Regions Financial vs Truist Financial
RF and TFC side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How RF and TFC compare
Truist Financial is the larger company, worth 2.4 times as much as Regions Financial ($59.6B against $24.3B).
On earnings, Truist Financial is cheaper: it trades at 11.2× trailing earnings, against 11.6× for Regions Financial.
Regions Financial grew revenue faster over the last twelve months (4.4% versus 4.1% for Truist Financial).
Both pay dividends: Regions Financial yields 3.8% and Truist Financial 4.3%.
Regions Financial scores higher on the StockData Score (13 against 12 for Truist Financial), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | RF | TFC |
|---|---|---|
| Size and price | ||
| Market cap | $24.3B | $59.6B |
| Share price | $28.57 | $48.79 |
| Change, 1 year | 18.7% | 11.1% |
| Change, 5 years | 17.5% | −24.1% |
| Beta (5Y) | 1.04 | 1.05 |
| Employees | 20K | 59K |
| StockData Score | ||
| Total score | 13 (better) | 12 |
| Valuation score | 2 | 5 (better) |
| Growth score | 0 | 0 |
| Performance score | 3 (better) | 0 |
| Health score | 5 (better) | 4 |
| Dividend score | 3 | 3 |
| Valuation | ||
| P/E | 11.6× | 11.2× (better) |
| P/S | 3.2× | 2.9× (better) |
| P/B | 1.3× | 0.9× (better) |
| PEG | 39.84 | – |
| Fair value | $27.63 | $59.13 |
| Margin of safety | −3.4% | 17.5% (better) |
| Growth | ||
| Revenue growth (TTM) | 4.4% (better) | 4.1% |
| Revenue growth, 5Y average | 146% (better) | −2.2% |
| Net income growth (TTM) | 7.5% | – |
| EPS growth (TTM) | 14.4% | 18.5% (better) |
| EPS growth, 5Y average | 17.4% (better) | 4.4% |
| Profitability | ||
| Net margin | 29.3% | – |
| Return on equity | 11.9% | – |
| Financial health | ||
| Debt / equity | 0.16 (better) | 0.42 |
| Altman Z-score | 0.24 (better) | 0.18 |
| Piotroski F-score | 7 | – |
| Dividends and buybacks | ||
| Dividend yield | 3.8% | 4.3% (better) |
| Payout ratio | 41.1% | – |
| Years of dividend growth | 13 (better) | 0 |
| Dividend growth, 5Y average | 10.7% (better) | 2.9% |
| Buyback yield | 4.7% | 6.0% (better) |
| Shareholder yield | 8.5% | 10.3% (better) |
| Ownership | ||
| Held by institutions | 85.4% | 77.3% |
| Held by insiders | 0.34% | 0.20% |
| Insider net buying, 12 months | −$1.2M (better) | −$1.6M |
| Superinvestors holding | – | 3 |
| Short interest, % of float | 7.5% | 2.5% |
Go deeper
- RF stock overview
- RF income statement
- RF valuation and score
- TFC stock overview
- TFC income statement
- TFC valuation and score
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For information only, not investment advice. Check the source filings before relying on any figure.