Valuation | ||
| P/E | 14.0× | 11.6× (better) |
| P/S | 4.4× | 3.2× (better) |
| P/B | 1.0× (better) | 1.3× |
| P/FCF | 10.6× | – |
| PEG | 3.49 (better) | 39.84 |
| FCF yield | 9.4% | – |
| Fair value | $102.06 | $27.63 |
| Margin of safety | 0.39% (better) | −3.4% |
| Growth | ||
| Revenue growth (TTM) | 83.7% (better) | 4.4% |
| Revenue growth, 5Y average | 12.5% | 146% (better) |
| Net income growth (TTM) | 37.5% (better) | 7.5% |
| EPS growth (TTM) | −3.3% | 14.4% (better) |
| EPS growth, 5Y average | 14.9% | 17.4% (better) |
| Profitability | ||
| Net margin | 23.4% | 29.3% (better) |
| FCF margin | 41.3% | – |
| Return on equity | 7.6% | 11.9% (better) |
| Financial health | ||
| Debt / equity | – | 0.16 |
| Altman Z-score | 0.15 | 0.24 (better) |
| Piotroski F-score | 6 | 7 (better) |
| Dividends and buybacks | ||
| Dividend yield | 1.7% | 3.8% (better) |
| Payout ratio | 22.7% | 41.1% |
| Years of dividend growth | – | 13 |
| Dividend growth, 5Y average | – | 10.7% |
| Buyback yield | – | 4.7% |
| Shareholder yield | 1.7% | 8.5% (better) |
| Ownership | ||
| Held by institutions | 88.1% | 85.4% |
| Held by insiders | 0.95% | 0.34% |
| Insider net buying, 12 months | −$17.8M | −$1.2M (better) |
| Short interest, % of float | 3.8% | 7.5% |
Go deeper
- PNFP stock overview
- PNFP income statement
- PNFP valuation and score
- RF stock overview
- RF income statement
- RF valuation and score
Other comparisons
For information only, not investment advice. Check the source filings before relying on any figure.