First Horizon vs Regions Financial
FHN and RF side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How FHN and RF compare
Regions Financial is the larger company, worth 2.2 times as much as First Horizon ($24.3B against $11.0B).
On earnings, First Horizon is cheaper: it trades at 11.1× trailing earnings, against 11.6× for Regions Financial.
First Horizon grew revenue faster over the last twelve months (10.3% versus 4.4% for Regions Financial).
First Horizon keeps more of each dollar of sales as profit, with a net margin of 29.9% compared with 29.3% at Regions Financial.
Both pay dividends: First Horizon yields 2.8% and Regions Financial 3.8%.
First Horizon scores higher on the StockData Score (19 against 13 for Regions Financial), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | FHN | RF |
|---|---|---|
| Size and price | ||
| Market cap | $11.0B | $24.3B |
| Share price | $23.27 | $28.57 |
| Change, 1 year | 12.3% | 18.7% |
| Change, 5 years | 34.4% | 17.5% |
| Beta (5Y) | 0.76 | 1.04 |
| Employees | 7,404 | 20K |
| StockData Score | ||
| Total score | 19 (better) | 13 |
| Valuation score | 5 (better) | 2 |
| Growth score | 1 (better) | 0 |
| Performance score | 4 (better) | 3 |
| Health score | 5 | 5 |
| Dividend score | 4 (better) | 3 |
| Valuation | ||
| P/E | 11.1× (better) | 11.6× |
| P/S | 3.1× (better) | 3.2× |
| P/B | 1.2× (better) | 1.3× |
| P/FCF | 10.8× | – |
| PEG | 1.61 (better) | 39.84 |
| FCF yield | 9.2% | – |
| Fair value | $25.35 | $27.63 |
| Margin of safety | 8.2% (better) | −3.4% |
| Growth | ||
| Revenue growth (TTM) | 10.3% (better) | 4.4% |
| Revenue growth, 5Y average | 1.6% | 146% (better) |
| Net income growth (TTM) | 25.3% (better) | 7.5% |
| EPS growth (TTM) | 34.8% (better) | 14.4% |
| EPS growth, 5Y average | −0.21% | 17.4% (better) |
| Profitability | ||
| Net margin | 29.9% (better) | 29.3% |
| FCF margin | 28.8% | – |
| Return on equity | 11.6% | 11.9% (better) |
| Financial health | ||
| Debt / equity | 0.33 | 0.16 (better) |
| Altman Z-score | 0.22 | 0.24 (better) |
| Piotroski F-score | 6 | 7 (better) |
| Dividends and buybacks | ||
| Dividend yield | 2.8% | 3.8% (better) |
| Payout ratio | 29.5% | 41.1% |
| Years of dividend growth | 0 | 13 (better) |
| Dividend growth, 5Y average | 0.00% | 10.7% (better) |
| Buyback yield | 8.0% (better) | 4.7% |
| Shareholder yield | 10.8% (better) | 8.5% |
| Ownership | ||
| Held by institutions | 86.9% | 85.4% |
| Held by insiders | 1.3% | 0.34% |
| Insider net buying, 12 months | −$6.1M | −$1.2M (better) |
| Short interest, % of float | 2.9% | 7.5% |
Go deeper
- FHN stock overview
- FHN income statement
- FHN valuation and score
- RF stock overview
- RF income statement
- RF valuation and score
Other comparisons
For information only, not investment advice. Check the source filings before relying on any figure.